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Scalable, Global FX Management, With No Hidden Fees

Simplify global payments, trading 125+ currencies with full transparency and control through a single platform.

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Foreign Exchange Hero Nium

Lock and Hold Rates on Your Terms

  • Optimize FX risk across markets

    Lock and hold rates for up-to 24 hours for more than 60 supported currencies, including several emerging market currencies.

  • Convert at a single rate for bulk payments

    Mitigate currency risk on individual payments and avoid returns duplication with a single conversion rate for planned bulk payments.

  • Control cash flow with flexible settlement schedules

    Settle immediately or at a future date based on your business needs to manage just-in-time schedules.

End-to-end Payment Transparency

End-to-End Payment Transparency

  • Plan smarter with real-time visibility

    Compare historical and real time rates from other providers, right in the API.

  • Avoid hidden fees

    Deliver funds to 220 markets in full with no hidden fees or deductions, saving on average 250bps vs traditional banks and up to 150bps vs traditional MTOs.

  • Manage FX margins at scale

    Track historical interbank exchange rates and evaluate your other vendors’ FX markup over the interbank rate.

Global Coverage, On Demand

Global Coverage, On Demand

  • Leverage 2000+ currency pairs

    Convert funds across thousands of currency pairs through a single platform.

  • Trade directly and efficiently

    Trade 125+ currencies in real-time anytime, with no need for banking intermediaries.

  • Operate 24/7/365

    Execute FX conversions 24x7 even on weekends and holidays to keep your business moving.

Use our calculator to see the markup charged by your money movement provider.

Choose your currency pair

Select a currency pair to convert

Enter amount

Enter the amount you want to compare

Enter your vendor rate

Enter the rate you are being charged by your current vendor

Interbank rate on this date

Calculate your markup

UTC

Use our historic aggregated exchange rate API to calculate your markup
Interbank rate
Rate updated minutes ago
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Products

The Global Infrastructure for Real-Time Payments

Nium moves money, manages foreign exchange and mitigates fraud risk so your business can send and receive funds in real time.

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Global Payins
Global Payins
Speed up your business expansion by accepting payments through both local and international methods.
Explore Payins
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Global Payouts
Global Payouts
Send payouts to 220+ markets with real-time payments infrastructure for on-demand business.
Explore Payouts
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Global Accounts
Global Accounts
Simplify funding, collection, conversion, and disbursements to drive borderless growth for multiple currencies.
Explore Accounts
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Global FX
Global FX
Avoid the high-cost intermediaries and get transparency and control to move money anywhere in real time.​
Explore FX
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Global Card Issuing
Global Card Issuing
Launch physical and virtual card strategies quickly and easily with authorization models that work for you.
Explore Issue Cards

Premium content

Fearless FX: Currency Exchange to Drive Global Growth

As you build your global business, FX strategies may have been low on your list of priorities. Many organizations relegate FX as a default from their banks. But even a few percentage points can make the difference as you fund subsidiaries and global operations.
Read the report

Let’s Talk!

Interested?

Ready To Accelerate Your Global Business Growth?

Connect with our experts to explore use cases based on your industry, discuss customized pricing, and answer any questions you have.

220+

Payout countries
and territories

100+

Real-time
markets

100+

Supported
currencies

75M

Cards issued
worldwide

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