Embedded FX you control, 24/7.
Real-time conversion across 2,000+ currency pairs and 125+ currencies. Lock a rate when you need certainty, know your spread before you trade, and set your own pricing on top.
Everything you need to deliver FX on your terms.
Most providers give you a rate and a take-it-or-leave-it spread. Nium gives you a competitive rate sourced from multiple Tier 1 banks and liquidity providers, a spread agreed upfront, and the ability to set tailored rates for your customers.
One engine for your rates, settlement, and payouts.
Nium prices every pair from the best available mid-market rate. Your agreed spread sits on top.
Execute at a live rate, fix a rate for up to 24 hours, or guarantee the rate today and settle up to 30 days later.
Convert and pay out through a single integration. Send funds directly to bank accounts, cards, or wallets.
Design FX around you and your customers.
Price your own book, your own way
FX economics don't have to be one-size-fits-all. Set pricing by client, corridor, volume, or transaction and build your commercial model on top of Nium's underlying FX rate.
Coverage that matches your client needs
From G10 pairs to emerging market corridors, Nium's coverage spans the currencies your corporate clients need.
Launch branded FX services
Nium is invisible to your customers. You present the product, the rates, and the brand. Nium provides the rate engine, the conversion infrastructure, and the settlement rails.
Choose the settlement timeline that works for your business.
Spot trade
Execute at a live rate, 24/7/365, when you’re ready to convert. Ideal for payments that need to move now.
Lock and hold
Fix a rate for up to 24 hours across 60+ currencies, for an individual payment or an entire batch.
FX forward
Fix the rate today for an identified payment settling up to 30 days later, across selected currency pairs.
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Let money move.
Talk to our team about how Nium can help you collect, convert, send, and spend with faster, more transparent payments worldwide.