A Global Transfer Network at the Speed of Modern Business

Deliver reliable, flexible payments on a global scale, with real-time capabilities for over 100 markets.

Money Transfor Operator

Money Transfer Operators

Move Money Anywhere Efficiently and On-Demand

Modern money is increasingly global, with businesses and individuals moving capital across borders to support remittances, international suppliers and complex business models. Nium enables money transfer operators to efficiently send funds anywhere, including for low-value transactions and to unbanked customers.

With 24/7 FX conversions and reliable payment speeds through real-time local rails, MTOs can provide a superior customer experience, reduce operational costs, and expand their market reach to build a truly borderless business model.

Efficient Cross-Border Payments for SMB & Low-Value Transactions

Efficient Cross-Border Payments for SMB & Low-Value Transactions

  • Connect your global audience

    Make payments to over 190 countries, including 100+ real-time destinations, ensuring more than 80% of transactions reach beneficiary accounts within 15 minutes.

  • Offer tailored payment options

    Provide payouts to bank accounts, wallets, and cards through local rails or through local and foreign currency wires for maximum customer flexibility.

  • Minimize fees and FX

    Optimize for lower costs by leveraging local rails, manage costs with zero-deduction wire transfers through OUR or shared costs through SHA, with full visibility over fees and FX before you submit a transaction.

End-to-End Transparency and Reliability

End-to-End Transparency and Reliability

  • Track payments precisely

    Drill down into payment journeys with Nium’s Chronometer tool for real-time updates on payment statuses and estimated delivery for complete transparency, or track your wires with SWIFT’s UETR.

  • Eliminate unnecessary fees

    Ensure recipients receive the full payment amount without deductions, leveraging local payment rails for cost-effective transactions.

  • Pre-validate beneficiary accounts

    Minimize payment errors and returns, friction and delays by pre-validating beneficiary details upfront for complete predictability.

Join 1000+ companies on the Nium payments infrastructure

Our FI customers include:

Currencycloud logo
Ebury logo
Emirates NBD logo
Enjaz logo
Frente logo
kBank logo
Mashreh logo
Mastercard logo
MoneyCorp logo
OZ logo
Payoneer logo
Treviso logo
Currencycloud logo
Ebury logo
Emirates NBD logo
Enjaz logo
Frente logo
kBank logo
Mashreh logo
Mastercard logo
MoneyCorp logo
OZ logo
Payoneer logo
Treviso logo

Premium content

Avoiding Cost in Translation

For over a decade, Nium has invested in building its payment platform with deep banking relationships and highly focused technology. Nium enables its clients to pay into over 190 countries, through over 110 currencies, using a broad set of payment methods—many of which are real-time. The company moves money at the rate of USD 25 billion annually, while providing compliance checks such as KYB and KYC.
Read the report

Products

The Global Infrastructure for Real-Time Payments

Nium moves money, manages foreign exchange and mitigates fraud risk so your business can send and receive funds in real time.

Resources

Let’s Talk!

Interested?

Ready To Accelerate Your Global Business Growth?

Connect with our experts to explore use cases based on your industry, discuss customized pricing, and answer any questions you have.

220+

Payout countries
and territories

100+

Real-time
markets

100+

Supported
currencies

75M

Cards issued
worldwide

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