Financial Institutions

Real-time cross-border payments

Improve the speed of services, have better FX rates, or simply deliver a better experience, Nium lets you refine existing services or offer new products and markets to customers. 

Financial Institutions

For businesses involved in payments, the pressure is on to evolve or fall behind. This is especially true for financial institutions. With Nium, dream big without the burden of building a payments solution.  

Nium enables financial institutions–national banks, digital challenger banks, or fintech platformsto grow their footprint. Whether you’re looking to target a new market with low-cost local bank pay outs, or expand to emerging markets, our suite of secure, modular APIs and network of global licenses makes it easy to embed cross-border payments directly into your user experience. 

  • Offer low-cost pay outs worldwide to over 190+ countries, with 100+ in real-time, with a combination of local bank transfers, card pay outs, wire transfers, and digital wallets.  
  • Easily expand to emerging markets in LATAM, Asia, Africa, India, and the Middle East  
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A single partner approach

Embrace multiple payment methods, currencies, and speeds to create your preferred customer experience. Onepartner for Pay Out, Pay In, and Card Issuance 

On-demand market access

Go from idea to implementation with robust, bank-grade APIs. Our secure, modular API suite allows you to offer new products fast and easily integrate features and geographies as you scale. 

A network of 11 licenses

We offer fast and easy global scale while handling onboarding and KYC requirements. Have your own license? We can support that too. 

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The most powerful APIs for global money movement.

Go from idea to implementation quickly with robust, bank-grade APIs. Our documentation, sample data and code snippets provide developers with powerful tools to launch your next innovation.

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Build a global solution using modular, cloud-based APIs. Easily integrate features and geographies as you scale.


Read our documentation, explore APIs in our sandbox and begin to prototype as you build a solution.