Glossary
| Term | Explanation |
| Client | NIUM contracting entity (Platform Partner) |
| Customer | Underlying corporate |
| Applicant | Natural person (not an entity) filling out application on NIUM platform (to be corrected) |
| POI | Proof of Identity |
| POA | Proof of Address |
| SoW | Source of Wealth |
| SoF | Source of Funds |
| EDD | Enhanced Due Diligence |
| UBO | Ultimate Beneficial Owner |
| RFI | Request for Information |
| LOA | Letter of Authorization |
| PEP | A PEP is someone who holds (or has held) a prominent public position; is family or close associates of a PEP |