Global Payouts To Grow Your Business Anywhere
Send domestic and cross-border payments faster, cheaper, with access to local rails on Nium's global payout platform.


Send Fast, Reliable,
Cross-Border Payouts to
190+ Countries
Send direct payments to 190+ countries via local and international payout systems, with access to both emerging and established markets.
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Access high speed local transfers on a global scale
Send global payouts via international and domestic rails including Swift, ACH, SEPA, wire transfers, real-time payment systems, and more.
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Send funds directly to bank accounts, wallets, and cards
Pay out to the endpoint that works best for you, or empower your customers to choose based on their needs.
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Pay instantly via 100+ real-time corridors
Settle 80%+ of payments in real time with access to 100+ instant payout corridors.
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Move money across borders with 99.99% uptime
Ensure reliable, uninterrupted payments with contingency routes for every corridor and no intermediaries.
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Eliminate hidden fees and uncertainty
Reduce payment costs and guarantee the full amount at delivery on time, every time, by removing intermediaries from the payment flow.

Built for Enterprise Payments
Deliver real-time payouts on an easy-to-integrate platform designed specifically for banks, financial institutions, and large enterprise businesses.
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Send global payouts via Swift
Initiate transactions effortlessly through Swift using existing MT and ISO20022 messages for real-time cross-border payouts via Nium.
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Prevent payment failures with
real-time account verificationAchieve 99% payout success with real-time beneficiary account verification — no penny drop required. Get started straight away with a free trial in the Nium Portal.
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Fast API integration
Implement enterprise-grade APIs and get up and running quickly for seamless global payouts.
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Scale payouts with full control
Track payments across borders in real-time with proactive notifications, transparent settlement, and automated reconciliation.

Competitive FX Rates,
On Demand
Access transparent FX rates with no hidden markups for every international transaction, ensuring competitive pricing for you and your customers.
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Convert across 125+ currencies instantly
Get real-time FX rates and convert directly between 125+ currencies, bypassing intermediaries.
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Lock and hold for 24 hours
Secure FX rates for 24 hours in 60+ currencies, including emerging markets.
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24/7/365 FX conversions across global markets
Trade on your terms with round-the-clock FX conversions, ensuring your business keeps moving.
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Manage FX margins at scale
Compare historical FX rates and vendor markups against the interbank rate to manage margins efficiently. Try our live FX Rate Calculator.

Flexible, Fast,
and Efficient Funding
Fund your payouts quickly through a wide range of local and international rails, ensuring optimized payment flows from start to finish.
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Instant funding via local payment rails in 12+ currencies
Fund payments in real-time with local payment rails in over 12 currencies and automated fund reconciliation via local virtual accounts.
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Fund in a broader range of 25+ currencies through Swift
Fund in over 25 currencies beyond our local payin markets using international networks like Swift, with automated fund reconciliation via global virtual accounts.
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Automate funding with Direct Debit in 30+ countries
Set up an automated funding route for your payouts with Direct Debits via ACH, PAD, Payto, Giro, SEPA, and BACS in over 30 countries.
Products
The Global Infrastructure For Real-Time Payments
Nium moves money, manages foreign exchange and mitigates
fraud risk so your business can send and receive funds in real time.
Meet Our Team!
Interested?
Ready To Accelerate Your Global Business Growth?
Connect with our experts to explore use cases based on your industry, discuss customized pricing, and answer any questions you have.
190+
Payout Countries and Territories
100+
Real-time markets
100+
Supported currencies
75M
Cards issued worldwide