GLOBAL BUSINESS accounts
Hold, convert, and move money in 100+ currencies.
Give your customers local accounts to get paid, hold balances in 100+ currencies, convert on their terms, and pay out to 190+ countries. One integration, all under your brand.
1,000+ industry-defining customers worldwide
BUSINESS VALUE
Give your customers a true global bank account experience.
Most multi-currency accounts were designed for SMBs first, then adapted for large companies later. Nium's Global Business Accounts are enterprise-grade from the ground up: direct licenses, white-label by default, and global scale.
One account. Money movement in every direction.
Local accounts in every market that matters
Corporate customers need a local banking presence where they do business. Issue accounts under your own brand in 20+ currencies. Nium's infrastructure, your relationship and revenue.
Add currencies without adding complexity
One integration scales automatically as new currencies come online. When Nium adds a corridor, your platform expands instantly. No rebuilding, no integration work, no new systems to maintain.
You own the customer relationship end-to-end
From first deposit to final payout, every transaction flows through your brand. Nium stays invisible. You stay in control of pricing, UX, and how money moves for your customers.
Our mission is to connect Brazilian consumers to the world using high-technology solutions like Nium, ensuring secure and effective transactions."
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Open accounts and fund them the same day.
Get local bank details in minutes
Issue a local account in your customer's name and fund it the same day. Local rails and Direct Debit move money from day one, so your customers don't wait on a wire before their first transaction.
Hold, convert, or pay out
Once funds land, your customers hold balances across 100+ currencies, convert on their own terms, and pay out to 190+ countries from the same account. Set FX rules by currency, counterpart, or transaction type.
A sub-ledger for every customer
Give each customer a dedicated virtual account so every balance and transaction is easy to track, reconcile, and audit, down to the user, or cost center.
Receive, send, and manage payments, all from one account.
Receive payments the same day, in any currency
Let your customers get paid across markets and currencies, with funds landing the same day in their local account. Every payment flows to one place, with real-time visibility by payer and invoice.
Withdraw or send money globally, 24/7
Your customers withdraw funds or pay contractors, vendors, and teams straight from their balances, and convert instantly for cross-border transfers, at any hour.
Reconcile automatically
Enterprise-grade reconciliation is built-in. Every payment is matched to payer and invoice, with compliance handled in the same flow, so there's no manual work.
With Nium’s partnership, Mashreq now offers the widest network of instant/same-day account credits from the UAE.”
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Our mission is to connect Brazilian customers to the world and the world to Brazil’s consumer ecosystem. The best way to do this is to use high-technology solutions and global coverage. Nium is a game changer for us.”
The additional markets where Nium provides account verification coverage expands our global reach even further, providing value to our network participants without requiring any technology uplift while providing global account verification services through a single, secure network.”
With Nium’s partnership, Mashreq now offers the widest network of instant/same-day account credits from the UAE.”
The partnership with Nium means we can now deliver even more value to our customers, helping them navigate the complexities of spend management effortlessly."
What matters most is that people receive their money when they expect it. Working with Nium has helped us expand and scale our payout capabilities while maintaining the reliability our customers expect, including in markets where receiving earnings can otherwise be difficult.”
ADJACENT SOLUTIONS
The money movement stack to scale your business globally.
Cross-border payouts
Send funds to 190+ countries in real time, in 100+ currencies. One integration or a simple SDK.
Physical and virtual cards
Launch an on-demand card program, funded by fiat or stablecoins. Protection built in.
Account verification
Verify beneficiary accounts before you send — and stop payment failures before they start.
contact us
Let money move.
Talk to our team about how Nium can help you collect, convert, send, and spend with faster, more transparent payments worldwide.
FAQs
Answers you didn’t know you needed.
What is a multi-currency business account?
Multi-currency accounts with Nium is your bank account to collect, hold, convert, and pay out in multiple currencies from a single account — without converting every inbound payment into your home currency. Nium's version adds local account numbers per currency, programmable FX rules, and full API access, so you can embed it directly into your own product or platform.
How many currencies does Nium support?
Nium supports inbound collections in 28 local and global currencies via domestic rails, holding in 100+, and payouts to 190+ countries. New corridors — including AED, NGN, GHS, and CAD — are launching in Q2 2026.
How does FX conversion work with Nium?
Nium's multi-currency wallet lets you hold balances without forcing you to convert them. When you're ready to convert, you can do so on your terms — with programmable FX rules by currency, counterparty, or transaction type. There are no forced conversions on receipt.
How does the white-label model work?
Nium operates as your infrastructure partner behind your brand. Your customers interact with your product — they never see Nium. VANs are issued in your customers' names; webhooks and data flow directly into your systems via API.
How do I fund a Nium multi-currency account?
Accounts can be funded via local rails (SEPA, Faster Payments, ACH, FAST, and others), SWIFT, Inward Direct Debit (live in Australia; UK and Canada coming Q2 2026), or USDC via Coinbase. Most local rail funding settles same-day or in real time.