Seamlessly connect to
Brazil’s real-time
payments

With the largest fintech footprint in LATAM, Brazil is the axis for the real-time payments revolution.
Leading data-driven payments, like Pix and open finance are rapidly changing the way business and people transact.

Brazil market overview

Payment instruments penetration for Brazil

102.4%

Smartphone
Penetration

84.3%

Internet
Penetration

Key Language

Portuguese

Population

215,800,000

Cross-Border
E-Commerce Revenue

R$ 8.8 Billion

Modernizing the <br class='md:block hidden'>payment landscape

Market Opportunites

Modernizing the
payment landscape

In the last decade, Brazil’s regulatory changes have boosted fintech companies. Unlike common perceptions of regulations hindering innovation, Brazil’s approach fosters competition, enhancing experiences for consumers and businesses, and promoting financial inclusion.

With a 102.4% smartphone penetration and 84.3% internet penetration, Brazil’s continued modernization provide significant tailwinds for “pro-innovation” companies.

Market Opportunites

Growth without setting
up a local entity

Easily enter the largest economy in Latin America with streamlined solutions. Expand your presence in Brazil efficiently with onboarding offered for both FIs (Financial Institutions) and non FIs.

Nium’s 24x7 local language support and deep in-market expertise, ensures a hassle-free and agile entry into this dynamic landscape.

Payout

Payin

Issue Cards

Bank Account (ACH)

BRL

T+0

Proxy (PIX)

BRL

Real-time

Foreign Currency Wire Transfer (SWIFT)

USD, EUR, SGD, GBP, AUD, CAD, HKD, JPY, CHF, NZD

T+1

Currency

Payment methods

Support for the most
popular payment
methods

With a payment system that is under 3 years old, Brazil achieved global second place on a ranking for instant payment transactions. Pix leads the ranking of local payment methods, used in 34% of total transactions placed (2022). Local rails have a great impact on international transfers and it is clear that connecting through APIs to process payments with speed is an imperative for global business.

Regulated in 35+ markets, instantly benefit from Nium’s global license portfolio. We’ve built one of the world’s most comprehensive networks to power on-demand money movement in Brazil — connect to Pix for real-time payments to accounts.

Discover Nium’s capabilities

Nium has worked with leading institutions across the world to gain access to a number of the leading real-time payment networks.

Using a secure, modular API suite, global businesses can access fully compliant payment rails, with regulatory licenses and authorizations in over 40 countries, enabling seamless payment acceptance regardless of geography.