The embedded finance platform.

The Nium platform is the foundation for embedding financial capabilities and services, effortlessly. Look to our platform for seamless Pay Out, Pay In, Card Issuance and Banking as a Service capabilities. All as equally powerful locally, as they are globally.

Simplify your global expansion.

Add new global markets easily with Nium's Banking as a Service (BaaS) fintech solution.

Unlock new revenue opportunities.

Bring new services to your customers, monetize your cash flow and build your own global payment network.

Improve your customer experiences.

Delight your customers, contractors and employees by giving them the payment options they want.


Purpose-built for power and simplicity.

Payments around the world delivered via bank accounts, cards and e-wallets.


Payments to over 190 countries. Zero hassles.

Enable cross-border payments to suppliers, vendors and employees via bank, card or e-wallets. A wide portfolio of real time options through the Nium network.

Bank like a local with accounts worldwide.

Avoid the hassles of complex regulations for international accounts. Receive, hold and pay funds locally in the most popular currencies from anywhere in the world. All while saving on FX fees.

Issue Cards around the world through Nium.

Leverage Nium's full-stack solution in over 30 countries, issuing virtual and physical cards to enable holding and spending funds in dozens of currencies.

DIY banking: assemble the financial services right for you.

You can build a complete end-to-end flow to and from a vast array of countries using just the right mix of cards, banks and e-wallets with single-API simplicity.

The Nium network: a global sphere of influence.

We've done the hard work on a hyper-local level, all over the world. Licenses in 11 jurisdictions spanning 40+ countries and links to the local ACHs of the world's largest economies. Which means a fast and reliable network designed to help you move money effortlessly.


Pay Out to 190+ countries and territories.

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Nium APIs: embed the best.

Go from idea to implementation quickly and easily with our robust, bank-grade APIs. Explore our developer docs to find the right endpoints for your application, designed to get your team moving securely and scalably.

Explore the docs

Ready to go?

Connect with our sales team.

Talk to our specialists