Making
money move
Grow faster with a payments infrastructure that moves
money across borders instantly. Collect, convert, and send
funds to accounts, cards, and wallets in over 190 countries.
Everything you need to move money globally
Send, receive, and convert funds worldwide from a single platform built to scale.
Multi-currency accounts
Simplify global funding and manage cross-border money movements without friction.
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Global payouts
Deliver funds to bank accounts, cards, or wallets across 190+ countries, in real-time, from a single platform.
Explore payouts →
Stablecoin-backed cards
New!Stablecoin card issuance platform gives any business a simple, compliant way to launch global card programs.
Issue stablecoin-backed cards →
Nium Verify
Verify bank accounts instantly across 50+ countries. Reduce failed payments and manual checks with built-in account validation.
Explore account verification →Global card issuing
Launch physical and virtual cards with flexible controls for you and your partners.
Explore card issuing →Foreign exchange
Access competitive rates and move funds instantly—without hidden markups or intermediaries.
Explore FX →
Built for your business model
Whether you’re a bank, platform, marketplace, or payroll provider, Nium helps you scale, expand globally, and deliver seamless payment experiences.
Financial Institutions
Banks
Move money globally in near real time. From our direct bank relationships help you settle instantly, and speed up transfers.
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Transfer money globally
Expand your operations seamlessly with payment access to 100+ countries.
Learn more →Platforms & Enterprises
Payroll
Pay your team your way, with competitive FX, real-time payments and direct rebates.
Learn more →Spend management
Take control of corporate purchases and simplify payments to suppliers.
Learn more →Creator economy
Pay content creators anywhere, instantly, with local payouts to 190+ countries.
Learn more →Travel
Online travel agencies
Maximize efficiency and profitability with optimized payments and funding.
Learn more →
Issue stablecoin-backed
cards. Anywhere.
At enterprise scale.
Turn stablecoin balances into real-world payments
Users spend anywhere Visa and Mastercard are accepted. Nium handles conversion and settlement behind the scenes.
Built on Nium’s trusted global issuing infrastructure.
Move money your way
Partner with Nium in the way that works best for your business.
Build and scale with the Nium API
Launch faster with a powerful, easy-to-use API built for automation and growth. Comprehensive docs, sample data, and ready-to-use code snippets help your team go live quickly and keep innovating.
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Manage everything in one place in the Nium Portal
Get a complete view of your payments and customers in a single dashboard. Control, track, and manage every transaction with tools designed for teams that need visibility and efficiency.
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Send global payments via SWIFT
Access SWIFT rails instantly — no complex integration required. Initiate, track, and reconcile cross-border payments in real time with faster, more transparent global transfers.
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Payments anywhere.
No borders, no delays.
Countries in Nium's network
Markets with real-time payments
Countries with instant account verification
Global currencies supported by Nium
Currencies available for locked FX rates
Trusted by banks and
enterprises worldwide
Nium provides real-time payments infrastructure to 1,000+ customers across banking, fintech, payroll management, marketplaces, AI, and travel.
Read customer case studiesHear how businesses scale with Nium
We have many criteria: the network, the connectivity, good commercial term, good after-sales service. And Nium fulfills every criteria that we have.
– Tawan Thammanichanon, Head of International Trade Product Management, KBank
Our partnership with Nium, a global leader in real-time, cross-border payments, will facilitate seamless, global transactions for our customers... embracing cutting-edge technologies and pushing boundaries to deliver excellence.
– Marwan Hadi, Group Head, Retail Banking & Wealth Mgmt. at Emirates NBD
As companies become increasingly global, the complexities of expanding compliantly across international borders also grow. Our partnership with Nium is designed to address these complexities head-on.
– Job van der Voort, CEO and Co-Founder, Remote
Ready to accelerate your global business growth?
Connect with an expert to discuss your use case, customized pricing and more.