Nium Powers
Cross-Border Payments, Seamlessly

We believe global payments should be as fast, seamless, and cost-efficient as local ones. Nium’s B2B payment network helps businesses move money smarter, faster, and with full compliance wherever they operate.

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Global Financial Infrastructure Hero Nium

Nium Provides Global
Payment Solutions for
Every Financial Industry

Every industry faces unique cross-border payment challenges. Whether paying suppliers, managing global payouts, or handling high-value B2B transactions, Nium delivers scalable, compliant, and frictionless solutions built for growth.

Banks & Financial Institutions

Reach global markets through one secure platform, sending cross-border payments via local rails, currencies, and regulated networks worldwide.
Fintechs & Payment Processors

Scale securely with licensed money transmitter access across multiple jurisdictions, supporting compliance, faster settlement, and global expansion needs.
Enterprises & B2B Payments

Simplify corporate disbursements, vendor payments, and payroll with transparent FX, real-time processing, and greater visibility across markets.

Additional Industry-Specific Solutions Tailored by Nium

From travel and payroll to e-commerce and digital platforms, Nium delivers tailored cross-border payment solutions designed to fit your business model, improve efficiency, and help you scale confidently in global markets.

Travel & Hospitality

Issue instant refunds and supplier payments using virtual cards, improving customer satisfaction and simplifying global expense flows.
E-commerce & Marketplaces

Track cross-border flows in real time with risk alerts, transparent settlement, and automated reconciliation across multiple regions.
Content Creators & Digital Platforms

Deliver fast, secure payouts to creators, affiliates, and players worldwide, reducing delays and strengthening platform loyalty.

Why Nium's Cross-Border Payment Platform?

Built for businesses that demand speed, global reach, and reliability, Nium combines regulatory compliance, cost efficiency, and real-time technology to make cross-border payments simple, scalable, and transparent across industries.

Global Reach

Access over 190+ countries with the ability to send real-time payments in more than 100 corridors, giving your business unmatched international coverage.
Fully Compliant

Operate with confidence using Nium's licenses and regulatory coverage across major financial hubs, reducing the burden of managing complex compliance requirements.
Cost-Efficient

Lower FX spreads and transaction fees with upfront, transparent pricing, helping your business save more on every cross-border payment.

How Cross-Border Payments Work with Nium

Making cross-border payments should be simple. With Nium, the process is designed to be clear, transparent, and fast, giving businesses confidence in every transaction while reducing costs, improving efficiency, and ensuring compliance.

Collect Funds Locally

Receive or collect money in your local currency through supported channels such as bank transfers or local payment rails, making it easier to manage incoming funds.
Convert Currency with Transparent FX

Apply competitive, upfront exchange rates with no hidden markups, giving you full visibility on costs and ensuring predictable conversion for every transaction.
Disburse to Bank Accounts, Cards, or Wallets

Send payments directly to your recipient's preferred channel, whether a bank account, card, or digital wallet, using local rails for faster and more reliable settlement.