A Vision for a Future of Frictionless Commerce

The future of frictionless commerce is here.

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How can we remove friction and complexities from global commerce that hold progress back? This white paper is a brief introduction to:

  • The pitfalls that outdated processes and legacy payments systems bring businesses
  • The three core principles that will deliver excellent experiences, meet risk and compliance checks, and automate payment processes – all at a global scale
  • Four best practices to transform payments for the future including customer journey mapping, real-time APIs and global payment messaging standards
  • And much more

Simple, Seamless and Scalable are the pillars of a successful future of payments.


Excellent experiences will be non-negotiable and businesses will optimize the buying, selling, or earning experience to excel at customer experiences (and employee experiences).


Payments will be at the center of digital transformation and evolve in a way that all the meshes of identity verification, regulatory risk and compliance run seamlessly at the back-end.


Payments will drive business growth and expansion, and real-time APIs and new payment rails will be the critical components to unlock new business use-cases and innovation at scale.

Be prepared for the future of payments.

A guide to Simple, Seamless and Scalable global payments and card issuance.

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The element that makes money move.

As the global leader in modern money movement, our mission is to make global business payments effortless. Whether it’s through our technology, our partnerships abroad, our licenses or our international banking expertise, we are building the payments platform designed to deliver a world of frictionless commerce.



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