The Leader in
Real-Time
Global Payments
Payroll Payments
Travel Payments
Business Payments
Payments
Payroll Payments
Travel Payments
Business Payments
Accelerate business growth on the world's leading real-time payments infrastructure. Collect, convert, and disburse funds around the world instantly to accounts, cards, and wallets.
100+
Real-time
markets
190+
and territories
100+
Supported
currencies
75M
Cards issued
worldwide
The Global Infrastructure For Real-Time Payments
Nium moves money, manages foreign exchange, and mitigates fraud so your business can send and receive funds in real-time.




our solutions
The Modern Way Global Businesses Pay and Get Paid
Financial Institutions
Move money across borders for banks, fintechs, and money service businesses.
Global Payroll
Scale effortlessly with competitive FX, real-time payments, and direct debit options.
Spend Management
Take control of corporate purchasing and simplify supplier payments.
Travel
Maximize efficiency and profitability by optimizing travel payments with flexible funding methods.
The Nium API
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--url https://gateway.nium.com/n1/api/v1/client/id/wallet/d45193cc-4d3c-421a-ada4-63f4dfcb663d/fund \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"amount": 500
"destinationCurrencyCode": "SGD"
"fundingChannel": "BANK_TRANSFER"
"fundingInstrumentId": " "<hash-id>"
"sourceCurrencyCode": "SGD"
}
'
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--url https://gateway.nium.com/n1/api/v1/client/api-key/customer/6380ca89-16c8-4d2a-826f-265bb954c39d/wallet/34078ed1-38f7-4ce4-825e-266e85ac1ba1/remittance \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"beneficiary": {
"id": "64665bf275b2012eca1ca0d5"
}
"deviceDetails": {
"countryIP": "66.249.74.64"
"deviceInfo": "macOS"
"ipAddress": "45.48.241.198"
"sessionId": "40531ac01a6f11edafc28dba55d51275"
}
"payout": {
"swiftFeeType": "SHA"
"audit_id": 112
"destination_amount": 0
"serviceTime": "2022-11-29"
"source_amount": 100
"source_currency": "INR"
"tradeOrderID": "TR012345"
}
"sourceOfFunds": ""Business Owner/Shareholder"
"authenticationCode": "string"
"customerComments": " "Transfer to family"
"exemptionCode": " "01 - Trusted Beneficiary"
"purposeCode": " "IR01802"
}
'
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--url https://gateway.nium.com/n1/api/v2/client/clientHashId/customer/customerHashId/wallet/walletHashId/card \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"Select one of the following card type": {
"cardType": "PHY"
}
"cardProductId": 100
"cardType": "VIR"
"cardExpiry": "1126"
"nameOnCard": " "John Doe"
"additionalLine": "John Doe"
"issuanceMode": "NORMAL_DELIVERY_LOCAL"
"plasticId": "100100"
"corporateId": "123456"
}
'


The Most Powerful APIs for Global Money Movement
Go from idea to implementation quickly and easily with our robust, powerful and flexible APIs. Our rich API documentation , sample data, and code snippets provide developers with powerful tools and elegant APIs to launch your next innovation with ease.
Start BuildingReal-Time Money Movement, Made Possible
Move money around the world — from APAC to LATAM, from EMEA to North America, from capital cities to emerging markets. Our direct bank relationships enable nearly all transactions on the Nium network to be settled in real-time.

Global network global business.
-
190+ Payout countries and territories
-
100+ Real-time markets
-
Regulated in 35+ markets
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