Global Card
Issuance
That Scales
Launch physical and virtual card strategies quickly and easily with authorization models that work for you

Join 1000+ companies on the Nium payments infrastructure















































Scale globally to 34 countries
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Single-point of entry and management
Eliminate the friction and challenges in managing multiple accounts in multiple countries
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Easily fund multi-currency accounts
Transfer from your bank, cards, or direct debit into a Nium multi-currency wallet
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Works for Visa or Mastercard schemes
Depending on your operating model, Nium supports Visa and Mastercard to ensure wide acceptance

Cut time to market for your global card offering
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Ready-to-launch programs
Start your program with Nium in a matter of ((days?)) and capture new revenue streams
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Leverage Nium's footprint
Use our expansive network from Day One and get all the benefits of our proven and licensed services
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Support for Apple Pay and Google Pay
Add virtual cards that work with Apple Pay or Google Pay to expand acceptance*
*Contact us to determine availability in your area

Take control of your programs
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Set blocks and limits
Programmatically set spending limits at the program and card level to enhance control and reduce risk
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Onboard clients and users easily
API-driven onboarding assures quick and simple onboarding to improve the customer journey
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Use-case agnostic
Nium card programs work for spend management, travel, and other programs

Reduce the costs of transferring and converting payments
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Transparent conversion rates
Convert currencies in real time 24x7 to maximize the best exchange rates for payout
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Streamline payment operations effort
Fund management and administrative tasks are easily accomplished programmatically through the Nium API
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Reconcile and report faster
Nium handles settlement and provides webhooks to any finance or accounting platform

Choose an authorization model that enables your business
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Wallet Model
Easily leverage Nium's licenses to add payment card services to your offering
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Extended Authorization (ExAuth) model
Add card services to your product while employing your unique authorization logic
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Remote host authorization (RHA) model
Use Nium's verification and settlement, but as a licensed financial institution, you act as the database of record for transactions and authorizations
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The Global Infrastructure For Real-Time Payments
Nium moves money, manages foreign exchange, and mitigates fraud so your business can send and receive funds in real-time.




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190+
Payout countries
and territories
100+
Real-time
markets
100+
Supported
currencies
75M
Cards issued
worldwide