Global Payouts To Grow Your Business Anywhere

Send domestic and cross-border payments faster, cheaper, with access to local rails on Nium's global payout platform.

Seamless Global Payouts Across 190+ Countries

Send Fast, Reliable,
Cross-Border Payouts to
190+ Countries

Send direct payments to 190+ countries via local and international payout systems, with access to both emerging and established markets.

  • Access high speed local transfers on a global scale

    Send global payouts via international and domestic rails including Swift, ACH, SEPA, wire transfers, real-time payment systems, and more.

  • Send funds directly to bank accounts, wallets, and cards

    Pay out to the endpoint that works best for you, or empower your customers to choose based on their needs.

  • Pay instantly via 100+ real-time corridors

    Settle 80%+ of payments in real time with access to 100+ instant payout corridors.

  • Move money across borders with 99.99% uptime

    Ensure reliable, uninterrupted payments with contingency routes for every corridor and no intermediaries.

  • Eliminate hidden fees and uncertainty

    Reduce payment costs and guarantee the full amount at delivery on time, every time, by removing intermediaries from the payment flow.

Flexible Payout Methods for Enterprise Payments

Built for Enterprise Payments

Deliver real-time payouts on an easy-to-integrate platform designed specifically for banks, financial institutions, and large enterprise businesses.

  • Send global payouts via Swift

    Initiate transactions effortlessly through Swift using existing MT and ISO20022 messages for real-time cross-border payouts via Nium.

  • Prevent payment failures with
    real-time account verification

    Achieve 99% payout success with real-time beneficiary account verification — no penny drop required. Get started straight away with a free trial in the Nium Portal.

  • Fast API integration

    Implement enterprise-grade APIs and get up and running quickly for seamless global payouts.

  • Scale payouts with full control

    Track payments across borders in real-time with proactive notifications, transparent settlement, and automated reconciliation.

Competetive FX Rates, On Demand

Competitive FX Rates,
On Demand

Access transparent FX rates with no hidden markups for every international transaction, ensuring competitive pricing for you and your customers.

  • Convert across 125+ currencies instantly

    Get real-time FX rates and convert directly between 125+ currencies, bypassing intermediaries.

  • Lock and hold for 24 hours

    Secure FX rates for 24 hours in 60+ currencies, including emerging markets.

  • 24/7/365 FX conversions across global markets

    Trade on your terms with round-the-clock FX conversions, ensuring your business keeps moving.

  • Manage FX margins at scale

    Compare historical FX rates and vendor markups against the interbank rate to manage margins efficiently. Try our live FX Rate Calculator.

Flexible, Fast, and Efficient Funding for payouts

Flexible, Fast,
and Efficient Funding

Fund your payouts quickly through a wide range of local and international rails, ensuring optimized payment flows from start to finish.

  • Instant funding via local payment rails in 12+ currencies

    Fund payments in real-time with local payment rails in over 12 currencies and automated fund reconciliation via local virtual accounts.

  • Fund in a broader range of 25+ currencies through Swift

    Fund in over 25 currencies beyond our local payin markets using international networks like Swift, with automated fund reconciliation via global virtual accounts.

  • Automate funding with Direct Debit in 30+ countries

    Set up an automated funding route for your payouts with Direct Debits via ACH, PAD, Payto, Giro, SEPA, and BACS in over 30 countries.

Everything you need to move money globally

Send, receive, and convert funds worldwide from a single platform built to scale.

Multi-currency accounts

Simplify global funding and manage cross-border money movements without friction.

Explore accounts
Multi-currency account flags showing global payment support

Global payouts

Deliver funds to bank accounts, cards, or wallets across 190+ countries, in real-time, from a single platform.

Explore payouts
Global payouts dashboard showing real-time fund delivery

Stablecoin-backed cards

New!

Stablecoin card issuance platform gives any business a simple, compliant way to launch global card programs.

Issue stablecoin-backed cards

Nium Verify

Verify bank accounts instantly across 50+ countries. Reduce failed payments and manual checks with built-in account validation.

Explore account verification

Global card issuing

Launch physical and virtual cards with flexible controls for you and your partners.

Explore card issuing

Foreign exchange

Access competitive rates and move funds instantly—without hidden markups or intermediaries.

Explore FX

Built for your business model

Whether you’re a bank, platform, marketplace, or payroll provider, Nium helps you scale, expand globally, and deliver seamless payment experiences.

Financial Institutions

Banks

Move money globally in near real time. From our direct bank relationships help you settle instantly, and speed up transfers.

Learn more
Bank payout interface showing real-time global transfers

Transfer money globally

Expand your operations seamlessly with payment access to 100+ countries.

Learn more

Platforms & Enterprises

Payroll

Pay your team your way, with competitive FX, real-time payments and direct rebates.

Learn more

Marketplaces

Grow faster with custom, global payment solutions.

Learn more

Spend management

Take control of corporate purchases and simplify payments to suppliers.

Learn more

Creator economy

Pay content creators anywhere, instantly, with local payouts to 190+ countries.

Learn more

Travel

Online travel agencies

Maximize efficiency and profitability with optimized payments and funding.

Learn more

Airlines

Streamline operations and lower cost with closed-loop payment solutions.

Learn more

Hotels

Streamline supplier payments with virtual cards.

Learn more
Hotel booking confirmation with virtual card payment

Ready To Accelerate Your Global Business Growth?

Connect with our experts to explore use cases based on your industry, discuss customized pricing, and answer any questions you have.