Platforms
Scale your platform with AI-ready payments — without building a bank.
Embed global money movement into your platform. Deliver a frictionless experience with payouts, multi-currency accounts, cards, and FX through one API across people, systems, and agents.
1,000+ industry-defining customers worldwide
BUSINESS VALUE
Embedded payments that anticipate where your business goes next.
Customers, partners, vendors, and agents expect to move, hold, and spend money without leaving your platform. Building a global payments stack in-house means taking on licences, compliance, banking relationships, and infrastructure, where complexity compounds faster than revenue grows. Nium makes it easy to launch what's next.
This partnership with Nium is an important milestone...it means we can now deliver even more value to our customers, helping them navigate the complexities of spend management effortlessly.”
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Compound growth, revenue, and customer value.
Shape the solution around your customers
Mix and match payouts, multi-currency accounts, and FX to deliver more value for your users.
Make payments core to your product growth
Keep every payment, card, and FX interaction inside your experience, so users stay within your platform.
Launch and monetize financial services
Create new revenue streams with premium services that use FX, payouts, cards, and multi-currency accounts.
Launch with compliant, scalable infrastructure that processes $84B in 190+ countries every year.
Let Nium handle compliance
Minimize unforeseen compliance challenges. Nium embedded payments come with localized onboarding, identity verification, and KYB/KYC.
Connect once across regions
Access regulated payment infrastructure in 30+ markets, with compliance, monitoring, and fraud controls built in.
Scale operations with less manual work
Access payment data, reconciliation, and reporting in one unified platform, so you can sustainably manage higher payment volumes, market expansion, and user growth.
ADJACENT SOLUTIONS
The money movement stack to scale your business globally.
Cross-border payouts
Send funds to 190+ countries in real time, in 100+ currencies. One integration or a simple SDK.
Physical and virtual cards
Launch an on-demand card program, funded by fiat or stablecoins. Protection built in.
Multi-currency accounts
Hold, convert, and manage funds in multiple currencies from one account.
contact us
Let money move.
Talk to our team about how Nium can help you collect, convert, send, and spend with faster, more transparent payments worldwide.
FAQs
Answers you didn’t know you needed.
What types of business platforms does Nium support?
Nium supports business platforms that need to embed payment capabilities into their customer experience, including spend management, payroll, treasury, marketplace, gig economy, SaaS, and B2B embedded finance platforms. These platforms can use Nium’s payment infrastructure to support use cases such as global payouts, card issuing, FX, multi-currency accounts, and cross-border payments.
How does Nium handle compliance for platform payment flows?
Nium helps platforms support payment compliance through regulated payment infrastructure, onboarding workflows, KYC/KYB capabilities, transaction monitoring, and controls for cross-border money movement. This gives platforms the rails and oversight needed to embed payments without managing every licensing, compliance, and operational requirement alone.
Can platforms use Nium to pay users and vendors in local currencies?
Yes. Platforms can use Nium to send payouts to users, vendors, suppliers, contractors, sellers, and partners across global markets, including payouts in local currencies where supported. This helps platforms deliver smoother payment experiences, reduce cross-border friction, and make money movement feel more local for recipients.
How quickly can a platform go live with Nium?
Timelines depend on the platform’s use case, markets, compliance requirements, integration scope, and payment capabilities required. Nium’s APIs and documentation are designed to help technical teams move from build to launch quickly, whether they are embedding payouts, FX, accounts, card issuing, or broader payment solutions for platforms.
Can Nium scale with my platform as transaction volumes grow?
Yes. Nium is designed to help platforms scale global payments across users, markets, currencies, and transaction types. Through APIs, wallets, payouts, FX, card issuing, reporting, and webhook capabilities, platforms can automate high-volume payment flows and reduce the manual work that often comes with growth.
Does Nium support multi-currency accounts for platform cash flow management?
Yes. Nium supports multi-currency accounts that can help platforms hold, convert, and pay out funds across currencies. This can simplify cash flow management, support global operations, and give platforms more control over how money moves between customers, users, vendors, and markets.