Money Movement for Modern Banks
Enable real-time payments, enhance transparency, and optimize operational efficiency through our global network.
Banks
Real-Time Infrastructure for Global Business
Delivering cost-effective, reliable payment services, while optimizing cross-border reach, treasury management and differentiating service offerings have become table stakes for banks.
Nium provides banks with robust, real-time payments infrastructure with seamless API integration, comprehensive compliance monitoring on a global scale. Reduce costs, increase speed, and deliver unparalleled transparency, ready to adapt to whatever the market brings.
On-Demand Payments Anywhere
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Access a global payment network
Send payments to over 190 countries, including 100+ real-time destinations with compliance built-in as standard.
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Tailor payouts to customer needs
Offer flexible and customer-centric payment solutions, including payouts to bank accounts, wallets, and cards, or through local and foreign currency wires.
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Reach every customer
Support B2B, B2C, P2P payments on behalf of your customers with a single, integrated solution that caters to multiple transaction types.
End-to-End Transparency and Reliability
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Track payments precisely
Drill down into payment journeys with Nium’s Chronometer tool for real-time updates on payment statuses and estimated delivery for complete transparency, or track your wires with SWIFT’s UETR.
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Eliminate unnecessary fees
Ensure recipients receive the full payment amount without deductions, leveraging local payment rails for cost-effective transactions.
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Pre-validate beneficiary accounts
Minimize payment errors and returns, friction and delays by pre-validating beneficiary details upfront for complete predictability.
Streamlined Market Entry
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Accelerate payment transmission with simple integrations
Initiate payments within minutes through Nium Portal without the need for a complex integration, or start exchanging SWIFT MT and ISO20022 messages with simple configurations.
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Automate reconciliation and reporting
Access detailed reporting, including MT940 account statements, to automate bank reconciliation and improve financial oversight.
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Expand globally with a single payment partner
Access 100+ real-time destinations and flexible payout methods with a single contract and integration.
The World’s Trusted Payment Partner
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Work with a proven leader
Nium processes over $25B in transactions annually, with 80% of payments completed in under 15 minutes, ensuring reliability and efficiency.
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Minimize risk with global licensing and compliance
Operate with confidence as Nium is regulated in 35+ markets across Asia, Europe, and the Americas. Minimize regulatory risks and enhance security with 360° regulatory compliance, including real-time transaction monitoring and fraud detection and AML/CTF measures.
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Access best-in-class support
Count on round-the-clock support from payment experts and a dedicated account manager to ensure seamless operations and swift issue resolution.
Join 1000+ companies on the Nium payments infrastructure
Our FI customers include:
Products
The Global Infrastructure for Real-Time Payments
Nium moves money, manages foreign exchange and mitigates fraud risk so your business can send and receive funds in real time.
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Ready To Accelerate Your Global Business Growth?
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220+
Payout countries
and territories
100+
Real-time
markets
100+
Supported
currencies
75M
Cards issued
worldwide