Other Business

Simplify and Streamline Your International Growth

Reduce the complexity of cross-border business while gaining cost-savings, speed, and operational efficiency.

Our Open Money Network has you covered with our fast, efficient, and cost-effective strategies for any business that that sends or receives cross-border payments.

  • Flexible and scalable alternative to banks
  • Turn international payments into low-cost local payments
  • Gain additional revenue opportunities by taking a cut of cross-border FX
  • Expansive network that includes 90 countries
  • Faster payments for better liquidity
  • Reporting capabilities for increased transaction transparency
  • 24/7 payment processing, with real-time speed
  • Round-the-clock client service
  • Award-winning cross-border technology


If you are a small or medium-sized business looking for a low-cost money transfer service, check out our InstaReM for Business solution instead.

Payment platform

Benefits of NIUM

Cost Effective

Simplify Operations

Increase Transparency

Fast and Flexible

  • Avoid wire transfer fees with local payment rails
  • Offer local funding and settlement options to reduce or avoid cross-border fees
  • Get paid faster for better liquidity
  • Keep more of your FX margin, removing multiple intermediaries from transactions
  • Fund payments with credit for improved cash flow
  • Benefit from early-payment discounts and cashback savings
  • Control invoice amount and gain a shorter payment realisation time
  • Save on headcount by automating the payment process through API integration
  • Expand global operations with an integration into your existing tech-stack
  • Simplify payroll, payouts and disbursements with our multi-currency card solution
  • Send payments with your preferred payment method or currency
  • Reconcile international payments automatically
  • Manage your global payment activity with custom reports
  • Integrate payments with your financial software ecosystem
  • Get up and running in weeks
  • Send money via the most direct route to avoid delays
  • Increase liquidity by shortening the time it takes to receive international payments

Our Insights

How to Spot Hidden Fees in Your Exchange Rate

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How BaaS Unlocks the Customer Experience

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Five Tips for Expanding into Emerging Markets

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Choose the Solution
That Meets Your Needs


API screen

Looking to integrate with your existing systems? Use our API set and start customising our capabilities for your business.


Web Access

Plug and play screen

No developer, no problem.

Nium’s out-of-the-box solutions make it easy to get started today.