Nium logo
    • Products
    • Multi Currency Accounts
      Multi Currency Accounts
      Open global accounts and fund in local currency
    • Global Card Issuance
      Global Card Issuance
      Issue physical and virtual cards for real-time payments
    • Global Payouts
      Global Payouts
      Send payouts to 190+ countries via local currencies and methods
    • Global FX
      Global FX
      Access transparent FX rates and avoid hidden markups
    • Global Account Verification
      Global Account Verification
      Pre-validate beneficiary account details, instantly
    Channels
    Nium Portal
    Manage multiple payment applications from one dashboard
    API
    Go from idea to implementation quickly using bank-grade APIs
    Connect via Swift
    Initiate Swift transactions through Nium’s network
    • Financial Institutions
    • Banks
      Banks
      Move money across borders in 
real-time with secure solutions for licensed financial institutions
    • Money Transfer Operators
      Money Transfer Operators
      Expand your operations seamlessly around the world with payment corridor support for 190+ countries
    • Platforms & Enterprises
    • Payroll
      Payroll
      Pay employees anywhere with competitive FX, real-time payments, and direct debit options
    • Marketplaces
      Marketplaces
      Accelerate business growth with white-label payout solutions for global marketplace platforms
    • Spend Management
      Spend Management
      Take control of corporate purchasing and simplify supplier payments
    • Creator Economy
      Creator Economy
      Pay content creators quickly and affordably, wherever they are in the world
    • Travel
    • Online Travel Agencies
      Online Travel Agencies
      Maximize efficiency and profitability with flexible travel payments to optimize partner relationships
    • Airlines
      Airlines
      Streamline operations and lower cost with closed-loop payment solutions
    • Hotels
      Hotels
      Streamline supplier payments and reduce fraud risk with virtual cards
    • Resources
    • Case Studies
      Case Studies
      Success stories and insights from leading businesses
    • Insights
      Insights
      Podcast interviews, premium white papers, and ebooks
    • Events
      Events
      Meet our Nium experts at an industry event
    • Blog
      Blog
      Posts on latest product releases and company updates
    • Newsroom
      Newsroom
      Latest announcements and press releases
    • View All
      View All
      View all of our resource section content here
    Tools
    FX Calculator
    Compare a given rate with our transparent FX rates
    Licenses
    Explore our license coverage around the world
    Corporate Onboarding
    Verify your business to open an account with Nium
    • Developers
    • Payments Platform Docs
      Payments Platform Docs
      Send money on-demand to 190+ countries, 100+ in real time
    • Travel Platform Docs
      Travel Platform Docs
      Optimize payments to online travel agencies, airlines and hotels
    • Start Building
      Start Building
      Go from idea to implementation quickly using bank-grade APIs
    • About Nium
      About Nium
      Learn who we are and how we’re changing the way the world pays
    • Partners
      Partners
      Collaborate with Nium as a Referral or Technology Partner
    • Newsroom
      Newsroom
      Read more about our latest news
    • Careers
      Careers
      Apply to one of our open roles to join our global mission
    • Events
      Events
      Meet our Nium experts at an industry event
    Contact Us
    Get in touch with our team
    Office Locations
    Explore our global locations
Get started
Nium logo
  • Products

    • Multi Currency Accounts icon

      Multi Currency Accounts

      Open global accounts and fund in local currency
    • Global Card Issuance icon

      Global Card Issuance

      Issue physical and virtual cards for real-time payments
    • Global Payouts icon

      Global Payouts

      Send payouts to 190+ countries via local currencies and methods
    • Global FX icon

      Global FX

      Access transparent FX rates and avoid hidden markups
    • Global Account Verification icon

      Global Account Verification

      Pre-validate beneficiary account details, instantly

    Channels

    • Nium Portal

      Manage multiple payment applications from one dashboard
    • API

      Go from idea to implementation quickly using bank-grade APIs
    • Connect via Swift

      Initiate Swift transactions through Nium’s network
    • Financial Institutions

    • Banks icon

      Banks

      Move money across borders in 
real-time with secure solutions for licensed financial institutions
    • Money Transfer Operators icon

      Money Transfer Operators

      Expand your operations seamlessly around the world with payment corridor support for 190+ countries
    • Platforms & Enterprises

    • Payroll icon

      Payroll

      Pay employees anywhere with competitive FX, real-time payments, and direct debit options
    • Marketplaces icon

      Marketplaces

      Accelerate business growth with white-label payout solutions for global marketplace platforms
    • Spend Management icon

      Spend Management

      Take control of corporate purchasing and simplify supplier payments
    • Creator Economy icon

      Creator Economy

      Pay content creators quickly and affordably, wherever they are in the world
    • Travel

    • Online Travel Agencies icon

      Online Travel Agencies

      Maximize efficiency and profitability with flexible travel payments to optimize partner relationships
    • Airlines icon

      Airlines

      Streamline operations and lower cost with closed-loop payment solutions
    • Hotels icon

      Hotels

      Streamline supplier payments and reduce fraud risk with virtual cards
  • Resources

    • Case Studies icon

      Case Studies

      Success stories and insights from leading businesses
    • Insights icon

      Insights

      Podcast interviews, premium white papers, and ebooks
    • Events icon

      Events

      Meet our Nium experts at an industry event
    • Blog icon

      Blog

      Posts on latest product releases and company updates
    • Newsroom icon

      Newsroom

      Latest announcements and press releases
    • View All icon

      View All

      View all of our resource section content here

    Tools

    • FX Calculator

      Compare a given rate with our transparent FX rates
    • Licenses

      Explore our license coverage around the world
    • Corporate Onboarding

      Verify your business to open an account with Nium
    • Payments Platform Docs icon

      Payments Platform Docs

      Send money on-demand to 190+ countries, 100+ in real time
    • Travel Platform Docs icon

      Travel Platform Docs

      Optimize payments to online travel agencies, airlines and hotels
    • Start Building icon

      Start Building

      Go from idea to implementation quickly using bank-grade APIs
  • Company

    • About Nium icon

      About Nium

      Learn who we are and how we’re changing the way the world pays
    • Partners icon

      Partners

      Collaborate with Nium as a Referral or Technology Partner
    • Newsroom icon

      Newsroom

      Read more about our latest news
    • Careers icon

      Careers

      Apply to one of our open roles to join our global mission
    • Events icon

      Events

      Meet our Nium experts at an industry event
    • Contact Us

      Get in touch with our team
    • Office Locations

      Explore our global locations
Get started Contact us

Products

The Global Infrastructure for Real-Time Payments

Nium moves money, manages foreign exchange, and mitigates fraud so your business can send and receive funds in real time.

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Multi Currency Accounts
Multi Currency Accounts
Multi Currency Accounts
Simplify funding, collection, conversion, and disbursements to drive borderless growth for multiple currencies.
Explore Accounts
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Global Payouts
Global Payouts
Global Payouts
Send payouts to 190+ countries with real-time payments infrastructure for on-demand business
Explore Payouts
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Global FX
Global FX
Global FX
Avoid the high-cost intermediaries and get transparency and control to move money anywhere in real time.​
Explore FX
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Global Card Issuing
Global Card Issuing
Global Card Issuing
Launch physical and virtual card strategies quickly and easily with authorization models that work for you.
Explore Issue Cards

Interfaces

Flexible Interfaces for Application Developers

Payment teams with self-serve tools, feature-rich applications, and intuitive instrumentation.

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Nium Portal
Nium Portal
Nium Portal
Manage multiple payment applications from one dashboard.
Explore Portal
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API
API
API
Go from idea to implementation quickly using bank-grade APIs.
Explore API
Nium

The Leader in Real-Time Global Payments

Accelerate global business growth with Nium’s payment infrastructure allowing you to collect, convert, and disburse funds instantly to accounts, cards, and wallets around the world.

Company
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Products
  • Multi Currency Accounts
  • Global Card Issuance
  • Global Payouts
  • Global FX
  • Global Account Verification
  • Interfaces
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  • APIs
Solutions
  • Financial Institutions
  • Banks
  • Money Transfer Operators
  • Platforms & Enterprises
  • Payroll
  • Marketplaces
  • Spend Management
  • Creator Economy
  • Travel
  • Online Travel Agencies
  • Airlines
  • Hotels
Resources
  • Case Studies
  • Insights
  • Events
  • Blog
  • Newsroom
  • View All
  • Tools
  • FX Calculator
  • Licenses
Guides
  • Corporate Onboarding
Developers
  • Documentation
  • Payout API
  • Payin API
  • Issue Cards API
  • Global Account Verification API

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