Worldwide OTA Payments Powered by
Nium Virtual Cards

Deliver reliable, flexible payments on a global scale, with real-time capabilities for over 100 markets.

Online travel agencies

Connect Your Global Network With Payments You Can Trust

Slow, expensive, and high-risk payments are eating into ever shrinking OTA profit margins, while reconciliation and settlement delays create funding gaps that can slow down growth. Nium Virtual Cards provide OTAs with real-time, secure, and cost-effective payment options. Improve your financial operations, unlock new revenue streams, and enhance customer satisfaction with global reach to pay airlines, suppliers and hotels effectively.

Scalable, Efficient Global Payments

Scalable, Efficient Global Payments

  • Manage cash flow In real time

    Schedule Nium Virtual Card loads just in time for payments, optimizing cash flow and reducing the need for financial bonding.

  • Flatten FX

    Minimize foreign exchange conversion costs with the ability to add money to your account and create virtual cards in 20+ issuing currencies.

  • Earn rewards

    Generate new revenue streams from the payments you already make with Nium’s rewards program.

Reliable Control and Transparency

Reliable Control and Transparency

  • Maximize acceptance

    Safeguard merchant acceptance and eliminate surcharges with full support from Nium, ensuring smooth transactions

  • Safeguard your payments

    Minimize fraud exposure with single-use virtual cards and scheduled loads, enhancing transaction security.

  • Automate reconciliation

    Attach and match booking references with a unique card for every booking, speeding up reconciliation processes and reducing administrative workload.

Configurable to Your Unique Needs

Configurable to Your Unique Needs

  • Adapt to every use case & territory

    Tailor processes by partner and region with the ability to issue cards in 20+ currencies, accepted in 150+ countries and customize up to 20 data fields per transaction.

  • Backup issuing and processing

    Protect your business from outages with backup issuing and processing capabilities, ensuring uninterrupted payments. In case of supplier disruptions or default, chargebacks recover your payments, providing additional security.

  • Protect your relationships

    Reduce friction in working with airlines, hotels and suppliers with the ability to choose a closed-loop solution for air travel payment.

Trusted by banks and enterprises worldwide

Nium provides real-time payments infrastructure to 1,000+ customers across banking, fintech, payroll management, marketplaces, AI, and travel.

Read customer case studies

Premium content

Flying With Fintech: How Virtual Cards Create an Air Travel Payments Revolution

How are OTAs (online travel agencies) flying with fintech? Payment systems in air 
travel are inefficient, slow, and expensive, creating friction between OTAs and their 
airline partners. With price changes and global events driving increased volatility, cancellations, refunds, and lost revenue, OTAs bear the brunt of the risk.
Read the report

Everything you need to move money globally

Send, receive, and convert funds worldwide from a single platform built to scale.

Multi-currency accounts

Simplify global funding and manage cross-border money movements without friction.

Explore accounts
Multi-currency account flags showing global payment support

Global payouts

Deliver funds to bank accounts, cards, or wallets across 190+ countries, in real-time, from a single platform.

Explore payouts
Global payouts dashboard showing real-time fund delivery

Stablecoin-backed cards

New!

Stablecoin card issuance platform gives any business a simple, compliant way to launch global card programs.

Issue stablecoin-backed cards

Nium Verify

Verify bank accounts instantly across 50+ countries. Reduce failed payments and manual checks with built-in account validation.

Explore account verification

Global card issuing

Launch physical and virtual cards with flexible controls for you and your partners.

Explore card issuing

Foreign exchange

Access competitive rates and move funds instantly—without hidden markups or intermediaries.

Explore FX

Built for your business model

Whether you’re a bank, platform, marketplace, or payroll provider, Nium helps you scale, expand globally, and deliver seamless payment experiences.

Financial Institutions

Banks

Move money globally in near real time. From our direct bank relationships help you settle instantly, and speed up transfers.

Learn more
Bank payout interface showing real-time global transfers

Transfer money globally

Expand your operations seamlessly with payment access to 100+ countries.

Learn more

Platforms & Enterprises

Payroll

Pay your team your way, with competitive FX, real-time payments and direct rebates.

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Marketplaces

Grow faster with custom, global payment solutions.

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Spend management

Take control of corporate purchases and simplify payments to suppliers.

Learn more

Creator economy

Pay content creators anywhere, instantly, with local payouts to 190+ countries.

Learn more

Travel

Online travel agencies

Maximize efficiency and profitability with optimized payments and funding.

Learn more

Airlines

Streamline operations and lower cost with closed-loop payment solutions.

Learn more

Hotels

Streamline supplier payments with virtual cards.

Learn more
Hotel booking confirmation with virtual card payment

Hear how businesses scale with Nium

Nium and Remessa partnership breaks down payment-borders for Brazilian businesses and consumers
Nium and Remessa partnership breaks down payment-borders for Brazilian businesses and consumers logo

Our partnership with Nium enables us to expand globally, allowing us to offer even more solutions in new corridors. The partnership offered us the possibility of having a better tracking of our operations and also being able to make payments faster.

– Marcio WIlliam, CEO & Co-Founder of Remessa Online

How Otelz Tripled ‘Pay Now’ Uptake with Nium Virtual Cards
How Otelz Tripled ‘Pay Now’ Uptake with Nium Virtual Cards logo

The partnership with Nium is invaluable for us. Their strong global presence and customer support are second-to-none, empowering us to grow our business now and in the future. Even when transaction volumes may decrease, they never abandon us and always strive to offer better solutions.

– İbrahim Bakış, Chief Product Officer, Otelz

Ebury
Ebury logo

The product demos gave our team a lot of confidence and the technological integration process was seamless and conclusive, reflecting a great start for the partnership.

– Luiz Henrique Didier Jr., Executive Director, Ebury

Weel
Weel logo

This partnership with Nium is an important milestone...it means we can now deliver even more value to our customers, helping them navigate the complexities of spend management effortlessly.

– Daniel Kniaz, CEO, Weel

Volopay
Volopay logo

After shifting to Nium, their Visa cards have been accepted at major merchants and have been well received by clients. The Nium team has been helpful in solving certain issues for us.

– Rajith Shaji, Founder, Volopay

Emirates NBD
Emirates NBD logo

Our partnership with Nium, a global leader in real-time, cross-border payments, will facilitate seamless, global transactions for our customers... embracing cutting-edge technologies and pushing boundaries to deliver excellence.

– Marwan Hadi, Group Head, Retail Banking & Wealth Mgmt. at Emirates NBD 

Jeonbuk Bank
Jeonbuk Bank logo

We are proud to partner with a global leader, such as Nium, to develop various banking products, from loans to real-time remittance services for foreign immigrants in South Korea.

– Hyunkwun Oh, Deputy CEO, Jeonbuk Bank

Remote
Remote logo

As companies become increasingly global, the complexities of expanding compliantly across international borders also grow. 
Our partnership with Nium is designed to address these complexities head-on.

– Job van der Voort, CEO and Co-Founder, Remote

Resources

Ready To Accelerate Your Global Business Growth?

Connect with our experts to explore use cases based on your industry, discuss customized pricing, and answer any questions you have.