Your existing Swift payments. Our real-time global rails.
Route your cross-border payments via Nium over the Swift connection your bank already operates. Local clearing in all major markets — full-amount, end-to-end tracking.
Why global banks choose Nium Connect.
Live flows in month one
Three steps to your first live payment: RMA exchange, testing, fund your account. No API build. No major core banking modernization required.
The economics of local rails, at global scale
Real-time settlement on supported corridors, with no intermediary fees eating into what your clients receive.
All key markets built-in
Nium Connect replaces your complex correspondent network across all major corridors.
Payments that arrive exactly as promised
Full amount delivered, every time. Nium maintains end-to-end GPI tracking, even across local rails, so you and your clients always know where their money is.
The benefits of Swift and Nium's networks combined.
RMA exchange
Test in Nium pilot environment
Fund your wallet
Offer a better payments experience than that of competing fintechs.
Full amount, every time
No lifting fees in flight. The beneficiary receives exactly what was sent, every time.
No FX surprises
Interbank rates, locked upfront. Your treasury team sees the all-in cost before sending.
Tracking that doesn't stop at your border
GPI visibility normally breaks when payments hit local rails. With Nium Connect, you get full end-to-end transparency.
One counterparty. 100+ markets of local clearing.
One relationship — everywhere
A single RMA exchange replaces your entire correspondent network. One feed, one relationship, global reach.
FX handled your way
20+ funding currencies with real-time FX at payout or bulk conversion via the Nium Portal.
Local rails, without the legwork
Local rails across Europe, North America, APAC and MEA, without building a single new partnership.
The connection of Ouribank with Nium through the Swift network represents a significant advancement for our international operations.”
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ADJACENT SOLUTIONS
The money movement stack to scale your business globally.
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Let money move.
Talk to our team about how Nium can help you collect, convert, send, and spend with faster, more transparent payments worldwide.
FAQs
Answers you didn’t know you needed.
What Swift messages does Nium Connect support?
Nium Connect receives pacs.008 for payout initiation. MT103s are translated by Swift before they reach Nium. Outbound from Nium: pacs.002 (rejects), pacs.004 (returns), MT199 (RFIs), MT910/camt.054 (credit confirmations), MT950/camt.053 (end-of-day statements).
Do we need to change our core banking system or Swift infrastructure?
No. Nium Connect uses the Swift connection your bank already operates. Setup is three steps: RMA exchange with Nium's BIC (ISPTSGSA), multicurrency wallet setup, and basic testing in Nium's pilot environment. No core banking change, no new message format.
How does Swift GPI tracking work when payments route through Nium?
Nium maintains end-to-end GPI updates throughout the payment lifecycle — including across local clearing rails where GPI visibility would typically end. Status updates can also be delivered optionally via MT199 or pacs.002 messages depending on your preference.
How does the pre-funding model work?
You fund your multi-currency wallet and execute payouts against that balance. Each currency has a virtual account number with local or wire funding instructions. FX is handled via real-time conversion at payout or bulk conversion via the Nium Portal.
If just-in-time or alternative funding models are a consideration for your bank — including USDC-based settlement — speak to our network team about what's available.