Cookie Notice

Last updated: April 15, 2024 

Nium uses cookies, web beacons, and other similar technologies (collectively “Cookies”) when you visit our websites such as,, and any other Nium-managed website that links to this Notice or when you use any Nium mobile site or mobiles app, including the Instarem App (collectively the "Services"). This Notice explains what Cookies are, why we use them, and how you can manage their use.

1. What are Cookies? 

Cookies are text files containing small amounts of information which are automatically downloaded to your computer or device when you visit a website. Cookies send data back to the originating website on each subsequent visit, or share data with other websites that recognize that cookie.

Cookies are useful because they allow a website to recognize a user's device over time. They can be used for lots of different activities, such as letting you navigate between pages efficiently, remembering your preferences, personalizing your online experience, and generally improving the user experience. They can also help to ensure that the advertisements you see online are more relevant to you and your interests.

2. How do we use Cookies? 

In accordance with our Global Privacy Policy, we use Cookies for a variety of purposes — to remember your preferences, provide product and site functionality, analyze use of the Services, enhance and personalize your experience, and provide online advertising that is more tailored to your interests.

We use the following types of Cookies:

Strictly Necessary Cookies. These are Cookies that are required for the operation of our Services (e.g., to enable you to log-in to secure areas of our websites or use a shopping cart). Without these Cookies, many of the services that you have asked for cannot be provided.  We want you to understand these essential Cookies, and why we use them, but we don't need to get your consent to use them on our Services as we use these Cookies only to provide you with services that you have requested. You cannot opt out of these Cookies.

Functionality Cookies. These Cookies allow our Services to remember choices you make, such as remembering your username, preferences and settings; remembering if you've filled in a survey or taken part in a poll or contest or otherwise reacted to something on or through the Services, so you're not asked to do it again; remembering if you've used any of our Services before; restricting the number of times you are shown a particular advertisement; and remembering your location. The aim of these Cookies is to provide you with a more personal experience so that you don't have to reset your preferences each time you use our Services. We also use these Cookies to provide enhanced services such as enabling you to view a video through the Services. As described below, you may disable these Cookies; but if you do so, then various functions of our Services may be unavailable to you or may not work the way you want them to.

Performance Cookies. These Cookies collect information about how visitors use and interact with our Services, for instance which pages they go to most often. These Cookies also enable us to personalize content and remember your preferences (e.g., your choice of language, country, or region). These Cookies help us improve the way our Services work and provide a better, personalized user experience.

Targeting Cookies. These Cookies record your visit to our websites, the pages you have visited, and the links you have clicked. They gather information about your browsing habits and remember that you have visited a website. We (and third-party advertising platforms or networks) may use this information to make our websites, content, and advertisements displayed on our Services and other websites more relevant to your interests (this is sometimes called "behavioral" or "targeted" advertising). These types of Cookies are also used to limit the number of times you see an online advertisement as well as to help measure the effectiveness of advertising campaigns.

Our third-party service providers, including for example, advertising networks and providers of external services like web traffic analysis services, may also use Cookies on our Services. We used trusted partners to help us serve advertising and assist with analytics so we can understand which pages our users view, which are most popular, what time of day our websites are visited, whether visitors have been to our websites before, what website referred the visitor to our websites, and other similar information.

3. How long do Cookies stay on my device? 

The length of time a Cookie will stay on your browsing device depends on whether it is a "persistent" or "session" cookie. Session cookies will only stay on your device until you close your browser. Persistent cookies are set to automatically expire after a defined duration (for example, a few days, weeks or months).

4. How to manage Cookies 

You can manage what Cookies are set on your devices. 

You can enable or disable categories of cookies by setting Your Privacy Choices through our Cookie preference manager. Your web browser may also allow you to manage your cookie preferences, including disabling or deleting Cookies. To do this, follow the instructions provided by your browser help menu. If you choose to disable certain Cookies, some features of the Services may not be available to you or may not operate as intended.

If you are interested in additional tools to manage third-party cookies, you can visit the Network Advertising Initiative’s Consumer Opt-Out link, the Digital Advertising Alliance’s Consumer Opt-Out link, or Your Online Choices to opt-out of receiving tailored advertising from companies that participate in those programs.  

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