NIUM AIRLINE PAYMENTS

The airline payment model the industry has been waiting for.

Built on UATP rails, Nium helps airlines lower costs, settle daily, and stay in control — while giving agents guaranteed acceptance, sustainable incentives, and protection from airline debit memos.

1,000+ industry-defining
customers worldwide

BUSINESS VALUE

Better airline distribution starts with better payment economics.

The problem isn't with card payments. It's their high costs, which materially impact already-thin airline margins, creating friction between airlines and the OTAs that bring them valuable demand.

Take control of costs, terms, and timing.

Cut the cost of airline settlement

Reduce payment processing costs by removing intermediaries, with typical savings of 60-70%. Nium Airline Payments can also lower IATA guarantee costs for agents using cash.

Get paid faster

Receive settlement through daily bank transfers, helping improve cash flow and giving airlines faster access to funds.

Build incentives around your business

Create flexible commercial terms with agents based on factors like routes, seasonality, and volume.

Give agents acceptance everywhere and rewards worth keeping.

Protect revenue on key routes

Powered by UATP with guaranteed acceptance by participating airlines. No declined payments. No surcharges. No agent debit memos.

Earn rewards that last

Incentives are negotiated directly with airlines, so they’re not dependent on shrinking interchange rebates.

Keep your VCC program working harder

Add a protected revenue stream for airline spend where guaranteed acceptance and sustainable incentives matter most.

Nium’s innovative approach has helped us introduce a new alternative payment option for travel agencies, tour operators, and TMC customers.”  

"

Yago Casasnovas

Head of Payment, Fraud Prevention, and Distribution / Air Europa

Simple to join. 

No new technology required.

Launch without a tech project

Airlines sign a settlement agreement, set incentive terms, accept payments, and receive daily settlements.

Go live in days

Agents enable the Nium card type, sign usage agreements, and generate cards via web app or API.

Grow with an expanding network

Connect to a program with major airlines already live and a broad network of participating agents.

Nium is enabling Air France and KLM to create a more equitable and sustainable payments model — strengthening collaboration with travel agents and giving them greater control over costs.”

"

John Taylor

VP of Business Development, Airlines
/ Nium

ADJACENT SOLUTIONS

The money movement stack to scale your business globally.

contact us

Let money move.

Talk to our team about how Nium can help you collect, convert, send, and spend with faster, more transparent payments worldwide.

FAQs

Answers you didn’t know you needed.

How does Nium Airline Payments support airlines, OTAs, and travel agencies?

Nium Airline Payments connects airlines and travel sellers through a closed-loop model built on UATP rails. Airlines can lower settlement costs, receive daily bank transfers, and set commercial terms directly with agents. OTAs, travel agencies, and TMCs benefit from guaranteed acceptance with participating airlines, no surcharges, no agent debit memos, and incentives that are not dependent on interchange.

Can airlines use Nium Airline Payments for supplier payments?

Nium Airline Payments is specifically designed for payments from OTAs, travel agencies, and TMCs to airlines. Airlines looking to make other supplier payments can use Nium’s broader global payment capabilities, including cross-border payouts and multi-currency solutions.

How do virtual cards work with Nium Airline Payments?

Travel sellers generate virtual cards for airline bookings through Nium’s web app or API. Because the program runs on UATP rails with participating airlines, these payments benefit from guaranteed acceptance, with no surcharges or agent debit memos. Airlines then receive settlement through daily bank transfers.

How does Nium Airline Payments help airlines reduce payment costs?

Nium removes intermediaries from the traditional airline settlement flow, helping reduce payment processing costs by typically 60–70%. The model can also help lower IATA guarantee costs for agents using cash while giving airlines more control over commercial terms and settlement.

How quickly do airlines receive settlement?

Participating airlines receive settlement through daily bank transfers, giving them faster access to funds and helping improve cash flow compared with longer settlement cycles.

Does Nium Airline Payments require a new technology integration?

No major technology project is required for airlines. Airlines sign a settlement agreement, define incentive terms, accept payments, and receive daily settlement. Agents can enable the Nium card type and generate cards through the Nium web app or API.