Do I need a money transmitter license to work with Nium?

No! Depending on your needs and industry, Nium can help both licensed and unlicensed companies enable cross – border payments worldwide. To learn more about how Nium can support your business, please contact us.

Can you make payments to emerging markets such as India?

Yes! Using our API, you can pay out to markets all around the world. Explore our network for more details.

Can I share in the revenue for payments?

Yes! We have many customers that choose to partner with Nium for this exact reason. We can design a program that helps you meet your own business needs and those of your customers.

Optimize Your

Money Movement

Embed real-time global capabilities to capture new market opportunities, gain fee transparency, and streamline operations

Contact Sales Explore API

Join 1000+ companies on the Nium payments infrastructure

Financial institutions

Are your payments keeping up?

Delivering cost-effective, reliable transactions, optimizing global reach and currency exchange, and differentiating service offerings have become table stakes for banks.

Yet many are still struggling to lower costs and add capabilities for customers who demand the world. As your money movement partner, Nium brings your bank the real-time, low-cost, and effective outcomes your customers expect.

Nium Benefits for Financial institutions

Unmatched real-time payouts everywhere

Seamless Global Access, Delivered in Real Time
Pay to over 190 markets, including 100+ real-time destinations, with more than 80% of all payments reaching beneficiary accounts within 15 minutes.
Flexible payout options
Pay out to bank accounts, wallets, and cards through local and foreign currency wires, in the name of your customers.
No Customer is Out of Reach
Facilitate B2B, B2C, P2P and On-behalf-of (OBO) payments in a single, global solution.

Explore our network

Unparalleled transparency and reliability for every leg

Precision in payment tracking and success
Stay informed with pinpoint accuracy using SWIFT UETR (Remote, Feel, Oyster, Multiplier) and our Chronometer tool, offering real-time updates on payment speed and progress.
Deduction-free transfers
Rest assured that recipients will receive the full payment amount without any deductions via local payments rail.
Pre-validate beneficiary accounts
Get payment details upfront, adding an extra layer of predictability, eliminating friction, reducing delays, and minimizing returns and repairs.

Easily monetize transactions and go to market fast

Initiate payment transmission within minutes
With Nium's customer portal, no integration is needed. Start exchanging SWIFT MT messages with Nium API with a simple configuration.
Comprehensive reporting
Access comprehensive reports including MT940 account statements to automate bank reconciliation.
360° regulatory oversight
Comply with AML/CTF priorities and enhance security with liveliness checks, real-time transaction monitoring, and fraud detection.

A payment partner you can trust

Relied on for mission-critical payments
Over $25B in funds are securely sent yearly on our ever-improving platform
Globally-licensed money transmitter
Proven architecture that’s licensed and regularly audited by ten individual countries plus the European Union
World-class support network
Reach our payment experts 24x7x365 to ensure seamless issue resolution and work with a dedicated account manager

Customer Stories

Hear From Our Customers

customer image Aspire - Fast Tracking Finance

We went from kickoff to having a live product in about 3 months ... we went from zero to processing millions of transactions together.

– Giovanni Casinelli, Co-Founder & President at Aspire

Watch now →

customer image Multiplier - Streamlining International Payments

What Nium does, the coverage that Nium has, the support that Nium provides ... I’d definitely recommend Nium to another company

– Vamsi Krishna, Co-Founder at Multiplier

Watch now →

customer image Delivering Speed and Flexibility for Frente Corretora

The corridors are lightning fast. Euros are almost instant, which is always a happy surprise for the client. We say a maximum of two days, but it usually ends up being minutes. It’s a kind of magic which they love.

– Micael Martins, Head of Product, Frente Corretora

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General Inquiries

Frequently Asked Questions

Do I need a money transmitter license to work with Nium?

No! Depending on your needs and industry, Nium can help both licensed and unlicensed companies enable cross–border payments worldwide. To learn more about how Nium can support your business, please contact us.
Can you make payments to emerging markets such as India?

Yes! Using our API, you can pay out to markets all around the world. Explore our network for more details.
Can I share in the revenue for payments?

Yes! We have many customers that choose to partner with Nium for this exact reason. We can design a program that helps you meet your own business needs and those of your customers.

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Fearless FX: Currency Exchange to Drive Global Growth

As you build your global business, FX strategies may have been low on your list of priorities. Many organizations relegate FX as a default from their banks. But even a few percentage points can make the difference as you fund subsidaries and global operations.

Read The Report