One Connection
to
Real-Time
Global Payments
Accelerate business growth on the world’s leading real-time payments infrastructure. Collect, convert, and disburse funds around the world instantly to accounts, cards, and wallets.
Products
The Global Infrastructure For Real-Time Payments
Nium moves money, manages foreign exchange and mitigates fraud risk so your business can send and receive funds in real time.
our solutions
Solutions for Modern
Money Movement
Nium Portal
Manage Multiple Payment Applications From a Single-View Dashboard
Develop, deploy, and manage your payment applications directly from our single-view dashboard. Empower payment teams with self-serve tools, feature-rich applications, and intuitive instrumentation.
View interactive demoThe Most Powerful APIs for Faster Integration
Go from idea to implementation quickly and easily with our robust, powerful and flexible APIs. Our rich API documentation, sample data, and code snippets provide developers with powerful tools and elegant APIs to launch your next innovation with ease.
Start buildingThe Nium API
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--url https://gateway.nium.com/n1/api/v1/client/id/wallet/d45193cc-4d3c-421a-ada4-63f4dfcb663d/fund \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"amount": 500
"destinationCurrencyCode": "SGD"
"fundingChannel": "BANK_TRANSFER"
"fundingInstrumentId": " "<hash-id>"
"sourceCurrencyCode": "SGD"
}
'
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--url https://gateway.nium.com/n1/api/v1/client/api-key/customer/6380ca89-16c8-4d2a-826f-265bb954c39d/wallet/34078ed1-38f7-4ce4-825e-266e85ac1ba1/remittance \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"beneficiary": {
"id": "64665bf275b2012eca1ca0d5"
}
"deviceDetails": {
"countryIP": "66.249.74.64"
"deviceInfo": "macOS"
"ipAddress": "45.48.241.198"
"sessionId": "40531ac01a6f11edafc28dba55d51275"
}
"payout": {
"swiftFeeType": "SHA"
"audit_id": 112
"destination_amount": 0
"serviceTime": "2022-11-29"
"source_amount": 100
"source_currency": "INR"
"tradeOrderID": "TR012345"
}
"sourceOfFunds": ""Business Owner/Shareholder"
"authenticationCode": "string"
"customerComments": " "Transfer to family"
"exemptionCode": " "01 - Trusted Beneficiary"
"purposeCode": " "IR01802"
}
'
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--url https://gateway.nium.com/n1/api/v2/client/clientHashId/customer/customerHashId/wallet/walletHashId/card \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"Select one of the following card type": {
"cardType": "PHY"
}
"cardProductId": 100
"cardType": "VIR"
"cardExpiry": "1126"
"nameOnCard": " "John Doe"
"additionalLine": "John Doe"
"issuanceMode": "NORMAL_DELIVERY_LOCAL"
"plasticId": "100100"
"corporateId": "123456"
}
'
Connect to Nium’s Real-time Payments Infrastructure via Swift
Discover the easiest way to initiate, track, and reconcile Swift transactions on the Nium Real-Time Global Payments Network. No complex integrations. Just access to faster, more transparent payments worldwide.
Get startedGlobal network, global business
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220+ Payout countries and territories
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100+ Real-time markets
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Regulated in 35+ markets
Real-Time Money Movement, Made Possible
Move money around the world — from APAC to LATAM, from EMEA to North America, from capital cities to emerging markets. Our direct bank relationships enable nearly all transactions on the Nium network to be settled in real time.