Global Payouts That
Inspire Borderless Business
Real-time payments infrastructure for
on-demand business.

Join 1000+ companies on the Nium payments infrastructure

Maximum coverage with flexible payouts and lower fees
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Pay to 190+ countries
Including emerging markets with our integration into local clearing systems to send payments faster at a lower cost
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Flexible Multi-Method Payouts
Send local and international payouts through wallets, cards, bank account via local ACH, direct debit, local currency wires, foreign currency wires, Visa Direct, China UnionPay, and proxies
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Embed global payouts into your payment application or service
Integrate the Nium platform API for seamless control and execute transfers that can land anywhere
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Minimize the cross-border compliance risks
Money transmitter licenses in multiple countries to ensure compliant and safe payment operations

Moving money at the speed of business
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Real-time transfers to over 100 countries
Including full FX conversion support and payment method choice
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Always-on 24x7 payments
Execute payments anytime even on weekends and holidays
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Transparent and fast settlement and reconciliation
Get real-time visibility into accounts for your next business decision

Add AI-powered payout logistics to guarantee delivery
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Real-time payment tracking
Our Payment Chronometer technology proactively monitors payment routes and alerts when delivery is impacted
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Predictable, reliable interbank routing
Machine learning analyzes transaction histories to select the most effective, cost-efficient routes and fees
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Meet service level agreements
Trace slower payments that are held up by banking or compliance issues

Trust and reliability where you need it
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Transparent fees on transactions and FX conversions
Nium offers transparency on transactions and FX conversions so you can accurately budget and plan
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Reduce payment errors
Minimize returns and slow, expensive investigations with KYB onboarding and screening before paying
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Relied on for mission-critical payments
Over $25B in funds are securely sent yearly on our ever-improving platform
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The Global Infrastructure For Real-Time Payments
Nium moves money, manages foreign exchange, and mitigates fraud so your business can send and receive funds in real-time.




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Contact Nium's experts to build innovations, get unparalleled technical and account support and get customized pricing and packages.
190+
Payout countries
and territories
100+
Real-time
markets
100+
Supported
currencies
75M
Cards issued
worldwide