STABLECOIN-TO-FIAT PAYOUTS
Use stablecoins to power instant payouts 24/7.
Free up fiat, bypass banking delays, and move money globally without the heavy lift of traditional rails.
BUSINESS VALUE
Stablcoin speed, local fiat reach. One institutional-grade platform.
Global payout reach
Lightning-speed payouts in local currency to 190+ countries. Infrastructure built to handle billions of transactions.
Regulated infrastructure
Move stablecoins with certainty, not compromise. Compliance, licensing, and risk controls built-in.
One API for stablecoin and fiat at scale
API-first infrastructure built for high-volume stablecoin-to-fiat flows.
KEY BENEFITS
Move value instantly.
Instant funding 24/7
Use stablecoins to unlock working capital. Eliminate cash buffers trapped in pre-funded local accounts.
Pay recipients in local currency
No crypto wallet required on their end. Funds land in recipients' local bank accounts, virtual accounts, wallets, or cards as normal.
Move faster, around the clock
Reduce reliance on banking hours and cut-off times for cross-border payouts.
HOW IT WORKS
Stablecoin in. Local currency out.
Fund in stablecoin
Send stablecoin to fund your payout flow.
Nium converts and routes
Nium handles instant conversion to fiat and payout orchestration behind the scenes.
Recipients get paid their way
Funds arrive in the recipient's preferred local currency, no extra steps or crypto experience required.
USE CASES
Built for businesses moving money across markets, time zones, and currencies.
Payroll, contractor, and creator payouts
Pay employee salaries and global contractors faster across borders, without waiting on traditional banking rails.
Marketplace, platform, and digital asset disbursements
Pay sellers at scale across borders in real time, using stablecoin reserves to fund faster settlements.
Corporate treasury and liquidity operations
Use stablecoin funding to reduce idle balances, improve capital efficiency, and move funds when and where they’re needed.
Our mission is to connect Brazilian customers to the world and the world to Brazil’s consumer ecosystem. The best way to do this is to use high-technology solutions and global coverage. Nium is a game changer for us.”
The additional markets where Nium provides account verification coverage expands our global reach even further, providing value to our network participants without requiring any technology uplift while providing global account verification services through a single, secure network.”
With Nium’s partnership, Mashreq now offers the widest network of instant/same-day account credits from the UAE.”
The partnership with Nium means we can now deliver even more value to our customers, helping them navigate the complexities of spend management effortlessly."
What matters most is that people receive their money when they expect it. Working with Nium has helped us expand and scale our payout capabilities while maintaining the reliability our customers expect, including in markets where receiving earnings can otherwise be difficult.”
ADJACENT SOLUTIONS
The money movement stack to scale your business globally.
Cross-border payouts
Send funds to 190+ countries in real time, in 100+ currencies. One integration or a simple SDK.
Physical and virtual cards
Launch an on-demand card program, funded by fiat or stablecoins. Protection built in.
Account verification
Verify beneficiary accounts before you send — and stop payment failures before they start.
contact us
Let money move.
Talk to our team about how Nium can help you collect, convert, send, and spend with faster, more transparent payments worldwide.
FAQs
Answers you didn’t know you needed.
What are stablecoin payouts?
USDC-funded payouts allow businesses to use USDC to fund global fiat payouts. USDC is converted to USD when it reaches Nium, and payouts are then sent through Nium’s existing payment network to recipients in local currency. This gives businesses holding stablecoin a faster way to fund use cases such as contractor payments, creator payouts, marketplace disbursements, and cross-border payroll.
How does Nium's stablecoin payout API work?
Nium’s USDC payouts API enables businesses to use USDC as a funding source for global fiat payouts. USDC received through Nium is converted into USD and made available for disbursement through Nium’s existing payout network. This allows businesses to put USDC-held capital to work for cross-border payments while beneficiaries continue to receive funds in local currency.
Which stablecoins does Nium support?
Nium currently supports USDC for stablecoin payouts. USDC enables businesses to make digital dollar payouts and support stablecoin cross-border payments through supported blockchain networks and payout corridors. Availability may vary by market, use case, and regulatory requirements.
How fast are stablecoin payouts with Nium?
Stablecoin payouts can settle in minutes, with near-instant movement on supported blockchain networks. This can help businesses move funds faster than traditional wires, especially for cross-border payouts that would otherwise depend on banking hours, cut-off times, or intermediary banks. Actual delivery times may vary depending on payout method, destination market, compliance checks, and the recipient's chosen form of withdrawal.
Are stablecoin payouts compliant with local regulations?
Nium's stablecoin payout infrastructure is designed in accordance with applicable local regulations. Compliance requirements vary by market, payout corridor, customer profile, and use case. Nium applies relevant onboarding, screening, transaction monitoring, and regulatory controls to all supported stablecoin payout flows.
How do stablecoin payouts compare to traditional wire transfers?
Traditional wire transfers can be slower, more expensive, and dependent on banking hours, intermediary banks, and prefunded accounts. Stablecoin cross-border payments use digital dollar payout rails to move value faster and with greater flexibility. With Nium, businesses can use stablecoin payment rails alongside local fiat payout options, helping reduce settlement delays, improve capital efficiency, and simplify global payment operations.
Which blockchain networks does Nium support?
USDC funding is currently supported on Solana, Stellar, Ethereum, Base, and Polygon, with support for additional networks continuing to expand.
Does Nium custody stablecoin on behalf of clients?
Nium does not custody stablecoin assets on behalf of clients. Stablecoin funding flows through regulated infrastructure partners, and Nium acts as the payment orchestrator — managing conversion, payout routing, and delivery. Clients interact with Nium's APIs as normal, without needing to manage wallets or digital asset custody directly.
Please note that Nium’s USDC funding and payout products are subject to jurisdictional restrictions, and is currently not available in Hong Kong.