Making
money move

Grow faster with a payments infrastructure that moves money across borders instantly. Collect, convert, and send funds to accounts, cards, and wallets in over 190 countries.

190+ payout markets
100+ real-time markets
38M cards and virtual tokens issued last year
$60B+ in payments processed annually

Everything you need to move money globally

Send, receive, and convert funds worldwide from a single platform built to scale.

Multi-currency accounts

Simplify global funding and manage cross-border money movements without friction.

Explore accounts
Multi-currency account flags showing global payment support

Global payouts

Deliver funds to bank accounts, cards, or wallets across 190+ countries, in real-time, from a single platform.

Explore payouts
Global payouts dashboard showing real-time fund delivery

Stablecoin-backed cards

New!

Stablecoin card issuance platform gives any business a simple, compliant way to launch global card programs.

Issue stablecoin-backed cards

Nium Verify

Verify bank accounts instantly across 50+ countries. Reduce failed payments and manual checks with built-in account validation.

Explore account verification

Global card issuing

Launch physical and virtual cards with flexible controls for you and your partners.

Explore card issuing

Foreign exchange

Access competitive rates and move funds instantly—without hidden markups or intermediaries.

Explore FX

Built for your business model

Whether you’re a bank, platform, marketplace, or payroll provider, Nium helps you scale, expand globally, and deliver seamless payment experiences.

Financial Institutions

Banks

Move money globally in near real time. From our direct bank relationships help you settle instantly, and speed up transfers.

Learn more
Bank payout interface showing real-time global transfers

Transfer money globally

Expand your operations seamlessly with payment access to 100+ countries.

Learn more

Platforms & Enterprises

Payroll

Pay your team your way, with competitive FX, real-time payments and direct rebates.

Learn more

Marketplaces

Grow faster with custom, global payment solutions.

Learn more

Spend management

Take control of corporate purchases and simplify payments to suppliers.

Learn more

Creator economy

Pay content creators anywhere, instantly, with local payouts to 190+ countries.

Learn more

Travel

Online travel agencies

Maximize efficiency and profitability with optimized payments and funding.

Learn more

Airlines

Streamline operations and lower cost with closed-loop payment solutions.

Learn more

Hotels

Streamline supplier payments with virtual cards.

Learn more
Hotel booking confirmation with virtual card payment

Issue stablecoin-backed cards. Anywhere. At enterprise scale.

Stablecoin to real-world payments icon

Turn stablecoin balances into real-world payments

Stablecoin conversion and settlement icon

Users spend anywhere Visa and Mastercard are accepted. Nium handles conversion and settlement behind the scenes.

Global card issuing infrastructure icon

Built on Nium’s trusted global issuing infrastructure.

Stablecoin-backed card program showing Visa and Mastercard integration

Move money your way

Partner with Nium in the way that works best for your business.

Nium API
Connect via API

Build and scale with the Nium API

Launch faster with a powerful, easy-to-use API built for automation and growth. Comprehensive docs, sample data, and ready-to-use code snippets help your team go live quickly and keep innovating.

Get started
Nium API interface
Nium Portal
Connect via Portal

Manage everything in one place in the Nium Portal

Get a complete view of your payments and customers in a single dashboard. Control, track, and manage every transaction with tools designed for teams that need visibility and efficiency.

Get started
Nium Portal dashboard
Connect via SWIFT
Connect via SWIFT

Send global payments via SWIFT

Access SWIFT rails instantly — no complex integration required. Initiate, track, and reconcile cross-border payments in real time with faster, more transparent global transfers.

Get started
SWIFT payments corridors

Trusted by banks and enterprises worldwide

Nium provides real-time payments infrastructure to 1,000+ customers across banking, fintech, payroll management, marketplaces, AI, and travel.

Read customer case studies

Hear how businesses scale with Nium

KBank - Using payments to improve customer experience
KBank - Using payments to improve customer experience logo

We have many criteria: the network, the connectivity, good commercial term, good after-sales service. And Nium fulfills every criteria that we have.

– Tawan Thammanichanon, Head of International Trade Product Management, KBank

Emirates NBD
Emirates NBD logo

Our partnership with Nium, a global leader in real-time, cross-border payments, will facilitate seamless, global transactions for our customers... embracing cutting-edge technologies and pushing boundaries to deliver excellence.

– Marwan Hadi, Group Head, Retail Banking & Wealth Mgmt. at Emirates NBD 

Remote
Remote logo

As companies become increasingly global, the complexities of expanding compliantly across international borders also grow. 
Our partnership with Nium is designed to address these complexities head-on.

– Job van der Voort, CEO and Co-Founder, Remote

Ready to accelerate your global business growth?

Connect with an expert to discuss your use case, customized pricing and more.