Money Movement for Modern Banks

Enable real-time payments, enhance transparency, and optimize operational efficiency through our global network.

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Banks

Real-Time Infrastructure for Global Business

Delivering cost-effective, reliable payment services, while optimizing cross-border reach, treasury management and differentiating service offerings have become table stakes for banks.

Nium provides banks with robust, real-time payments infrastructure with seamless API integration, comprehensive compliance monitoring on a global scale. Reduce costs, increase speed, and deliver unparalleled transparency, ready to adapt to whatever the market brings.

On-Demand Payments Anywhere

Access a global payment network

Send payments to over 190 countries, including 100+ real-time destinations with compliance built-in as standard.
Tailor payouts to customer needs

Offer flexible and customer-centric payment solutions, including payouts to bank accounts, wallets, and cards, or through local and foreign currency wires.
Reach every customer

Support B2B, B2C, P2P payments on behalf of your customers with a single, integrated solution that caters to multiple transaction types.

End-to-End Transparency and Reliability

Track payments precisely

Drill down into payment journeys with Nium’s Chronometer tool for real-time updates on payment statuses and estimated delivery for complete transparency, or track your wires with SWIFT’s UETR.
Eliminate unnecessary fees

Ensure recipients receive the full payment amount without deductions, leveraging local payment rails for cost-effective transactions.
Pre-validate beneficiary accounts

Minimize payment errors and returns, friction and delays by pre-validating beneficiary details upfront for complete predictability.

Streamlined Market Entry

Accelerate payment transmission with simple integrations

Initiate payments within minutes through Nium Portal without the need for a complex integration, or start exchanging SWIFT MT and ISO20022 messages with simple configurations.
Automate reconciliation and reporting

Access detailed reporting, including MT940 account statements, to automate bank reconciliation and improve financial oversight.
Expand globally with a single payment partner

Access 100+ real-time destinations and flexible payout methods with a single contract and integration.

The World’s Trusted Payment Partner

Work with a proven leader

Nium processes over $25B in transactions annually, with 80% of payments completed in under 15 minutes, ensuring reliability and efficiency.
Minimize risk with global licensing and compliance

Operate with confidence as Nium is regulated in 35+ markets across Asia, Europe, and the Americas. Minimize regulatory risks and enhance security with 360° regulatory compliance, including real-time transaction monitoring and fraud detection and AML/CTF measures.
Access best-in-class support

Count on round-the-clock support from payment experts and a dedicated account manager to ensure seamless operations and swift issue resolution.

Join 1000+ companies on the Nium payments infrastructure

Our FI customers include:

Premium content

Avoiding Cost in Translation

For over a decade, Nium has invested in building its payment platform with deep banking relationships and highly focused technology. Nium enables its clients to pay into over 190 countries, through over 110 currencies, using a broad set of payment methods—many of which are real-time. The company moves money at the rate of USD 25 billion annually, while providing compliance checks such as KYB and KYC.

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Products

The Global Infrastructure for Real-Time Payments

Nium moves money, manages foreign exchange and mitigates fraud risk so your business can send and receive funds in real time.

Global Payins

Speed up your business expansion by accepting payments through both local and international methods.

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Global Payouts

Send payouts to 220+ markets with real-time payments infrastructure for on-demand business.

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Global Accounts

Simplify funding, collection, conversion, and disbursements to drive borderless growth for multiple currencies.

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Global FX

Avoid the high-cost intermediaries and get transparency and control to move money anywhere in real time.

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Global Card Issuing

Launch physical and virtual card strategies quickly and easily with authorization models that work for you.

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Customer Stories

Hear From Our Customers

customer image KBank - Using payments to improve customer experience

We have many criteria: the network, the connectivity, good commercial term, good after-sales service. And Nium fulfills every criteria that we have.

– Tawan Thammanichanon, Head of International Trade Product Management, KBank

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We are proud to partner with a global leader, such as Nium, to develop various banking products, from loans to real-time remittance services for foreign immigrants in South Korea.

– Hyunkwun Oh, Deputy CEO, Jeonbuk Bank

Our partnership with Nium, a global leader in real-time, cross-border payments, will facilitate seamless, global transactions for our customers... embracing cutting-edge technologies and pushing boundaries to deliver excellence.

– Marwan Hadi, Group Head, Retail Banking & Wealth Mgmt. at Emirates NBD