The Leader in
Real-Time

Global Payments
Payroll Payments
Travel Payments
Business Payments
Payments

Accelerate business growth on the world's leading real-time payments infrastructure. Collect, convert, and disburse funds around the world instantly to accounts, cards, and wallets.

100+

Real-time
markets

190+

Payout countries
and territories

100+

Supported
currencies

75M

Cards issued
worldwide

Contact Sales Explore API

The Global Infrastructure For Real-Time Payments

Nium moves money, manages foreign exchange, and mitigates fraud so your business can send and receive funds in real-time.

Global Payouts

Send payouts to 190+ markets with real-time payments infrastructure for on-demand business.

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Global Accounts

Simplify funding, collection, conversion, and disbursements to drive borderless growth for multiple currencies.

Explore Accounts

Global Card Issuance

Launch physical and virtual card strategies quickly and easily with authorization models that work for you.

Explore Issue Cards

Global FX

Avoid the high-cost intermediaries and get transparency and control to move money anywhere in real time.

Explore FX

our solutions

The Modern Way Global Businesses Pay and Get Paid

Financial Institutions

Move money across borders for banks, fintechs, and money service businesses.

Explore Industry →

Global Payroll

Scale effortlessly with competitive FX, real-time payments, and direct debit options.

Explore Industry →

Spend Management

Take control of corporate purchasing and simplify supplier payments.

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Travel

Maximize efficiency and profitability by optimizing travel payments with flexible funding methods.

Explore Industry →

The Nium API

Fund Wallet Money Transfer Issue Card

Request

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curl --request POST \
--url https://gateway.nium.com/n1/api/v1/client/id/wallet/d45193cc-4d3c-421a-ada4-63f4dfcb663d/fund \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"amount": 500
"destinationCurrencyCode": "SGD"
"fundingChannel": "BANK_TRANSFER"
"fundingInstrumentId": " "<hash-id>"
"sourceCurrencyCode": "SGD"
}
'

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curl --request POST \
--url https://gateway.nium.com/n1/api/v1/client/api-key/customer/6380ca89-16c8-4d2a-826f-265bb954c39d/wallet/34078ed1-38f7-4ce4-825e-266e85ac1ba1/remittance \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"beneficiary": {
"id": "64665bf275b2012eca1ca0d5"
}
"deviceDetails": {
"countryIP": "66.249.74.64"
"deviceInfo": "macOS"
"ipAddress": "45.48.241.198"
"sessionId": "40531ac01a6f11edafc28dba55d51275"
}
"payout": {
"swiftFeeType": "SHA"
"audit_id": 112
"destination_amount": 0
"serviceTime": "2022-11-29"
"source_amount": 100
"source_currency": "INR"
"tradeOrderID": "TR012345"
}
"sourceOfFunds": ""Business Owner/Shareholder"
"authenticationCode": "string"
"customerComments": " "Transfer to family"
"exemptionCode": " "01 - Trusted Beneficiary"
"purposeCode": " "IR01802"
}
'

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curl --request POST \
--url https://gateway.nium.com/n1/api/v2/client/clientHashId/customer/customerHashId/wallet/walletHashId/card \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"Select one of the following card type": {
"cardType": "PHY"
}
"cardProductId": 100
"cardType": "VIR"
"cardExpiry": "1126"
"nameOnCard": " "John Doe"
"additionalLine": "John Doe"
"issuanceMode": "NORMAL_DELIVERY_LOCAL"
"plasticId": "100100"
"corporateId": "123456"
}
'

Go to example

Simplicity

99% Uptime

The Most Powerful APIs for Global Money Movement

Go from idea to implementation quickly and easily with our robust, powerful and flexible APIs. Our rich API documentation , sample data, and code snippets provide developers with powerful tools and elegant APIs to launch your next innovation with ease.

Start Building

Real-Time Money Movement, Made Possible

Move money around the world — from APAC to LATAM, from EMEA to North America, from capital cities to emerging markets. Our direct bank relationships enable nearly all transactions on the Nium network to be settled in real-time.