Real-Time Payments Infrastructure
Global payments infrastructure accessed through comprehensive APIs to collect, convert, and disburse funds in real-time.
$25B+
Annual transaction
volume
100+
Real-Time
markets
100+
Supported
currencies
75M
Cards issued
worldwide


Global Payouts
Disburse via Card
Real-time payments or local ACH payments for instant settlements.
Disburse via Bank
Make vendor payments and send payroll on virtual or physical cards.
Disburse to e-wallets
Make payouts directly to popular digital wallets around the globe.
The Nium Platform
FX Conversions
Transparent 24/7 Rates
Liquidity / Treasury
Manage with multi-currency wallets
Payment Routing
Efficient & intelligent payment routing
Compliance
Real-Time monitoring & sanctions screening
Global Accounts
Take advantage of Nium's licenses and banking network. In the U.S. and EU. Nium allows you to collect
funds in multiple countries worldwide.
Platform
The global infrastructure for real-time payments
Setup virtual accounts. Convert funds to local currencies. Disburse funds to more than 190 countries. Nium moves money, manages foreign exchange, and mitigates fraud so your business can send and receive funds in real-time.
Collect, Pay, and Settle Funds Globally, in Real-Time
190+ markets. Zero hassles.
Global Payouts
Pay out to accounts, wallets, and cards in more than 190 markets. Pay employees, suppliers, local sellers and partners wherever you do business.


Local Collection, Global Payments
Global Accounts
Whether collecting salary payments or subscription revenues, Nium Payin allows you to collect funds in multiple currencies from customers worldwide.
Virtual And Physical
Global Card Issuance
Modernize payments for global payroll, spend management, or travel companies with Nium’s virtual card solution.

our solutions
The Modern Way Global Businesses Move Money
Financial Institutions
Move money across borders for banks, fintechs, and money service businesses.
Global Payroll
Scale effortlessly with competitive FX, real-time payments, and direct debit options.
Spend Management
Take control of corporate purchasing and simplify supplier payments.
Travel
Maximize efficiency and profitability by optimizing travel payments with flexible funding methods.
Resources
Latest Resources
London, 22nd September 2023 – Nium, the leader in real-time global payments, has opened a new European headquarters in London to accelerate business expansion across Europe and affirm its commitment to the UK as a leading fintech hub.
Join Nium at Money 20/20 in Las Vegas this October 22-25. Nium joins other key innovators in payments, banking, fintech, and financial services at the world’s biggest gathering of the global money ecosystem.
A giant stride towards revolutionizing global real-time payments. Nium’s inclusion in Singapore’s esteemed FAST (Fast And Secure Transfers) and PayNow networks is an indication of more to come, with the fintech making global real-time payments a reality
Join Nium at Payment Leaders’ Summit UK 2023 in London on October 10-11. The event brings together payment industry leaders and innovators from across the ecosystem for two days of insights, discussion, and networking.
Join Nium at EuroFinance International Treasury Management 2023 in Barcelona on September 27-29. The event brings together over 2,000 influential treasury and financial technology leaders from across the globe to tackle complex challenges with innovative solutions for a rapidly changing environment.
How are OTAs (online travel agencies) flying with fintech? Payment systems in air travel are inefficient, slow, and expensive, creating friction between OTAs and their airline partners. Here's how to rise above it all.
Global corporates and payroll platforms enabled by real-time payments benefit from faster, cheaper, and more transparent transactions. When exchange rates are locked in, hidden fees are eliminated, and regulatory requirements taken care of, the ‘right time’ to execute payments is all the time.
Learn the current challenges of payroll support, and how to choose the right global payroll platform that adapts to the needs of markets, business models, and technology stacks of international businesses in Nium's new infographic.
Frente Corretora is a trailblazing foreign exchange (FX) broker based out of the Brazilian megacity of Sao Paulo. Pre-pandemic, it led the charge for a new wave of digital payments specialists in the South American country - offering a range of FX-related products, from international remittances to
The ICC together with official fintech infrastructure partner and leading real-time global payments platform, Nium, today invited all cricket-loving technologists to revolutionize the world of cricket through cutting-edge innovation as part of the second edition of the Next In hackathon.
Q&A with Dan Fraguglia, Talent Lead at Nium for the Americas. In this blog, we get to know more about Dan's journey across tech talent acquisition, and gain a better understanding of Nium’s internal culture and how this impacts the way Nium recruits.
Successful, growing platforms know that brand and loyalty metrics matter. Your creators are your lifeblood to the business. This report, created by Nium in conjunction with NewtonX, explores the challenges and role payments play in scaling social platforms globally.
Cricket Builds Hope is an initiative supporting Nium’s belief that there is power in harnessing sport as a vehicle for positive social change, equality, empowerment, and community.
As part of Nium’s modern card issuing product, Dynamic Authorization encompasses a suite of API-powered authorization models, offering unmatched flexibility and control, real-time visibility and reporting, and advanced fraud management capabilities.
Drawing inspiration from a marine chronometer which helps with precise navigation in high seas, Nium's Payment Chronometer helps our customers effectively sail through the difficult cross-border payment high seas and keeps the customer informed about their payments.
The company’s 2022 annual audit shows impressive growth with a focus on regional expansion, becoming first fintech startup from Singapore to have over 20 offices globally.
Join Nium at FinnoSummit 2023 in Mexico City on September 26-27. FinnoSummit brings together Fintech and Insurtech entrepreneurs, innovation executives and investors from the largest financial hubs to search, create and implement new opportunities to transform the industry.
Join Nium at the Airline and Travel Payments Summit 2023 in Bangkok, Thailand on 22 - 23 August. The event will be covering the latest payments and fraud prevention trends for airlines, travel companies and OTAs in Asia Pacific.
Join Nium at the SaaStr Annual 2023 conference in San Mateo, CA on September 6-8. SaaStr Annual is the world’s largest SaaS community event on the planet, with more than 12,500 SaS executives, founders, and VCs.
Join Nium at Fintech DevCon 2023 in Austin, Texas, August 23-25. Fintech Devcon is the only conference for fintech developers and builders designed to unlock knowledge and bring about the next decade of financial innovation.
Join Nium at EVOLVE 2023 in São Paulo, Brazil August 22-23. This year’s event will feature hundreds of world’s leading cross-border payments stakeholders to discuss how the industry is constantly evolving, growing, and developing.
Be part of the fintech revolution at Intersekt 2023 in Melbourne, Australia on 30-31 August. Intersekt 2023 is the pinnacle event for fintech developers and creators, offering a platform to share ideas, forge partnerships, and chart the course for the fintech landscape of tomorrow.
In episode three of Forward Exchanges Michael Bermingham, Co-founder, and Chief Business Officer at Nium, and Laetitia Moncarz, Global Head of Payments at Papaya Global discuss payment considerations and evolving employee expectations.
Join Nium at booth L10 in Hall G at Sibos 2023 in Toronto, Canada. Sibos features thought leaders from around the world who will share insights on ESG standardization, cross-border payments, post-trade data, digital currencies, and AI/machine learning.
We are excited to announce a few key enhancements to the Nium documentation site and developer portal.
Sit down with Matthew to unpack his deep passion for this niche industry and pick his brain to understand how he steered his career path with Nium from Junior Business Intelligence Developer to Principal Product Manager.
Accessing Nium’s global payments infrastructure, will enable us to provide the fast and efficient pay-out services to our customers, looking to remit funds in the biggest markets globally. The partnership with Nium will redefine standards in the remittance business.
Nium affirms long-term commitment to Singapore, announcing new initiatives to drive growth of “BizTech” job category.
Global businesses are facing a transforming B2B payments landscape, driven by three key trends.
In this post, we’ll examine the cross-border real-time payments space, its benefits and challenges, how it’s developing, and how the right payments partner can connect businesses with the RTP networks of the world.
Real-time payments offer a solution by enabling instant fund transfers and providing businesses with a competitive advantage. In this blog, learn the six advantages of real-time cross-border payments.
In this Sifted Talks webinar, sponsored by Nium, experts discuss how to optimize payroll experience, in this on-demand economy.
Recently, Nium hosted a webinar shedding light on its comprehensive offerings and how the teams address the questions and concerns of prospects from financial institutions, global payroll platforms, spend management platforms, marketplaces, and the travel industry.
Nium’s exponential success continues with 2.5X revenue growth from 2021 to 2022; with plans to double in 2023
Nium’s global payroll offering serves market expected to reach $19.5 billion by 2031 by removing regulatory complexities and reducing settlement times. San Francisco and Singapore, May 31, 2023 — Nium, the leader in real-time global payments, has enhanced its market-leading payroll payments solutio
International hiring increased an eye-popping 145% in 2022. However, managing a global workforce adds complexities to payroll processing. Regardless of the payroll model–indirect global, employer of record, or contractor–payroll platforms need a service that can facilitate expansion and directly
Nium, the leader in real-time global payments, today announced the appointment of Manuel Sandhofer as Senior Vice President and General Manager, Europe, following unprecedented growth in the region.
The move to remote and hybrid workplaces means that companies have a need to hire, pay, and manage teams around the world. The ability to hire talent in different locations has also driven a new era of business, enabling increased efficiency, opportunity, and growth.
Explore what payments compliance is, why it's important for merchants, financial institutions, and other organizations, the challenges of real-time B2B payments compliance, and how to overcome them.
Getting your payroll right for international employees comes with challenges — and getting it wrong can be costly.
Historically speaking, women in fintech have been vastly underrepresented, accounting for under 10% of recently surveyed leadership positions. However, a noticeable shift is taking place toward promoting gender equality and improving this situation. In episode two of Forward Exchanges, titled “Wome
Our decision to participate in the event stemmed from the growing interest we have observed among our existing and new clients looking for the Nium experience for their payment needs in Latin America. And it turned out we weren’t alone.
Based on our conversations on the Nium Checkout side, here are some key points we are hearing from clients in the space.
Domestic payment processing is well established in India, with various players solving specific niche needs. These players range from acquirers, payment gateway aggregators, and payment orchestration providers, among others, who assist merchants in processing their sales.
With India’s population reaching 1.4 billion and global forecasts unanimously predicting its rise as the world’s third-largest economy by 2023, surpassing Japan and Germany, global enterprises are increasingly interested in entering the Indian market.
Getting international payroll right from the very beginning is crucial for businesses. Could utilising different models be the way to go?
The world of payments is rapidly evolving – and reshaping the world itself at the same time. When it comes to real-time payments, the Asia-Pacific (APAC) region is leading the charge. With an increasing number of countries embracing digital finance and fintech innovation, it's no surprise that four
Latin America (LATAM) is in the middle of a real-time payments revolution that is rapidly changing how people and businesses make transactions. The emergence of fast-payment systems like Transferencia 3.0 in Argentina, PIX in Brazil, and SPEI in Mexico has driven remarkable growth while bringing a g
Entrepreneur Of The Year celebrates driven entrepreneurs who are building bolder futures SAN FRANCISCO, May 1, 2023 – Ernst & Young LLP (EY US) has announced that Prajit Nanu, Founder and CEO at Nium was named an Entrepreneur Of The Year® 2023 Bay Area Award finalist. Now in its 37th year, Entrepren
As Nium continues to scale and strengthen our global payments infrastructure worldwide, we’re pleased to have Volker Steinle join us as Senior Vice President and General Manager of the Americas. Based out of our San Francisco HQ, Volker’s expertise as a veteran in the payments space accelerating sal
The real-time payments market is on the rise, with FinTech Futures projecting a staggering 32% increase to nearly $87 billion by 2028. In the latest episode of Forward Exchanges, Siobhan O’Neill-Schwenk delves into the key trend shaping 2023: “The Revolution in Real-Time Payments.” Joined by industr
With over a decade of payments experience at PayPal, Pahuja will build upon Nium’s success in Southeast Asia, while elevating the brand’s presence throughout the Middle East and Africa SINGAPORE, April 12, 2023 — Nium, the global payments infrastructure for the on-demand economy, today announced the
Steinle brings more than a decade of global payments experience from Adyen to fuel Nium’s next stage of hyper growth SAN FRANCISCO, April 3, 2023 — Nium, the global payments infrastructure for on-demand money movement, today announced the appointment of Volker Steinle as Senior Vice President and Ge
Hiring global talent is easier than ever, with companies embracing remote work and hiring talent by the millions, regardless of geography. See how global payroll platforms are modernizing their compliance, currency management, data and privacy, and scalability efforts.
21 March 2023 – CellPoint Digital, the global leader in Payment Orchestration, has today announced a new partnership with Nium, the global platform for on-demand money movement. Through this integration, CellPoint Digital and Nium will offer merchants a frictionless, optimised end-to-end money movem
Nium is proud to co-sponsor the “Women’s Empowerment Program,” in partnership with FIS Global, with a joint donation to the Cricket Builds Hope foundation. Cricket Builds Hope’s unique program, designed to incorporate cricket as a tool for social change, empowers low-income young women in Rwanda to
Winning submission focused on Augmented Reality Hackathon to use technology to bring fans closer to the game Assets for media to use rights free including video and images from Hackathon final and “Next In” infographic The ICC and Nium, the global platform for on-demand money movement, today announc
Nium, a global leader in cross-border money movement, and Travel Ledger, a global B2B settlement network for the travel industry, have announced a strategic agreement to bring innovative payments solutions to travel businesses worldwide. Nium’s single platform for global payments and card issuing pr
Currency support for popular tourist hub allows Nium customers to issue a virtual card and spend in AED for fast payments, reduced complexity, and improved transaction-level controls By Christian Falzon, Product Director, Nium Travel The United Arab Emirates (UAE) are a must-visit country with fanta
At Nium, our values are woven into the DNA of our global team. “Simply Better Together” doesn’t only mean collaboration and teamwork; it means diversity, inclusion, and equality across all our offices. As we celebrate International Women’s Day, Women’s History Month, and with our support for women’s
Summary Deel, an all-in-one HR platform for global teams, helps companies simplify every aspect of managing an international workforce. One of their key services is global payroll solutions. Since launching in 2019, the team has grown to include employees and contractors in 80+ countries, and the co
We celebrate our leaders daily, but March stands out in significance as Women’s History Month, with the 8th of March honoring International Women’s Day. Adding to the excitement is team Australia’s win in the 2023 ICC Women’s T20 World Cup and as the official fintech infrastructure partner of the In
To commemorate women’s history month and the ICC Women’s T20 World Cup, we’re proud to share the second blog of the series highlighting women leaders at Nium. Nium relies on talented women across all regions and is committed to providing equal opportunities and an inclusive workplace where diversity
Latin America has climbed the ranks to become one of the leading emerging markets, promising strong potential as a regional business hub in the making. This change is driven by increased digitization, and a focus on fast infrastructure development, especially to modernize domestic and cross-border p
Nium Enterprise Study In the 2022 AFP Electronic Payments Survey Report, organizations’ major business customers utilize a range of payment methods with 54% citing that the speed of payment is a significant driver in the adoption of digital payment methods.[1] With the frenetic pace of globalization
As the Official Fintech Infrastructure Partner of the International Cricket Council (ICC), Nium is proud to support the Women’s T20 World Cup Tournament this month. Nium’s mission of building the top-tier fintech payments infrastructure for global businesses is being driven to reality by women leade
By Song Chin, V.P. of Technical Services Contrary to common belief, commitment to customer success is not the responsibility of a company’s particular department. In fact, ensuring that customers’ needs are identified and met is an area of ownership that the entire business should take. As Nium buil
Summary Global air travel has been fast rebounding, and there has never been a better time for the travel industry to rebuild the synergy of the ecosystem. For airlines, because of razor-thin margins, operational optimization has become the key focus. Technological innovation in facilitating B2B tra
Cross-border payments leader removes deductions on global wire transfers, supports 7 new payout currencies, and provides real-time transaction tracking through SWIFT gpi SAN FRANCISCO, Calif., USA – February 7, 2023 – Nium, the global platform for on-demand money movement, today announced zero-deduc
First Hackathon from the ICC will Shape the Future of On- and Off- Field Engagement Dubai, UAE – Jan. 11, 2023 – The International Cricket Council (ICC) and official fintech infrastructure partner and Modern Money Movement platform, Nium, today announced the launch of “Next In”, a global hackathon o
Türkiye’s most inclusive financial services platform, Paycell, continues to make life easier for its users with easy and secure payment solutions and financial services. Thanks to the account-to-account international money transfer process implemented by Paycell in partnership with Nium, users can m