Global Workforce
Payroll at Scale

Enabling payroll providers to differentiate with real-time, cross-border capabilities.

Payroll Hero Nium

Join 1000+ companies on the Nium payments infrastructure

Oyster
Multiplier
Gusto

Payroll

Winning in a Borderless World

Businesses are struggling with precision, efficiency, and deliverability when paying their global workforces. Nium allows you to offer flexible, game-changing global payroll with onboarding and processing that creates new opportunities and differentiation.

Nium works for all disbursement models, including Employer of Record (EOR), corporate payroll, and contract employees. It's ideal for global entities/subsidiaries, gig economy/outsourcing, creator economy, service marketplaces, royalties, translation, and education.

Nium Payroll - Winning in a Borderless World

Supported currencies

Create and manage bank accounts in 20+ currencies with one API

USD
USD
Direct Debit supported
EUR
EUR
Direct Debit supported
GBP
GBP
Direct Debit supported
SGD
SGD
AED
AED
CAD
CAD
AUD
AUD
NZD
NZD
JPY
JPY
HKD
HKD
SEK
SEK
DKK
DKK
NOK
NOK
CHF
CHF
CNY
CNY
THB
THB
TRY
TRY
PLN
PLN
HUF
HUF
ILS
ILS
MXN
MXN
ZAR
ZAR
RON
RON
CZK
CZK
PHP
PHP

Payroll that never sleeps

With access to 220+ markets, including real-time to 100 markets 24x7 - even on holidays

  • Create multi-currency accounts in minutes

    Avoid the hassle of setting up and managing local bank accounts. Send, convert, hold and receive dozens of currencies to optimize treasury management.

  • Lock in rates and convert in bulk

    Get live interbank exchange rate and lock them in for up to 24 hours. Convert to make payroll in bulk.

  • Send payroll with multiple payment options

    Pay out to bank accounts, wallets, cards or even cash through local rails and international wires. For SWIFT payments, choose between a SHA or OUR transfer fee model for zero-deduction wires.

Nium - Your partner for mission-critical payroll

Your world-class partner for mission-critical payroll

  • Transparent fees, always

    Get live, 24x7 rates to uncover hidden fees and markups and avoid being overcharged.

  • Ensure the most efficient transfers

    Enjoy pinpoint accuracy in payment tracking and real-time updates on speed and progress with SWIFT UETR (Remote, Feel, Oyster, Multiplier) and our Payment Chronometer tool.

  • Eliminate payment error cycles

    Nium’s intelligent payment routing and microdeposit pre-validation adds predictability, eliminates friction, reduces delays, minimizes returns and repairs.

Nium Improves onboarding flow while reducing complience risk

Improve onboarding workflow while reducing compliance risk

  • Faster onboarding via APIs

    Verify businesses in real-time using eKYB and eKYC. Reduce time spent on admin and manual tasks.

  • Scalable in global markets

    Leverage a single API standard process to onboard payees globally, speeding up time to market.

  • 360° regulatory oversight

    Comply with AML/CFT priorities and enhance security with liveliness checks, real-time transaction monitoring, and fraud detection.

Nium Never miss funding a payroll cycle - onboarding flow

Never miss funding a payroll cycle

  • Automate funding via bank transfers or direct debit

    Easily and quickly fund or top-up a multi-currency wallet to support the payroll cycle at predefined thresholds

  • Seamless currency conversion

    Nium multi-currency wallet can be used to disburse payments to local currencies

  • Reliable employee payout

    Payroll lands in employees verified bank, wallet, or card accounts in their currency

Resources

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Frequently Asked Questions

  • Can I pay out to cards for my freelancers, creators, influencers, or other workers?

    Yes! In some countries, we can support Payout to card using the Visa Direct network. Another option is to issue your own branded cards to those workers and then load funds onto those issued cards when a payment is warranted.  

  • I’m looking for a payments partner, but I’m not sure if I’m an “online platform.” Can you tell me more about this term?

    Many terms are being used to describe a wide range of businesses. We are using “online platforms” because it is generally accepted as a broad segment of businesses that operate digitally to connect customers. Examples include (but are not limited to):  

    • Spend management platforms (sometimes also referred to as expense management platforms)  
    • Supplier payment platforms (sometimes referred to as account payable/receivable platforms)  
    • Payroll platforms (either as part of a human resources (HR) service, human capital management (HCM) service), or a stand-alone payroll platform)  
    • Marketplaces 
    • Talent platforms (includes freelancer payments, gig worker payments, contractor payments, creator payments, influencer payments, and more).  
  • Can you make payments to emerging markets such as India?

    Yes! Using our API, you can pay out to markets all around the world. Explore our network for more details.  

  • Can I share in the revenue for payments?

    Yes! We have many customers that choose to partner with Nium for this exact reason. We can design a program that helps you meet your own business needs and those of your customers.

  • What products are available to SaaS and Online platforms?

    Nium offers Payin, Payout, and Card Issuance aimed at helping you design the program that works best for your platform participants. These disbursements, collections, and issuing products support most platform businesses, including spend management, supplier payment platforms, payroll platforms, marketplaces, and talent and gig platforms (those that help connect freelancers, gig workers, creators, and influencers to jobs and monetization of their work).  

  • Where do you offer real-time payments?

    Nium offers real-time payments to 100+ markets across the globe. This includes markets such as the United Kingdom and Mexico, as well as emerging markets such as Malaysia, the Philippines, India, and more.  For a full list, please see our network page.  

  • Do I need a license to make payments with Nium?

    No. Nium holds 11 licenses around the world and can support clients that want to operate as an agent of Nium. Naturally, there are factors we must consider for businesses seeking to move money under our license. Contact us for more information and to discuss your needs.  

Premium content

Prioritizing Global Payouts

Marketplaces have rapidly reshaped the online retail space by facilitating services for buyers and sellers to create a seamless experience for all stakeholders. However, as platforms look beyond domestic markets, cross-border growth will require a new approach to the seller experience
Read the report
Prioritizing Global Payouts

Premium content

Like, Subscribe, Pay - Get the Creator Economy Report

Successful, growing platforms know that brand and loyalty metrics matter. Your creators are your lifeblood to the business. This report, created by Nium in conjunction with NewtonX, explores the challenges and role payments play in scaling social platforms globally.
Read the report
Like, Subscribe, Pay - Get the Creator Economy Report

Premium content

Payroll Goes Global: Optimizing Workforce Payments for International Businesses  

International hiring increased an eye-popping 145% in 2022. However, managing a global workforce adds complexities to payroll processing. Regardless of the payroll model–indirect global, employer of record, or contractor–payroll platforms need a service that can facilitate expansion and directly
Read the report
Payroll Goes Global: Optimizing Workforce Payments for International Businesses  

Products

The Global Infrastructure for Real-Time Payments

Nium moves money, manages foreign exchange, and mitigates fraud so your business can send and receive funds in real-time.

Let’s talk!

Interested?

Talk With Our Representatives To Get On Board

Contact Nium's experts to build innovations, get unparalleled technical and account support and get customized pricing and packages.

220+

Payout countries
and territories

100+

Real-time
markets

100+

Supported
currencies

75M

Cards issued
worldwide

Oyster
Multiplier
Gusto
Deel
Volopay
PayCell
Oyster
Multiplier
Gusto
Deel
Volopay
PayCell
Oyster
Multiplier
Gusto
Deel
Volopay
PayCell
Oyster
Multiplier
Gusto
Deel
Volopay
PayCell

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