Optimize Your
Money Movement
Embed real-time global capabilities to capture new market opportunities, gain fee transparency, and streamline operations

Join 1000+ companies on the Nium payments infrastructure
Financial institutions
Are your payments keeping up?
Delivering cost-effective, reliable transactions, optimizing global reach and currency exchange, and differentiating service offerings have become table stakes for banks.
Yet many are still struggling to lower costs and add capabilities for customers who demand the world. As your money movement partner, Nium brings your bank the real-time, low-cost, and effective outcomes your customers expect.


Unmatched real-time payouts everywhere
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Seamless Global Access, Delivered in Real Time
Pay to over 190 markets, including 100+ real-time destinations, with more than 80% of all payments reaching beneficiary accounts within 15 minutes.
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Flexible payout options
Pay out to bank accounts, wallets, and cards through local and foreign currency wires, in the name of your customers.
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No Customer is Out of Reach
Facilitate B2B, B2C, P2P and On-behalf-of (OBO) payments in a single, global solution.

Unparalleled transparency and reliability for every leg
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Precision in payment tracking and success
Stay informed with pinpoint accuracy using SWIFT UETR (Remote, Feel, Oyster, Multiplier) and our Chronometer tool, offering real-time updates on payment speed and progress.
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Deduction-free transfers
Rest assured that recipients will receive the full payment amount without any deductions via local payments rail.
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Pre-validate beneficiary accounts
Get payment details upfront, adding an extra layer of predictability, eliminating friction, reducing delays, and minimizing returns and repairs.

Easily monetize transactions and go to market fast
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Initiate payment transmission within minutes
With Nium's customer portal, no integration is needed. Start exchanging SWIFT MT messages with Nium API with a simple configuration.
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Comprehensive reporting
Access comprehensive reports including MT940 account statements to automate bank reconciliation.
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360° regulatory oversight
Comply with AML/CTF priorities and enhance security with liveliness checks, real-time transaction monitoring, and fraud detection.

A payment partner you can trust
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Relied on for mission-critical payments
Over $25B in funds are securely sent yearly on our ever-improving platform
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Globally-licensed money transmitter
Proven architecture that’s licensed and regularly audited by ten individual countries plus the European Union
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World-class support network
Reach our payment experts 24x7x365 to ensure seamless issue resolution and work with a dedicated account manager
Hear From Our Customers



Resources
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General Inquiries
Frequently Asked Questions
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Do I need a money transmitter license to work with Nium?
No! Depending on your needs and industry, Nium can help both licensed and unlicensed companies enable cross–border payments worldwide. To learn more about how Nium can support your business, please contact us.
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Can you make payments to emerging markets such as India?
Yes! Using our API, you can pay out to markets all around the world. Explore our network for more details.
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Can I share in the revenue for payments?
Yes! We have many customers that choose to partner with Nium for this exact reason. We can design a program that helps you meet your own business needs and those of your customers.
The Global Infrastructure For Real-Time Payments
Nium moves money, manages foreign exchange, and mitigates fraud so your business can send and receive funds in real-time.




Let’s talk!
Interested?
Talk with our representatives to get onboard
Contact Nium's experts to build innovations, get unparalleled technical and account support and get customized pricing and packages.
190+
Payout countries
and territories
100+
Real-time
markets
100+
Supported
currencies
75M
Cards issued
worldwide