Connecting the World to Real-Time Global Payments

Accelerate business growth on the world's leading real-time payments infrastructure. Collect, convert, and disburse funds around the world instantly to accounts, cards, and wallets.

The Global Infrastructure For Real-Time Payments

Nium moves money, manages foreign exchange, and mitigates fraud so your business can send and receive funds in real-time.

our solutions

The Modern Way Global Businesses Pay and Get Paid

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Financial Institutions

Move money across borders for banks, fintechs, and money service businesses.

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Global Payroll

Scale effortlessly with competitive FX, real-time payments, and direct debit options.

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Spend Management

Take control of corporate purchasing and simplify supplier payments.

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Travel

Maximize efficiency and profitability by optimizing travel payments with flexible funding methods.

The Most Powerful APIs for Global Money Movement

Go from idea to implementation quickly and easily with our robust, powerful and flexible APIs. Our rich API documentation , sample data, and code snippets provide developers with powerful tools and elegant APIs to launch your next innovation with ease.

Start Building

The Nium API

Request
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curl --request POST \
--url https://gateway.nium.com/n1/api/v1/client/id/wallet/d45193cc-4d3c-421a-ada4-63f4dfcb663d/fund \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"amount": 500
"destinationCurrencyCode": "SGD"
"fundingChannel": "BANK_TRANSFER"
"fundingInstrumentId": " "<hash-id>"
"sourceCurrencyCode": "SGD"
}
'
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curl --request POST \
--url https://gateway.nium.com/n1/api/v1/client/api-key/customer/6380ca89-16c8-4d2a-826f-265bb954c39d/wallet/34078ed1-38f7-4ce4-825e-266e85ac1ba1/remittance \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"beneficiary": {
"id": "64665bf275b2012eca1ca0d5"
}
"deviceDetails": {
"countryIP": "66.249.74.64"
"deviceInfo": "macOS"
"ipAddress": "45.48.241.198"
"sessionId": "40531ac01a6f11edafc28dba55d51275"
}
"payout": {
"swiftFeeType": "SHA"
"audit_id": 112
"destination_amount": 0
"serviceTime": "2022-11-29"
"source_amount": 100
"source_currency": "INR"
"tradeOrderID": "TR012345"
}
"sourceOfFunds": ""Business Owner/Shareholder"
"authenticationCode": "string"
"customerComments": " "Transfer to family"
"exemptionCode": " "01 - Trusted Beneficiary"
"purposeCode": " "IR01802"
}
'
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curl --request POST \
--url https://gateway.nium.com/n1/api/v2/client/clientHashId/customer/customerHashId/wallet/walletHashId/card \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"Select one of the following card type": {
"cardType": "PHY"
}
"cardProductId": 100
"cardType": "VIR"
"cardExpiry": "1126"
"nameOnCard": " "John Doe"
"additionalLine": "John Doe"
"issuanceMode": "NORMAL_DELIVERY_LOCAL"
"plasticId": "100100"
"corporateId": "123456"
}
'
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Circle Icon 99% Uptime

Real-Time Money Movement, Made Possible

Move money around the world — from APAC to LATAM, from EMEA to North America, from capital cities to emerging markets. Our direct bank relationships enable nearly all transactions on the Nium network to be settled in real-time.

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Global network global business.

  • 190+ Payout countries and territories
  • 100+ Real-time markets
  • Regulated in 35+ markets
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