Nium simplifies international growth for global payroll services by removing the regulatory complexities and reducing settlement times so that talent around the world is paid quickly, seamlessly, and in the way that works for them.
Support for all global payroll disbursement models, including Employer of Record (EOR), corporate payroll, and contract employees
Fund payroll accounts, flexibly
Fund your payroll through individual bank transfers, or enable direct debit for a simple, recurring solution.
Lower payroll costs
Keep payroll costs under control with zero deduction transfers, transparent foreign exchange rates, and local currency payouts
The Way Businesses
Pay Anyone, Anywhere
Satisfy Demand for New, Innovative Paychecks
Pay your with a range of methods, including bank transfer, e-wallets, and card funding.
With 100+ payout markets in real-time, and with robust status and confirmation tracking, and zero-deduction payments, employees can count on predictable, on-time payments.
No Customer is Out of Reach
Facilitate B2B, B2C payroll models with ease, ensuring employees and contractors can be paid without worry.
Speak to a real-time payments expert
The Leader in Real-Time Global Payments
Speak to our experts on how Nium can help solve your most difficult payment challenges.
With our suite of powerful and flexible APIs, implementation and integration
easy. From getting started through launching in your first market, we have powerful tools
documentation at your fingertips.
Global corporates and payroll platforms enabled by real-time payments benefit from faster, cheaper, and more transparent transactions. When exchange rates are locked in, hidden fees are eliminated, and regulatory requirements taken care of, the ‘right time’ to execute payments is all the time.
Learn the current challenges of payroll support, and how to choose the right global payroll platform that adapts to the needs of markets, business models, and technology stacks of international businesses in Nium's new infographic.
In episode three of Forward Exchanges Michael Bermingham, Co-founder, and Chief Business Officer at Nium, and Laetitia Moncarz, Global Head of Payments at Papaya Global discuss payment considerations and evolving employee expectations.
Recently, Nium hosted a webinar shedding light on its comprehensive offerings and how the teams address the questions and concerns of prospects from financial institutions, global payroll platforms, spend management platforms, marketplaces, and the travel industry.
I’m looking for a payments partner, but I’m not sure if I’m an “online platform.” Can you tell me more about this term?
Many terms are being used to describe a wide range of businesses. We are using “online platforms” because it is generally accepted as a broad segment of businesses that operate digitally to connect customers. Examples include (but are not limited to):
Spend management platforms (sometimes also referred to as expense management platforms)
Supplier payment platforms (sometimes referred to as account payable/receivable platforms)
Payroll platforms (either as part of a human resources (HR) service, human capital management (HCM) service), or a stand-alone payroll platform)
Can you make payments to emerging markets such as India?
Yes! Using our API, you can pay out to markets all around the world. Exploreour networkfor more details.
Can I share in the revenue for payments?
Yes! We have many customers that choose to partner with Nium for this exact reason. We can design a program that helps you meet your own business needs and those of your customers.
What products are available to SaaS and Online platforms?
Nium offersPayin,Payout, andCard Issuanceaimed at helping you design the program that works best for your platform participants. Thesedisbursements, collections, and issuingproductssupportmostplatform businesses, including spend management, supplier payment platforms, payroll platforms, marketplaces, and talent and gig platforms (those that help connect freelancers, gig workers, creators, and influencers to jobs and monetization of their work).
Where do you offer real-time payments?
Nium offersreal-timepayments to 100+ markets across the globe. This includes markets such as the United Kingdom and Mexico, as well as emerging markets such as Malaysia, the Philippines, India, and more. For a full list, please seeour networkpage.
Do I need a license to make payments with Nium?
No. Nium holds11 licenses around the worldand can support clients that want to operate as an agent of Nium. Naturally, there are factors we must consider for businesses seeking to move money under our license. Contact us for more information and to discuss your needs.
Can I pay out to cards for my freelancers, creators, influencers, or other workers?
Yes! In some countries, we can support Payout to card using the Visa Direct network. Another option is to issue your own branded cards to those workers and then load fundsontothose issued cards when a payment is warranted.
The leader in real-time global payments
Accelerate global business growth with Nium’s payment infrastructure allowing you to collect, convert, and disburse funds instantly to accounts, cards, and wallets around the world.