One Connection
to Real-Time
Global Payments

Accelerate business growth on the world’s leading real-time payments infrastructure. Collect, convert, and disburse funds around the world instantly to accounts, cards, and wallets.

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Products

The Global Infrastructure for Real-Time Payments

Nium moves money, manages foreign exchange and mitigates fraud risk so your business can send and receive funds in real time.

Global Payins

Speed up your business expansion by accepting payments through both local and international methods.

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Global Payouts

Send payouts to 220+ markets with real-time payments infrastructure for on-demand business.

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Global Accounts

Simplify funding, collection, conversion, and disbursements to drive borderless growth for multiple currencies.

Explore Accounts

Global FX

Avoid the high-cost intermediaries and get transparency and control to move money anywhere in real time.

Explore FX

Global Card Issuing

Launch physical and virtual card strategies quickly and easily with authorization models that work for you.

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our solutions

Solutions for Modern Money Movement

Banks

Move money safely across borders in real-time with solutions for licensed financial institutions.

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Money Transfer Operators

Expand your operations seamlessly around the world with payment corridor support for 220+ markets.

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Payroll

Scale effortlessly with competitive FX, real-time payments, and direct debit options.

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Marketplaces

Accelerate business growth with white-label payout solutions for global marketplace platforms.

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Spend Management

Take control of corporate purchasing and simplify supplier payments.

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Online Travel Agencies

Maximize efficiency and profitability by optimizing travel payments with flexible funding methods.

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Airlines

Streamline operations and lower cost with closed-loop payment solutions

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Hotels

Streamline supplier payments with virtual cards.

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Flexible Interfaces
for Application Developers

Payment teams with self-serve tools, feature-rich applications, and intuitive instrumentation.

Nium Portal

Manage Multiple Payment Applications From a
Single-View Dashboard

Manage Multiple Payment Applications From a Single-View Dashboard Develop, deploy, and manage your payment applications directly from our single-view dashboard. Empower payment teams with self-serve tools, feature-rich applications, and intuitive instrumentation.

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The Most Powerful APIs for Faster Integration

Go from idea to implementation quickly and easily with our robust, powerful and flexible APIs. Our rich API documentation, sample data, and code snippets provide developers with powerful tools and elegant APIs to launch your next innovation with ease.

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The Nium API

Fund Wallet

Money Transfer

Issue Card

Request

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curl --request POST \
--url https://gateway.nium.com/n1/api/v1/client/id/wallet/d45193cc-4d3c-421a-ada4-63f4dfcb663d/fund \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"amount": 500
"destinationCurrencyCode": "SGD"
"fundingChannel": "BANK_TRANSFER"
"fundingInstrumentId": " "<hash-id>"
"sourceCurrencyCode": "SGD"
}
'

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curl --request POST \
--url https://gateway.nium.com/n1/api/v1/client/api-key/customer/6380ca89-16c8-4d2a-826f-265bb954c39d/wallet/34078ed1-38f7-4ce4-825e-266e85ac1ba1/remittance \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"beneficiary": {
"id": "64665bf275b2012eca1ca0d5"
}
"deviceDetails": {
"countryIP": "66.249.74.64"
"deviceInfo": "macOS"
"ipAddress": "45.48.241.198"
"sessionId": "40531ac01a6f11edafc28dba55d51275"
}
"payout": {
"swiftFeeType": "SHA"
"audit_id": 112
"destination_amount": 0
"serviceTime": "2022-11-29"
"source_amount": 100
"source_currency": "INR"
"tradeOrderID": "TR012345"
}
"sourceOfFunds": ""Business Owner/Shareholder"
"authenticationCode": "string"
"customerComments": " "Transfer to family"
"exemptionCode": " "01 - Trusted Beneficiary"
"purposeCode": " "IR01802"
}
'

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curl --request POST \
--url https://gateway.nium.com/n1/api/v2/client/clientHashId/customer/customerHashId/wallet/walletHashId/card \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"Select one of the following card type": {
"cardType": "PHY"
}
"cardProductId": 100
"cardType": "VIR"
"cardExpiry": "1126"
"nameOnCard": " "John Doe"
"additionalLine": "John Doe"
"issuanceMode": "NORMAL_DELIVERY_LOCAL"
"plasticId": "100100"
"corporateId": "123456"
}
'

Go to example

curl --request POST \
    --url https://gateway.nium.com/n1/api/v1/client/api-key/customer/6380ca89-16c8-4d2a-826f-265bb954c39d/wallet/34078ed1-38f7-4ce4-825e-266e85ac1ba1/remittance \
    --header 'accept: application/json' \
    --header 'content-type: application/json' \
    --header 'x-api-key: your-api-key' \
    --data '
    {
    "beneficiary": {
    "id": "64665bf275b2012eca1ca0d5"
    }
    "deviceDetails": {
    "countryIP": "66.249.74.64"
    "deviceInfo": "macOS"
    "ipAddress": "45.48.241.198"
    "sessionId": "40531ac01a6f11edafc28dba55d51275"
    }
    "payout": {
    "swiftFeeType": "SHA"
    "audit_id": 112
    "destination_amount": 0
    "serviceTime": "2022-11-29"
    "source_amount": 100
    "source_currency": "INR"
    "tradeOrderID": "TR012345"
    }
    "sourceOfFunds": ""Business Owner/Shareholder"
    "authenticationCode": "string"
    "customerComments": " "Transfer to family"
    "exemptionCode": " "01 - Trusted Beneficiary"
    "purposeCode": " "IR01802"
    }
    '

Global network global business.

220+ Payout countries and territories
100+ Real-time markets
Regulated in 35+ markets

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Real-Time Money Movement, Made Possible

Move money around the world — from APAC to LATAM, from EMEA to North America, from capital cities to emerging markets. Our direct bank relationships enable nearly all transactions on the Nium network to be settled in real time.

Customer Stories

Hear From Our Customers

After shifting to Nium, their Visa cards have been accepted at major merchants and have been well received by clients. The Nium team has been helpful in solving certain issues for us.

– Rajith Shaji, Founder, Volopay

This partnership with Nium is an important milestone...it means we can now deliver even more value to our customers, helping them navigate the complexities of spend management effortlessly.

– Daniel Kniaz, CEO, Weel

We are proud to partner with a global leader, such as Nium, to develop various banking products, from loans to real-time remittance services for foreign immigrants in South Korea.

– Hyunkwun Oh, Deputy CEO, Jeonbuk Bank

customer image Aspire - Fast Tracking Finance

We went from kickoff to having a live product in about 3 months...we went from zero to processing millions of transactions together.

– Giovanni Casinelli, Co-Founder & President, Aspire

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customer image KBank - Using payments to improve customer experience

We have many criteria: the network, the connectivity, good commercial term, good after-sales service. And Nium fulfills every criteria that we have.

– Tawan Thammanichanon, Head of International Trade Product Management, KBank

Watch now →

Nium was the most global service on the market, and it complemented Deel’s global presence and customer base.

– Courtney Chin, Director of Fintech Operations, Deel

The product demos gave our team a lot of confidence and the technological integration process was seamless and conclusive, reflecting a great start for the partnership.

– Luiz Henrique Didier Jr., Executive Director, Ebury

For marketplaces, the ability to seamlessly acquire sellers operating in multiple markets – and offer them all a consistent payment experience – cannot be understated. Nium is helping us to deliver just that.

– Jérémy Ricordeau, Chief Operating Officer, Lemonway

Our partnership with Nium, a global leader in real-time, cross-border payments, will facilitate seamless, global transactions for our customers... embracing cutting-edge technologies and pushing boundaries to deliver excellence.

– Marwan Hadi, Group Head, Retail Banking & Wealth Mgmt. at Emirates NBD

As companies become increasingly global, the complexities of expanding compliantly across international borders also grow.  Our partnership with Nium is designed to address these complexities head-on.

– Job van der Voort, CEO and Co-Founder, Remote

Resources

Let’s Meet!

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CNBC Names Nium Among World’s Top Fintech Companies 2024 article image

One Connection
to Real-Time
Global Payments

The Global Infrastructure for Real-Time Payments

our solutions

Solutions for Modern Money Movement

Flexible Interfaces
for Application Developers

Manage Multiple Payment Applications From a
Single-View Dashboard

The Most Powerful APIs for Faster Integration

Global network global business.

Real-Time Money Movement, Made Possible

After shifting to Nium, their Visa cards have been accepted at major merchants and have been well received by clients. The Nium team has been helpful in solving certain issues for us.

This partnership with Nium is an important milestone...it means we can now deliver even more value to our customers, helping them navigate the complexities of spend management effortlessly.

We are proud to partner with a global leader, such as Nium, to develop various banking products, from loans to real-time remittance services for foreign immigrants in South Korea.

We went from kickoff to having a live product in about 3 months...we went from zero to processing millions of transactions together.

We have many criteria: the network, the connectivity, good commercial term, good after-sales service. And Nium fulfills every criteria that we have.

Nium was the most global service on the market, and it complemented Deel’s global presence and customer base.

The product demos gave our team a lot of confidence and the technological integration process was seamless and conclusive, reflecting a great start for the partnership.

For marketplaces, the ability to seamlessly acquire sellers operating in multiple markets – and offer them all a consistent payment experience – cannot be understated. Nium is helping us to deliver just that.

Our partnership with Nium, a global leader in real-time, cross-border payments, will facilitate seamless, global transactions for our customers... embracing cutting-edge technologies and pushing boundaries to deliver excellence.

As companies become increasingly global, the complexities of expanding compliantly across international borders also grow.  Our partnership with Nium is designed to address these complexities head-on.

Resources

Let’s Meet!

Read more

CNBC Names Nium Among World’s Top Fintech Companies 2024

Nium Appoints Spencer Hanlon to Chief Operating Officer

Nium and Air France-KLM Take Off to Power Airline Payments

BS2 Bank Chooses Nium to Support Global FX Settlements and Real-time Payouts

Remote and Nium Join Forces to Power Global Workforces with Real-time Cross-border Payments

Read more

Guide to Global Payroll Payments

The Death of the Payday

Onboarding global sellers doesn’t have to be a challenge for online marketplaces

The Role of Emotional Intelligence in Effective Leadership

It’s Time for Financial Institutions To Break the Status Quo and Embrace Cross-Border Real-Time Payments

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One Connection to Real-Time Global Payments

The Global Infrastructure for Real-Time Payments

our solutions

Solutions for Modern Money Movement

Flexible Interfaces for Application Developers

Manage Multiple Payment Applications From a Single-View Dashboard

The Most Powerful APIs for Faster Integration

Global network global business.

Real-Time Money Movement, Made Possible

After shifting to Nium, their Visa cards have been accepted at major merchants and have been well received by clients. The Nium team has been helpful in solving certain issues for us.

This partnership with Nium is an important milestone...it means we can now deliver even more value to our customers, helping them navigate the complexities of spend management effortlessly.

We are proud to partner with a global leader, such as Nium, to develop various banking products, from loans to real-time remittance services for foreign immigrants in South Korea.

We went from kickoff to having a live product in about 3 months...we went from zero to processing millions of transactions together.

We have many criteria: the network, the connectivity, good commercial term, good after-sales service. And Nium fulfills every criteria that we have.

Nium was the most global service on the market, and it complemented Deel’s global presence and customer base.

The product demos gave our team a lot of confidence and the technological integration process was seamless and conclusive, reflecting a great start for the partnership.

For marketplaces, the ability to seamlessly acquire sellers operating in multiple markets – and offer them all a consistent payment experience – cannot be understated. Nium is helping us to deliver just that.

Our partnership with Nium, a global leader in real-time, cross-border payments, will facilitate seamless, global transactions for our customers... embracing cutting-edge technologies and pushing boundaries to deliver excellence.

As companies become increasingly global, the complexities of expanding compliantly across international borders also grow. Our partnership with Nium is designed to address these complexities head-on.

Resources

Let’s Meet!

Read more

Read more

There were errors with your submission

One Connection
to Real-Time
Global Payments

Flexible Interfaces
for Application Developers

Manage Multiple Payment Applications From a
Single-View Dashboard

As companies become increasingly global, the complexities of expanding compliantly across international borders also grow.  Our partnership with Nium is designed to address these complexities head-on.