Unlock global AGILITY
with the Open Money Network
Tap into our global financial infrastructure to offer financial services, enter new markets, expand across the globe, generate new revenue, and enhance customer satisfaction.
Financial
Institutions
Ecommerce
FinTech
Marketplace
Maritime
A Payment Experience Built for the Future
The global landscape is constantly shifting: position your institution as a cutting-edge, leading solutions provider. Grow revenue, reduce costs, and enhance profitability by scaling smarter, expanding corridors, and augmenting existing offerings.
- Flexible tech-stack for multiple use cases
- Bank-grade security features
- Real-time and same-day payments
- Advanced and flexible FX capabilities

Faster, Flexible Payments for your Marketplace
Easily send real-time payouts across the globe. Empower your sellers and workforce with multiple payout options.
- Provide payout options to bank accounts, card, or cash
- Create custom branded cards
- Ensure timely payments with 24/7 processing, in real-time
- Expansive coverage in 90+ countries

A Cost-Effective Cross-Border Solution
Minimize the cost of cross-border payments and grow your business without adding complexity. Tap into international payment efficiencies and cost-savings, while expanding into emerging markets with ease.
- Eliminate hidden costs
- Control FX timing and rates
- Flexible local currency and payment solutions

Faster, Flexible Payments for your Marketplace
Easily send real-time payouts across the globe. Empower your sellers and workforce with multiple payout options.
- Provide payout options to bank accounts, card, or cash
- Create custom branded cards
- Ensure timely payments with 24/7 processing, in real-time
- Expansive coverage in 90+ countries

A Seamless Global Payday Solution
Navigate payday and supplier payments with Nium’s easy to use technology. Convenient, cost-effective, secure, and real-time.
- Complete geographic coverage
- Fully customisable app with online and offline access
- Save on payouts and FX-rates

Scale-up Globally While Scaling Down Complexity and Cost
Take more profit from global transactions, expand your global network, and reduce operational friction with a tailored solution. Offer customers and global suppliers flexible payment and collection options in their local currencies and preferred methods such as card, bank, or wire transfer to ensure a higher rate of cart conversion.
- Profit from cross-border transactions
- Control FX timing, rates, and cost
- Flexible local currency and payment methods

Invent Beyond Borders.
Power Your Business with Nium.
We did the heavy lifting with our licenses, global payment rails, industry know-how, and international potential. We spent years laying the groundwork so your team can focus on your customers and core offering.
- Integrations in as little as four weeks
- Access to our robust API set
- Customised solutions

A Seamless Global Payday Solution
Navigate payday and supplier payments with Nium’s easy to use technology. Convenient, cost-effective, secure, and real-time.
- Profit from cross-border transactions
- Control FX timing, rates, and cost
- Flexible local currency and payment methods

Enable Your Global Business for The Digital Future
Scale business globally while simplifying operations. Expand your revenue and increase your margins with easy to use cross-border capabilities that can be combined into one tailored solution to power your business.
- Provide local payment options with global collections
- Streamline global operations with digital cards
- Access to 90 countries to send globally

Choose the Solution
That Meets Your Needs
API

Looking to integrate with your existing systems? Use our API set and start customising our capabilities for your business.
OR
Web Access

No developer, no problem.
Nium’s out-of-the-box solutions make it easy to get started today.
OPEN MONEY PLATFORM
The Open Money Account is at the core of our send, spend, and receive capabilities, a multi-currency wallet that gives you access to a seamless global business. Your business, our global financial infrastructure.
Send
Payment rails that power global innovation
Want to tap into payment rails that enable fast, transparent, and efficient payments to more places around the globe? We have you covered with a platform that reaches 90 countries, of which 65 are real-time.
Spend
Card issuing capabilities that span the globe
Need a card issuance solution for your customers? Want to pay your global workforce in real-time via debit card, improve expense management, or spend against receivables? Make it happen with Nium’s global card issuing capabilities.
Receive
Speedy cross-border collection and low-cost repatriation
Are you looking for ways to get paid by international customers and buyers faster? Wondering how to receive payments in multiple currencies, get better FX rates, and improve cash flow through automated AR tracking? Get your money quicker, with lower cost, and grow your bottom line.
Nium’s Open Money Network powers global innovation
We’ve done the groundwork in local markets to build a comprehensive network of licenses, partners, and banking relationships to move money across the earth.
Seamlessly connect to the world.
Countries
Corridors

“Nium worked with one of the world’s largest consumer payment apps to add cross-border transfers to their existing product. The new features took less than three months to launch using our white label consumer interface and flexible API set.”
Industry:
Remittance-as-a-Service
Ecommerce

“Nium’s platform enabled cross-border payments for a global bank. By tapping Nium to offer real-time capabilities, they provided a more competitive solution compared to traditional banks and protected themselves against tech-forward challengers.”
Industry:
Financial Services
Our Clients






