Spend Management

Streamline Expense Management

Pay suppliers, manage corporate purchasing, and meet the needs of a global supply chain.

Spend management

Spend management platforms help business clients automate, interpret data, identify trends, and improve procurement efficacy. Complete your offering with the differentiation of simple and easy payments worldwide.

Nium provides a streamlined and integrated solution to help your business maximize spend value and cut costs with automation, intelligence, and expanded business opportunities.

  • Instantly issue physical spend cards or enable virtual cards to pay vendors or suppliers anywhere Visa and Mastercard are accepted. 
  • Create single or multi-use cards and manage expenses with controllable card limits and access to specific cards. 
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A single partner approach

Embrace multiple payment methods, currencies, and speeds to create your preferred customer experience. One partner for Pay Out, Pay In, and Card Issuance.

On-demand market access

Go from idea to implementation with robust, bank-grade APIs. Our secure, modular API suite allows you to offer new products fast and easily integrate features and geographies as you scale.

A network of 11 licenses

We offer fast and easy global scale while handling onboarding and KYC requirements. Have your own license? We can support that too.

Ready to get started?

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The most powerful APIs for global money movement.

Go from idea to implementation quickly with robust, bank-grade APIs. Our documentation, sample data and code snippets provide developers with powerful tools to launch your next innovation.

Start building


Build a global solution using modular, cloud-based APIs. Easily integrate features and geographies as you scale.


Read our documentation, explore APIs in our sandbox and begin to prototype as you build a solution.