The element that makes fintech go.

The world’s payment infrastructure in one API.

The Element

Pay Out

Pay In

Issue Cards

Banking as
a Service

One platform unlocks:
Cross-Border Payments,
Local Accounts and
Card Issuance.

Nium is a catalyst to quickly deploy new financial services for businesses of every size. Gain instant access to a global network of pay out, pay in and card-issuing capabilities.

  • Integrations in as little as four weeks
  • Licensed in 40 markets around the world
  • Modular, composable APIs that light up cards, banks and wallets

Payments to over 100 countries, with banks and cards.

Nium provides cross-border payments all over the world, supporting real-time payments in 65 countries. Born as a global company, we bring our network, banks and compliance expertise to help serve your cross-border needs.

  • Upgrade your network for cost savings and improved delivery times
  • Payments to bank accounts, e-wallets, cards and cash
  • Supporting payments to vendors, employees, freelancers and more
  • Real-time payments in under 15 minutes

Expand your presence and manage your FX, with local accounts around the world.

Nium’s virtual accounts give you the ability to accept funds locally in the most popular currencies from anywhere in the world. Let your customers pay you locally while you save on FX fees.

  • Virtual local accounts across Asia, the Americas and Europe
  • Customers pay through domestic bank networks – become a “local”
  • Ability to manage multi-currency balances – manage your FX on your terms
  • Deposit balances or send to others through Nium’s Banking as a Service platform

Issue cards across the biggest markets around the world.

The world has shifted to card networks to help manage global funds disbursement for expenses, payments, loyalty rewards and more. Nium can be the rare partner that can build your card network all over the world.

  • Issue your branded cards across Europe, Asia and Australia
  • Manage payroll, travel expenses, freelancer payments and more
  • Give your customers, vendors and followers cards they can use globally
  • Access to Mastercard and Visa networks

Build the solution you need with Nium's Banking as a Service platform.

Nium’s composable API suite allows you to join all our payment and card services to create the service that fits your needs best. Collect money globally and disburse it in the way that best suits your needs, all through one API.

  • Collect locally and disburse funds across the world
  • Perfect for businesses working with global customers and vendors
  • Ability to send stored values to banks, cards or cash

Embedded financial services to transform your business.

Unlock New Revenue

Bring new services to your customers, monetize your cash flow, build your own global payment network.

Improve Cash Flow

Move money around the world to your vendors, customers and employees on the world’s leading global network.

Build your innovation with Nium's APIs.

Connect banks, virtual accounts, cards and e-wallets from around the world to solve your payment needs. Access bank-grade architecture and practices for security and scalability.

Nium's Global Network-easy access to the world.

We’ve done the groundwork in local markets to build a comprehensive network of licenses, partners and banking relationships to move money across the world.







Customer success


Nium: the element that enabled a streaming music service to streamline payments.


Nium: the element that gave a shipping company the power of global payroll.

Our customers

KBank is among Thailand’s largest banks, with more than 70 years of business operations in Thailand. In 1975, KBank expanded their coverage to foreign countries, now having service networks in nine nations.
Brazil's Banco Topázio has been present in the financial market since 2005. It was initially a financial company and became a bank in 2009, offering its customers and partners easier solutions.
BeeTech connects financial technology and innovation to transparency for the main currency exchange services in the world.
Mashreq has provided banking and financial services to millions of customers and businesses since 1967. They are one of UAE's leading financial institutions with a growing retail presence in the region including Egypt, Qatar, Kuwait, and Bahrain.
Based in Brazil, Frente is an Exchange Broker that combines the experience of financial market professional with the innovative digital and contemporary vision that data technology has brought to Fintech.