Cross-Border Payouts
Send payouts to 190+ countries in real time.
Pay vendors, suppliers, or any third party in 100+ local currencies over fiat and stablecoin rails — on time, every time.
1,000+ industry-defining customers worldwide
BUSINESS VALUE
Built to move money – and your business.
Cross-border payouts compound complexity: each new provider, rail, and currency adds overhead. Nium replaces the stack with one robust platform built to move money between humans and machines.
Global infrastructure that propels your ambition.
Infrastructure that grows with you
Your payments run on infrastructure built for scale. Nium moves billions monthly across 190+ countries with 99.9% uptime.
Launch faster than the competition
Go live in days via API, SDK, or web portal. Choose the path that fits your stack.
Make compliance the least of your worries
Nium is licensed in 40+ markets with continuous expansion, so you can operate globally without waiting for regulatory approvals.
As companies become increasingly global, the complexities of expanding compliantly across international borders also grow. Our partnership with Nium is designed to address these complexities head-on."
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From fiat to stablecoin — payments optimized for your business.
190+ countries, one integration
Send via local rails, real-time networks, and Swift, without stitching together multiple providers.
Pay customers their way
Deliver to bank accounts, cards, or wallets, in fiat or stablecoin, based on how your customers want to receive funds.
Protect your margin before you send
Access real-time interbank rates and lock in FX upfront, with no surprises for you or your customers.
Keep fraud, fines, and compliance risk off your books.
Move money within a regulated framework
Every payment runs through a licensed, compliant structure across each supported corridor.
Stop fraud before it becomes loss
Bank-grade encryption, fraud controls, and beneficiary screening help catch problems before they hit your bottom line.
Compliance as a competitive advantage
Enter new markets with confidence and without compliance bottlenecks, backed by sanctions screening, AML, and KYC/KYB optimized for each region.
We have many criteria: The network, the connectivity, a good commercial team, good after-sales service. And Nium fulfills every criteria that we have. We hope our partnership goes on forever."
Win the customers your competitors are losing to slow payments.
Keep your capital moving
Fund your account instantly and move money without waiting for clearing cycles.
Send funds in seconds, not days
100+ real-time corridors, including just-in-time funding with stablecoin, so money lands the moment you initiate.
Fund your way, on your terms
Multiple currencies, multiple methods, no unnecessary pre-funding or delays.
BUILD & MOVE
Connect and send your way.
Send your way
Via Nium Network
Reach more markets, faster.
Send payouts using a network purpose-built for enterpride-grade money movement. Reach 190+ countries, including 100+ real-time corridors.
Via Swift
Connect without changing your workflow.
Use your existing Swift connection to move funds faster, through more corridors, with Nium. No new integration required.
Via Stablecoin
Fund in stablecoin. Pay out in local currency.
Fund your Nium account in USDC and send payouts in local currency to 190+ countries.
Connect your way
Via API
Integrate once. Move money everywhere.
Integrate Nium directly into your workflows through one API, with the tools and documentation to build, test, and scale.
Via SDK
Build faster with pre-built components.
Use pre-built components for onboarding, FX, payments, and tracking, while keeping customers inside your branded experience.
Via Web Portal
Manage payments in one place.
Send and track payments, view balances, and manage activity in a hosted portal, with the visibility and controls your team needs.
1%return rates reduced to as low as 1%
50%+of transactions within key corridors processed in under 60 minutes
Our mission is to connect Brazilian consumers to the world and the world to Brazil’s consumer ecosystem. The best way to do this is to use high-technology solutions and global coverage. Nium is a game changer for us."
3months from kickoff to live product
Millionsof transactions processed together
We wanted to issue virtual and physical cards to our customers without having to re-implement the whole stack from scratch. We chose Nium for their global coverage, experienced team, and went to market in 3 months. We now process millions of transactions together.”
8xcheaper cross-border payments than domestic banks
~15mins for payments to land
Our partnership with Nium enables us to expand globally, allowing us to offer even more solutions in new corridors. The partnership offered us the possibility of having a better tracking of our operations and also being able to make payments faster.”
197%volume growth in eight months
3xgrowth in upfront payments over 2 years
The partnership with Nium is invaluable for us. Their strong global presence and customer support are second-to-none, empowering us to grow our business now and in the future. Even when transaction volumes may decrease, they never abandon us and always strive to offer better solutions.”
7payout currencies for real-time B2B and B2B2C cross-border payments
2new high-value corridors (China and Europe) added with no new integration
Nium have the same approach as us. While banks are very rigid in their service and processes, Nium always find someone to help cater to our needs. They did a perfect job."
ADJACENT SOLUTIONS
The money movement stack to scale your business globally.
CONTACT US
Let money move.
Talk to our team about how Nium can help you collect, convert, send, and spend with faster, more transparent payments worldwide.
FAQs
Answers you didn’t know you needed.
How does Nium's cross-border payout API work?
One API connects you to Nium's payout network spanning 190+ countries and 100 currencies. You submit a payout request (recipient, amount, currency, method); Nium handles FX conversion, routes the payment through the fastest available local rail — bank transfer, card, wallet, or stablecoin — and returns real-time status. No need to hold local bank relationships or manage multiple payment vendors per country.
Which countries and currencies does Nium support for payouts?
Nium delivers payouts to 190+ countries in 100 currencies, with over 100 of those markets supporting real-time settlement. Payouts can land in bank accounts, cards, or wallets depending on what's available locally. Exact coverage and settlement speed per corridor are listed in Nium's supported countries documentation.
How fast do cross-border payouts land with Nium?
In Nium's 100+ real-time markets, payouts can settle same-day — a meaningful shift from the 1–3 day delays typical of correspondent-bank wire transfers. Nium's just-in-time settlement model lets you fund a payout at the moment it's needed rather than prefunding local accounts in advance, and you get real-time status visibility throughout the transaction.
Does Nium support stablecoin and USDC payouts?
Yes. Nium supports USDC-powered settlement alongside its fiat payout rails, enabling banks, fintechs, and enterprises to fund in stablecoins and settle in USDC or fiat at the point of payout. This can reduce prefunding requirements and free up capital otherwise tied up across corridors.
How is Nium's cross border payouts different from using my bank for cross-border payments?
Bank cross-border payments route through a chain of correspondent banks — slow (1–3+ days), opaque FX markups, and often require prefunding local accounts. Nium replaces that with one API connecting to 190+ countries and 100 currencies, with 100+ markets settling in real time. FX rates are shown upfront, funding happens just-in-time (no idle capital sitting in every currency), and payouts can land in bank accounts, cards, wallets, or as USDC — options a bank alone can't match.
Is Nium suitable for payroll and contractor payments?
Yes — Nium's payout API is built for high-volume, recurring disbursements, which covers payroll, contractor, and marketplace payment use cases. Batch/mass payout support, multi-currency delivery, and real-time tracking reduce the manual reconciliation work that comes with paying a distributed workforce across many countries and currencies.
How does Nium handle FX for cross-border payouts?
Nium's platform applies integrated FX optimization and smart routing at the point of payout, converting and delivering funds through the most efficient available path per corridor. Rates and fees are surfaced at the time of the transaction so you know total cost before sending, rather than discovering markups after settlement.
How long does Nium's payouts integration take?
Nium's API is documented for self-serve integration (sandbox, SDKs, API reference at docs.nium.com), with go-live time depending on your use case, volume, and compliance requirements.