Spend management platforms are the key to helping their clients Reduce wasted spend, improve transaction management, and increase oversight of expenses. Nium allows businesses to offer unparalleled control of individual payments with intelligent, actionable, industry-specific context.
Virtual cards help improve B2B invoicing by allowing your customers to move away from slow, multi-day transfers to real-time, data-rich payments.
Offer multiple solutions
Low-cost bank transfers with 100+ real-time markets, transparent FX margins, and zero deduction wires offer alternatives showing that even traditional methods of payment can be done better.
Pay large invoices
No payment is out of budget with support for high value B2B payments part of our specialty.
The Way Businesses
Pay Anyone, Anywhere
Own the Authorization Logic
Control card limits, currency limits, which vendors can be approved, and what money can be spent on—taking your control well beyond standard network-level controls.
Gather and Send Key Data
Include invoice numbers and ensure sender information is visible on your payments to ensure clients
get paid, not confused.
Take advantage of 100+ payout markets and virtual card payments in real-time, combined with robust
status and confirmation tracking.
Speak to a real-time payments expert
The Leader in Real-Time Global Payments
Speak to our experts on how Nium can help solve your most difficult payment challenges.
With our suite of powerful and flexible APIs, implementation and integration
easy. From getting started through launching in your first market, we have powerful tools
documentation at your fingertips.
As part of Nium’s modern card issuing product, Dynamic Authorization encompasses a suite of API-powered authorization models, offering unmatched flexibility and control, real-time visibility and reporting, and advanced fraud management capabilities.
Recently, Nium hosted a webinar shedding light on its comprehensive offerings and how the teams address the questions and concerns of prospects from financial institutions, global payroll platforms, spend management platforms, marketplaces, and the travel industry.
The world of payments is rapidly evolving – and reshaping the world itself at the same time. When it comes to real-time payments, the Asia-Pacific (APAC) region is leading the charge. With an increasing number of countries embracing digital finance and fintech innovation, it's no surprise that four
Over the last decade, a new and exciting range of software has emerged to help businesses modernize and automate employee and department spending: spend management platforms. With their help, finance teams can now manage and reimburse receipts and expenses in a frictionless, digital fashion. But in
Singapore, 19 May 2022 – Marking a landmark move into the fintech space, Hong Leong Finance (HLF) will be launching HLF FASTPAY, a multi-currency e-wallet app that comes with a virtual Visa Prepaid Card for customers to enjoy more payment solutions safely and securely. The launch will take place tom
Virtual card issuance capabilities allow travel-related businesses to optimize supplier payments and better manage cash flow SAN FRANCISCO, Calif., December 15, 2021 – Nium, a leader in global payments and card issuance for businesses, today launched its virtual card issuing solution in the United S
The use of prepaid cards has become popular in recent years, and this trend continues to gain momentum. According to a BusinessWire report, the prepaid card market was valued at $1.85 billion in 2019 and is expected to reach $5.51 billion by 2027.
I’m looking for a payments partner, but I’m not sure if I’m an “online platform.” Can you tell me more about this term?
Many terms are being used to describe a wide range of businesses. We are using “online platforms” because it is generally accepted as a broad segment of businesses that operate digitally to connect customers. Examples include (but are not limited to):
Spend management platforms (sometimes also referred to as expense management platforms)
Supplier payment platforms (sometimes referred to as account payable/receivable platforms)
Payroll platforms (either as part of a human resources (HR) service, human capital management (HCM) service), or a stand-alone payroll platform)
Do I need a money transmitter license to work with Nium?
No! Depending on your needs and industry,Niumcan help both licensed and unlicensed companies enable cross–border payments worldwide. To learn more about howNiumcan support your business, please contact us.
Can you make payments to emerging markets such as India?
Yes! Using our API, you can pay out to markets all around the world. Exploreour networkfor more details.
Can I share in the revenue for payments?
Yes! We have many customers that choose to partner with Nium for this exact reason. We can design a program that helps you meet your own business needs and those of your customers.
Where do you offer real-time payments?
Nium offersreal-timepayments to 100+ markets across the globe. This includes markets such as the United Kingdom and Mexico, as well as emerging markets such as Malaysia, the Philippines, India, and more. For a full list, please seeour networkpage.
The leader in real-time global payments
Accelerate global business growth with Nium’s payment infrastructure allowing you to collect, convert, and disburse funds instantly to accounts, cards, and wallets around the world.