For years, funding cross-border payouts has meant choosing between two bad options: lock up capital in pre-funded accounts around the world, or wait days for expensive, slow wires. Meanwhile, businesses holding stablecoin faced a different problem: they had the capital but no way to actually deploy it for global payouts. And your USDC sits there - valuable but stranded.
Either way, whether it’s fiat or stablecoins, your money was trapped.
Starting today, Nium enables businesses to fund payouts in USDC and pay out in fiat, anywhere in the world. No crypto licenses or flows to manage. And if you’re a customer of Nium, there is no new integration nor changes to how payouts work today. It’s as simple as funding your account with one of our supported local currencies.
How this works: You fund in USDC, we convert it to USD, and your payout lands in local currency in 190+ countries.
Deposit USDC into your Nium account or open one to get started. We convert it to USD the moment it arrives and credit your fiat wallet. From there, we send the payout through our established, real-time network to be paid out in local currency within seconds.
Clients never need to manage a crypto wallet or private keys. Nium formed a strategic partnership with leading, regulated global stablecoin and digital-finance infrastructure providers who handle the regulated receipt and conversion in the background. It's stablecoin where it's useful, fiat where it's trusted, combined on one industry-first platform.
Here's what that means for your business:
- Free up working capital - stop pre-funding corridors and redeploy trapped cash to growth
- Put stablecoin to work - convert idle USDC into usable funding the moment it lands
- Move at the speed of the internet - funding settles in seconds, 24/7, with no banking-hour cut-offs
- Lower your costs - no wire fees on funding, no idle-capital drag, and one flat, transparent conversion fee
USDC funding — on a proven, bank-grade payout network.
Nium's USDC-funded payouts run on cross-border payments infrastructure that moves tens of billions dollars annually:
- 190+ payout corridors
- 40+ global payment licences
- Principal issuer on Visa and Mastercard
- Regulated, institutional-grade conversion through leading global stablecoin infrastructure providers — so you never touch crypto custody
For existing Nium customers: this works like funding in any other currency.
Stablecoin funding sounds like a major integration project. It isn't. On Nium, funding in USDC works just like funding your account in any other currency. So there is nothing new to build.
Clients request a deposit address through the same Nium API used across our platform. No new platform, no re-integration, no crypto infrastructure to stand up on your side.
Nium clients can be live in two steps:
- Receive a reusable deposit address, dedicated just to you
- Start funding - send USDC, we credit USD, and payouts go out exactly as they do today
Typical time to go live? Several days, not months.
Put your stablecoin to work today.
Stablecoin funding is available now for eligible corporate clients. If you're already holding USDC or you're tired of watching capital sit idle in pre-funded accounts, this is the easiest way to move faster for less.
Talk to your Nium account manager to switch it on or get in touch to get started.
