Latest News:

Nium Expands Real-Time Payments to Malaysia and Announces Broader Local License Capabilities

<a href="https://www.instarem.com/policy/AU-terms-and-conditions.pdf" target="_blank" rel="noopener">Terms and Conditions</a>
<a href="https://cdn.nium.com/app/uploads/2022/06/22124518/AU-privacy-notice-june-2022.pdf" target="_blank" rel="noopener">Privacy Notice</a>
<a href="https://www.instarem.com/policy/AU-cookies.pdf" target="_blank" rel="noopener">Cookie Policy</a>

Australia

<a href="https://www.instarem.com/policy/CA-terms-and-conditions.pdf">Terms and Conditions</a>
<a href="https://cdn.nium.com/app/uploads/2022/06/22124600/Canada-privacy-notice-june-2022.pdf">Privacy Notice</a>

Canada

<a href="https://www.instarem.com/policy/EU-updated-terms-and-conditions-new.pdf" target="_blank" rel="noopener">Terms &amp; Conditions</a>
<a href="https://cdn.nium.com/app/uploads/2022/06/22124633/EU-Privacy-notice-2022-06.pdf" target="_blank" rel="noopener">Privacy Notice</a>
<a href="https://www.instarem.com/policy/EU-complaints-procedure.pdf" target="_blank" rel="noopener">Complaints Procedure</a>
<a href="https://www.instarem.com/policy/EU-cookie-policy.pdf" target="_blank" rel="noopener">Cookie Policy</a>
<a href="https://www.instarem.com/policy/EU-consumer-rights-when-making-payments-in-europe.pdf" target="_blank" rel="noopener">Consumer Rights When Making Payments in Europe</a>

Europe

<a href="https://www.instarem.com/policy/HK-terms-and-conditions.pdf" target="_blank" rel="noopener">Terms and Conditions</a>
<a href="https://cdn.nium.com/app/uploads/2022/06/22124656/HK-Privacy-Notice-2022-06.pdf" target="_blank" rel="noopener">Privacy Notice</a>
<a href="https://www.instarem.com/policy/HK-tnc-for-sme.pdf" target="_blank" rel="noopener">Business (SME) Terms &amp; Conditions</a>

Hong Kong

<a href="https://www.instarem.com/policy/IN-terms-and-conditions.pdf">Terms and Conditions</a>
<a href="https://cdn.nium.com/app/uploads/2022/06/22124722/IN-Privacy-Notice-2022-06.pdf">Privacy Notice</a>
<a href="https://www.instarem.com/policy/IN-OPGSP-Terms-and-Conditions-v200906-new.pdf">OPGSP Terms and Conditions </a>

India

<a href="https://cdn.nium.com/app/uploads/2022/09/09133302/%E3%80%90NIUMJP%E3%80%91Japan-Privacy-Notice_v1-9.9.22.pdf">Privacy Notice</a>

Japan

<a href="https://www.instarem.com/policy/MY-terms-and-conditions.pdf" target="_blank" rel="noopener">Terms and Conditions</a>
<a href="https://cdn.nium.com/app/uploads/2022/06/22124740/MAL-Privacy-Notice-2022-06.pdf" target="_blank" rel="noopener">Privacy Notice</a>
<a href="https://www.instarem.com/policy/MY-mamsb-sticker.pdf" target="_blank" rel="noopener">MAMSB Membership</a>
<a href="https://www.instarem.com/policy/MY-operations-name.pdf" target="_blank" rel="noopener">Help Us Serve You Better</a>
<a href="https://www.instarem.com/policy/MY-notis-kepada.pdf" target="_blank" rel="noopener">Notis Kepada Pelanggan / Notice to Customer</a>

Malaysia

<a href="https://cdn.nium.com/app/uploads/2022/09/20130800/2022_Ixaris-Privacy-Policy-Updated-09-2022.pdf">Nium Travel Privacy Notice</a>

Nium Travel (Ixaris)

<a href="https://www.instarem.com/policy/SG-terms-and-conditions.pdf" target="_blank" rel="noopener">Terms and Conditions</a>
<a href="https://cdn.nium.com/app/uploads/2022/06/22124810/2022-06-SG-privacy-NOTICE.pdf" target="_blank" rel="noopener">Privacy Notice</a>
<a href="https://www.instarem.com/policy/Amaze-MC-Consumer-Cardholders-TCs.pdf" target="_blank" rel="noopener">Amaze Terms and Conditions</a>
<a href="https://www.instarem.com/policy/business-tnc-for-singapore-sme.pdf" target="_blank" rel="noopener">Business (SME) Terms &amp; Conditions</a>

Singapore

<a href="https://www.instarem.com/policy/NIUM-Fintech-UK-terms-and-conditions.pdf" target="_blank" rel="noopener">Terms and Conditions</a>
<a href="https://cdn.nium.com/app/uploads/2022/05/16160635/Nium-Privacy-Notice-2021-BaaS.pdf" target="_blank" rel="noopener">Privacy Notice</a>

United Kingdom

<a href="https://www.instarem.com/policy/US-terms-and-conditions.pdf" target="_blank" rel="noopener">Customer Agreement</a>
<a href="https://www.cfsb.com/privacy/" target="_blank" rel="noopener">Privacy Notice</a>
<a href="https://www.instarem.com/policy/us-tnc-for-sme.pdf" target="_blank" rel="noopener">Business (SME) Terms &amp; Conditions</a>

United States

TERMS & CONDITIONS

The website and its contents are provided for general information purposes only and nothing on this website or in its contents is intended to provide legal, data protection compliance or other professional advice. We do not accept any responsibility for any loss which may arise from reliance on information or materials published on this website.
To the extent permissible by applicable laws we are not responsible or liable for any matter relating to you or any third parties accessing or using this website and its contents.

1. Disclaimer

The website, website content, website code, domain name, and all copyrights, trademarks, corporate names and all other intellectual property or property therein are fully owned by the website operator and/or licensors and/or content providers, and are protected by applicable domestic and international intellectual property and other laws.
Unless expressly permitted by the website operator, you shall not copy, capture, reproduce, perform, transfer, sell, license, modify, create derivative works from or based upon, republish, submit, edit, post, transmit, publicly display, frame, distribute, or exploit in whole or in part the website, the website content or website code, or otherwise use the website, website content or website code, in any form or by any means.
The trademarks or logos included on the site may, however, not be reproduced, published, distributed or used in other ways without the prior written consent of Nium.

2. Copyright and trademarks

The website operator grants you in accordance with these terms a non-exclusive, non-transferable, limited right and license to access and use the website and the website content, provided that you comply fully with these terms. You agree not to interfere with or disrupt the website or disobey any legal requirements.

3. Licence

These terms shall be governed by applicable laws.

4. Applicable Law and Jurisdiction

Nium may, at our sole discretion, change, modify, add or remove any portion of the website, the website content and/or these terms, in whole or in part, at any time. Changes to these terms will be effective when posted. You agree to review these terms periodically to become aware of any changes.

5. Changes

<div id="content" class="site-content">
<div id="primary" class="content-area">
For any information regarding the website and services provided by Nium please contact us via email <a href="mailto:support@NIUM.com">support@nium.com</a>
</div>
</div>