Winning in a Borderless World
Businesses are struggling with precision, efficiency, and deliverability when paying their global workforces. Nium allows you to offer flexible, game-changing global payroll with onboarding and processing that creates new opportunities and differentiation. Nium works for all disbursement models, including Employer of Record (EOR), corporate payroll, and contract employees. It's ideal for global entities/subsidiaries, gig economy/outsourcing, creator economy, service marketplaces, royalties, translation, and education.
Create and manage bank accounts in 20+ currencies with one API
Payroll that never sleeps
With access to 190+ markets, including real-time to 100 markets 24x7 - even on holidays
Create multi-currency accounts in minutes
Avoid the hassle of setting up and managing local bank accounts. Send, convert, hold and receive dozens of currencies to optimize treasury management.
Lock in rates and convert in bulk
Get live interbank exchange rate and lock them in for up to 24 hours. Convert to make payroll in bulk.
Send payroll with multiple payment options
Pay out to bank accounts, wallets, cards or even cash through local rails and international wires. For SWIFT payments, choose between a SHA or OUR transfer fee model for zero-deduction wires.
Your world-class partner for mission-critical payroll
Transparent fees, always
Get live, 24x7 rates to uncover hidden fees and markups and avoid being overcharged.
Ensure the most efficient transfers
Enjoy pinpoint accuracy in payment tracking and real-time updates on speed and progress with SWIFT UETR (Remote, Feel, Oyster, Multiplier) and our Payment Chronometer tool.
Eliminate payment error cycles
Nium’s intelligent payment routing and microdeposit pre-validation adds predictability, eliminates friction, reduces delays, minimizes returns and repairs.
Improve onboarding workflow while reducing compliance risk
Faster onboarding via APIs
Verify businesses in real-time using eKYB and eKYC. Reduce time spent on admin and manual tasks.
Scalable in global markets
Leverage a single API standard process to onboard payees globally, speeding up time to market.
360° regulatory oversight
Comply with AML/CFT priorities and enhance security with liveliness checks, real-time transaction monitoring, and fraud detection.
Never miss funding a payroll cycle
Automate funding via bank transfers or direct debit
Easily and quickly fund or top-up a multi-currency wallet to support the payroll cycle at predefined thresholds
Seamless currency conversion
Nium multi-currency wallet can be used to disburse payments to local currencies
Reliable employee payout
Payroll lands in employees verified bank, wallet, or card accounts in their currency
Hear From Our Customers
We went from kickoff to having a live product in about 3 months ... we went from zero to processing millions of transactions together.
– Giovanni Casinelli, Co-Founder & President at AspireWatch now →
The corridors are lightning fast. Euros are almost instant, which is always a happy surprise for the client. We say a maximum of two days, but it usually ends up being minutes. It’s a kind of magic which they love.
– Micael Martins, Head of Product, Frente CorretoraRead more →
The Global Infrastructure For Real-Time Payments
Nium moves money, manages foreign exchange, and mitigates fraud so your business can send and receive funds in real-time.
Talk with our representatives to get onboard
Contact Nium's experts to build innovations, get unparalleled technical and account support and get customized pricing and packages.