Remessa Online is a leading international money transfer platform founded in 2016, headquartered in São Paulo, Brazil. With 266 employees, it serves 350,000+ customers across 100 countries, facilitating over $5.2 billion in remittance inflows and outflows for individuals and businesses. Its mission: simplify cross-border money transfers with speed, transparency, and competitive rates. (Acquired by EBANX in December 2021.)
The Challenge
Remessa Online was founded to transform how Brazilians send and receive money abroad, removing the bureaucracy endemic to Brazil's highly regulated foreign exchange market. Yet despite this mission, the company faced a fundamental constraint: cross-border payments remained far slower than the domestic standard.
While Brazil's PIX network set the global gold standard for real-time domestic transfers, cross-border payments — especially B2B — typically took over a week. They were also opaque and difficult to track, leaving both parties in the dark about payment status. Remessa needed the global infrastructure to match its domestic capabilities.
The Solution
Remessa Online partnered with Nium to tap into real-time cross-border payment infrastructure at global scale.
Nium's platform provided Remessa with the speed, reach, and transparency to compete on both cost and velocity. The partnership enabled Remessa to access new payment corridors, expand its service footprint, and offer customers real-time tracking of their operations — transforming cross-border money movement from a week-long process into something instant.
The Results
Powered by Nium's global infrastructure, Remessa Online achieved:
- Speed at scale: Payments now arrive in as little as 15 minutes, bringing cross-border transfers closer to domestic payment standards.
- Cost advantage: Cross-border payouts are now 8x cheaper than traditional domestic banks, giving customers a material incentive to move away from legacy channels.
- Transparency and control: Real-time tracking and better operational visibility let customers and Remessa monitor every transaction end-to-end.
Looking Ahead
As instant payments become the global standard, Remessa is positioned to lead in Brazil's cross-border market. The company plans to continue expanding into new corridors, leveraging Nium's real-time infrastructure to scale its offering and solidify its role as Brazil's gateway to the world.
