Pay suppliers, manage corporate purchasing, and meet the needs of a global supply chain.

Spend Management

Spend Management Made Smarter

Spend management platforms are the key to helping their clients Reduce wasted spend, improve transaction management, and increase oversight of expenses. Nium allows businesses to offer unparalleled control of individual payments with intelligent, actionable, industry-specific context.

Spend Management Made Smarter
Spend management features
Nium Spend Management Solutions Features Nium Spend Management Solutions Features Nium Spend Management Solutions Features

Effortless Expense Management

  • Embrace virtual cards

    Virtual cards help improve B2B invoicing by allowing your customers to move away from slow, multi-day transfers to real-time, data-rich payments.

  • Offer multiple solutions

    Low-cost bank transfers with 100+ real-time markets, transparent FX margins, and zero deduction wires offer alternatives showing that even traditional methods of payment can be done better.

  • Pay large invoices

    No payment is out of budget with support for high value B2B payments part of our specialty.

The Way Businesses
Pay Anyone, Anywhere

Own the Authorization Logic

Control card limits, currency limits, which vendors can be approved, and what money can be spent on—taking your control well beyond standard network-level controls.

Gather and Send Key Data

Include invoice numbers and ensure sender information is visible on your payments to ensure clients get paid, not confused.

Payment Predictability

Take advantage of 100+ payout markets and virtual card payments in real-time, combined with robust status and confirmation tracking.

Let's talk!

Speak to a real-time payments expert

The Leader in Real-Time Global Payments

Speak to our experts on how Nium can help solve your most difficult payment challenges.

With our suite of powerful and flexible APIs, implementation and integration is easy. From getting started through launching in your first market, we have powerful tools and documentation at your fingertips.


Latest Resources

Article · 1 month ago
The Power of Dynamic Authorization for Spend Management Platforms

As part of Nium’s modern card issuing product, Dynamic Authorization encompasses a suite of API-powered authorization models, offering unmatched flexibility and control, real-time visibility and reporting, and advanced fraud management capabilities.

News · 1 month ago
Nium Announces 2022 Net Revenue Grew 2.7x YoY to US$82M

The company’s 2022 annual audit shows impressive growth with a focus on regional expansion, becoming first fintech startup from Singapore to have over 20 offices globally.

Article · 3 months ago
Nium Webinar Explores the Key Elements of Real-time Payments for Global Businesses

Recently, Nium hosted a webinar shedding light on its comprehensive offerings and how the teams address the questions and concerns of prospects from financial institutions, global payroll platforms, spend management platforms, marketplaces, and the travel industry.

Article · 3 months ago
Nium Reaches New Heights in Europe with GM Hire, Regional Expansion, and Revenue Growth

Nium, the leader in real-time global payments, today announced the appointment of Manuel Sandhofer as Senior Vice President and General Manager, Europe, following unprecedented growth in the region.

Article · 4 months ago
How APAC is Winning the Real-Time Payments Race

The world of payments is rapidly evolving – and reshaping the world itself at the same time. When it comes to real-time payments, the Asia-Pacific (APAC) region is leading the charge. With an increasing number of countries embracing digital finance and fintech innovation, it's no surprise that four

Article · 8 months ago
Why a high-level payments partner is vital for spend management platforms to go global

Over the last decade, a new and exciting range of software has emerged to help businesses modernize and automate employee and department spending: spend management platforms. With their help, finance teams can now manage and reimburse receipts and expenses in a frictionless, digital fashion. But in

News · 1 year ago
Hong Leong Finance launches HLF FASTPAY, a new multi-currency e-wallet payment solution

Singapore, 19 May 2022 – Marking a landmark move into the fintech space, Hong Leong Finance (HLF) will be launching HLF FASTPAY, a multi-currency e-wallet app that comes with a virtual Visa Prepaid Card for customers to enjoy more payment solutions safely and securely. The launch will take place tom

News · 1 year ago
Nium Launches Virtual Card Issuing Solution for the United States Travel Industry

Virtual card issuance capabilities allow travel-related businesses to optimize supplier payments and better manage cash flow SAN FRANCISCO, Calif., December 15, 2021 – Nium, a leader in global payments and card issuance for businesses, today launched its virtual card issuing solution in the United S

Case Study
How Budgetly simplified expense management with prepaid cards

The use of prepaid cards has become popular in recent years, and this trend continues to gain momentum. According to a BusinessWire report, the prepaid card market was valued at $1.85 billion in 2019 and is expected to reach $5.51 billion by 2027.

All Resources
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Frequently Asked Questions

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