Payments Infrastructure for On-Demand Money Movement

Embed payments and card issuance capabilities, effortlessly. The Nium platform allows for full customization of your payments solution all with the ease of a single integration.

The right mix of services.

The Nium platform is the foundation for embedding financial capabilities and services. Look to our platform for Pay Out, Pay In and Card Issuance capabilities in 190+ countries.

With our suite of bank-grade APIs, implementation and integration is easy. From getting started, through launching in your first market, we have powerful tools and documentation at your fingertips.

Faster financial services.

Implement new payment services in weeks, not months. Add new products fast and easily integrate features and geographies as you scale.

International. Versatile.

Create your unique payment service and drive better economics and customer experiences across the globe.  Pay Out to 190+ markets.  Issue Cards in 30+ markets.

Expand your offering.

Accept and hold funds in multiple currencies and issue branded cards, enabling customers to travel with the currencies they need, while managing FX.

Modern money movement, made possible.

Move money around the world—from APAC to LATAM, from EMEA to North America, from capital cities to emerging markets. All made possible with payment solutions from the global leader in modern money movement. 

Pay Out with Nium

190+ markets. Zero hassles.

Nium Pay Out is the modern way to move money. Pay employees, suppliers and local sellers and partners wherever you do business.

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Pay In with Nium

Bank like a local in 35 different countries.

Do business internationally, while receiving funds locally. Set up virtual bank accounts in 35 different countries and accept payments via bank transfers, cards and wallets.

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Issue Cards with Nium

Issue cards in 30+ markets worldwide.

Instantly issue physical spend cards or enable virtual card vendor payments in 30+ markets worldwide, made possible by our partnerships with card networks.

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The most powerful APIs for global money movement.

Go from idea to implementation quickly with robust, bank-grade APIs. Our documentation, sample data and code snippets provide developers with powerful tools to launch your next innovation.

Start building


Build a global solution using modular, cloud-based APIs. Easily integrate features and geographies as you scale.


Read our documentation, explore APIs in our sandbox and begin to prototype as you build a solution.


Our partners.

“With Nium, I saw the ability for us to scale quickly, not only locally but in new markets, and at a commercially feasible cost.”

—Pelikin | Sam Brown, Founder and CEO

Read the story

Modern money movement and the global network that makes it possible.

We empower modern money movement through a global network of regulatory licenses and partners, compliance services and world-class APIs designed to make the complexities of global commerce invisible.


Pay Out to 190+ countries and territories


Set up virtual Pay In accounts in 35 different countries


Issue physical and virtual cards in 30+ markets worldwide