Are your payments keeping up?
Delivering cost-effective, reliable transactions, optimizing global reach and currency exchange, and differentiating service offerings have become table stakes for banks.
Yet many are still struggling to lower costs and add capabilities for customers who demand the world. As your money movement partner, Nium brings your bank the real-time, low-cost, and effective outcomes your customers expect.
Unmatched real-time payouts everywhere
Seamless Global Access, Delivered in Real Time
Pay to over 190 markets, including 100+ real-time destinations, with more than 80% of all payments reaching beneficiary accounts within 15 minutes.
Flexible payout options
Pay out to bank accounts, wallets, and cards through local and foreign currency wires, in the name of your customers.
No Customer is Out of Reach
Facilitate B2B, B2C, P2P and On-behalf-of (OBO) payments in a single, global solution.
Unparalleled transparency and reliability for every leg
Precision in payment tracking and success
Stay informed with pinpoint accuracy using SWIFT UETR (Remote, Feel, Oyster, Multiplier) and our Chronometer tool, offering real-time updates on payment speed and progress.
Rest assured that recipients will receive the full payment amount without any deductions via local payments rail.
Pre-validate beneficiary accounts
Get payment details upfront, adding an extra layer of predictability, eliminating friction, reducing delays, and minimizing returns and repairs.
Easily monetize transactions and go to market fast
Initiate payment transmission within minutes
With Nium's customer portal, no integration is needed. Start exchanging SWIFT MT messages with Nium API with a simple configuration.
Access comprehensive reports including MT940 account statements to automate bank reconciliation.
360° regulatory oversight
Comply with AML/CTF priorities and enhance security with liveliness checks, real-time transaction monitoring, and fraud detection.
A payment partner you can trust
Relied on for mission-critical payments
Over $25B in funds are securely sent yearly on our ever-improving platform
Globally-licensed money transmitter
Proven architecture that’s licensed and regularly audited by ten individual countries plus the European Union
World-class support network
Reach our payment experts 24x7x365 to ensure seamless issue resolution and work with a dedicated account manager
Hear From Our Customers
We went from kickoff to having a live product in about 3 months ... we went from zero to processing millions of transactions together.
– Giovanni Casinelli, Co-Founder & President at AspireWatch now →
The corridors are lightning fast. Euros are almost instant, which is always a happy surprise for the client. We say a maximum of two days, but it usually ends up being minutes. It’s a kind of magic which they love.
– Micael Martins, Head of Product, Frente CorretoraRead more →
The Global Infrastructure For Real-Time Payments
Nium moves money, manages foreign exchange, and mitigates fraud so your business can send and receive funds in real-time.
Talk with our representatives to get onboard
Contact Nium's experts to build innovations, get unparalleled technical and account support and get customized pricing and packages.