Marketplaces

Make marketplace payouts effortless.

Give sellers, creators, drivers, and freelancers a faster way to get paid. Nium provides one integration to onboard globally, split commissions, and pay out in 100+ currencies.

1,000+ industry-defining
customers worldwide

aspire
BUSINESS VALUE

Don't let payments slow you down.

Marketplace payments should not mean juggling providers, losing margin to fees, or rebuilding compliance. The right infrastructure helps you onboard sellers faster, keep them engaged, and scale with less complexity.

Simplify every part of seller payouts.

40+ jurisdictions, one onboarding flow

Make it simple for your sellers and service providers to expand into new markets with a one-time KYC or KYB setup that covers every market.

Unify payouts across every PSP

Bring balances from your PSPs into one payout layer managed by Nium to reduce integrations and simplify provider payments.

Keep sellers in your platform

Embed Nium SDKs and APIs directly into your experience, so sellers and service providers can manage payments without being redirected or creating accounts elsewhere.

Offer a better way to get paid.

For marketplaces, the ability to seamlessly acquire sellers operating in multiple markets - and offer them all a consistent payment experience  - cannot be understated. Nium is helping us to deliver just that."

"

Jérémy Ricordeaus

Chief Operating Officer, Lemonway

Get service providers earning faster

Make onboarding quick and simple for sellers, drivers, creators, and freelancers, with real-time updates as soon as they are ready to transact.

Pay people faster, their way

Send payouts across 190+ markets using local rails, in the right currency and on the schedule or payment method each recipient prefers.

Work with complete clarity

Show earnings, deductions, fees, and FX rates before every payout, building trust with no hidden costs or surprises.

Make payouts profitable, not just possible.

Go beyond payouts

Give sellers access to cards, wallets, and financial services that add value to their experience and your business.

Automate commission splits

Set percentage, flat or tiered rules once, then split funds instantly between your platform and each recipient.

Protect margin and monetize FX

Use competitive rates, rate holding, and multi-currency settlement to control costs and create FX revenue.

HOW IT WORKS

Two models. One platform. 
Built around how your marketplace operates.

[Model 01]

Keep collecting while we handle the rest

Already collecting through your existing PSP? Keep it. Nium accepts your funded balances, automates commission splits, converts FX, and pays recipients across 190+ markets. No rip and replace.

[Model 02]

Let Nium run the full payments flow
in the background

Nium powers the entire seller payments infrastructure — onboarding, compliance, settlement, and global payouts — while your brand stays front and center. Your recipients never see us.

contact us

Let money move.

Talk to our team about how Nium can help you collect, convert, send, and spend with faster, more transparent payments worldwide.

FAQs

Answers you didn’t know you needed.

How does Nium help marketplaces pay sellers globally?

Nium gives marketplaces the payment infrastructure to send sellers fast payouts, split commissions on demand, and see every transaction clearly.

Does Nium support mass payouts for marketplace platforms?

Yes. Nium’s seller payout platform supports high-volume, multi-currency seller payouts, making it easier for marketplaces to pay many sellers across markets quickly and reliably.

Can marketplace sellers receive stablecoin payouts through Nium?

Nium supports stablecoin-funded payout flows, allowing platforms to fund in USDC and settle sellers in fiat currencies. This gives crypto-native marketplaces a way to connect stablecoin liquidity with global marketplace payouts.

Please note that Nium’s stablecoin card is subject to jurisdictional restrictions.

How does compliance work for marketplace seller payouts?

Nium delivers payment services in accordance with applicable regulatory requirements across its operating markets, meaning the marketplace can focus on doing what it does best.

Nium supports two models, built around how your marketplace operates.

With a Payouts-Only model, you continue collecting funds through your existing PSP. Nium accepts the funded balance, applies commission split logic, manages FX conversion, and pays sellers globally across 190+ markets. This works well when your marketplace owns the seller experience and uses delegated KYB.

With Full Seller Onboarding + Settlement, Nium powers the infrastructure in the background while your marketplace stays front and center. Nium can support hosted KYC/KYB under its licenses, beneficiary management, virtual collection accounts, real-time seller sub-ledgers, commission split logic, multi-currency settlement, and global payouts. This model is designed for marketplaces that want sellers to hold funds and initiate payouts at their own accord.

Both models give marketplaces the flexibility to manage compliance, settlement, and seller payouts in the way that best fits their business.

How fast do marketplace payouts land with Nium?

Payout speed depends on the destination country, currency, and payment rail. With Nium, marketplaces can access local rails in key markets to support faster seller payouts, including same-day payouts where available.

Can Nium handle millions of marketplace payouts?

Yes. Nium is built as a scalable platform payout solution for businesses supporting payouts across sellers, currencies, and countries through a single API.

How does Nium automate commission splits?

Nium applies your commission rules at credit — the moment funds land, the split happens. You configure the logic (percentage, flat fee, or tiered) via the API, and Nium enforces it atomically: your platform fee goes to your fees wallet, the seller's net goes to their wallet. No batch jobs, no manual reconciliation, no mismatched ledgers.