Solutions for

The way businesses pay employees, partners and customers has changed forever. Nium delivers solutions purpose-built to move money in ways that work better, smarter and faster for everyone.


Built On Nium

Global leaders build on Nium's real-time payments infrastructure to go further, faster.

Our solutions

The Modern Way Global Businesses Move Money


Financial Institutions

Move money across borders for banks, fintechs, and money service businesses.


Global Payroll

Scale effortlessly with competitive FX, real-time payments, and direct debit options.


Spend Management

Take control of corporate purchasing and simplify supplier payments.



Maximize efficiency and profitability by optimizing travel payments with flexible funding methods.


Latest Resources

News · 1 day ago
Cross-border Payments Leader, Nium, Expands European Operations with New Regional Headquarters in London’s Square Mile

London, 22nd September 2023 – Nium, the leader in real-time global payments, has opened a new European headquarters in London to accelerate business expansion across Europe and affirm its commitment to the UK as a leading fintech hub.

Money 2020 US

Join Nium at Money 20/20 in Las Vegas this October 22-25. Nium joins other key innovators in payments, banking, fintech, and financial services at the world’s biggest gathering of the global money ecosystem.

Article · 2 weeks ago
Nium joins Singapore’s FAST and PayNow Networks

A giant stride towards revolutionizing global real-time payments. Nium’s inclusion in Singapore’s esteemed FAST (Fast And Secure Transfers) and PayNow networks is an indication of more to come, with the fintech making global real-time payments a reality

Payments Leaders' Summit 2023 | London

Join Nium at Payment Leaders’ Summit UK 2023 in London on October 10-11. The event brings together payment industry leaders and innovators from across the ecosystem for two days of insights, discussion, and networking.

Eurofinance 2023

Join Nium at EuroFinance International Treasury Management 2023 in Barcelona on September 27-29. The event brings together over 2,000 influential treasury and financial technology leaders from across the globe to tackle complex challenges with innovative solutions for a rapidly changing environment.

Flying With Fintech: How Virtual Cards Create an Air Travel Payments Revolution

How are OTAs (online travel agencies) flying with fintech? Payment systems in air travel are inefficient, slow, and expensive, creating friction between OTAs and their airline partners. Here's how to rise above it all.

Article · 1 month ago
Why the Switch to Real-Time Payments Could Be This Season’s Best Transfer Business

Global corporates and payroll platforms enabled by real-time payments benefit from faster, cheaper, and more transparent transactions. When exchange rates are locked in, hidden fees are eliminated, and regulatory requirements taken care of, the ‘right time’ to execute payments is all the time.

Article · 1 month ago
Top Payment Considerations for Global Payroll Providers

Learn the current challenges of payroll support, and how to choose the right global payroll platform that adapts to the needs of markets, business models, and technology stacks of international businesses in Nium's new infographic.

Case Study
Delivering Speed and Flexibility for Frente Corretora

Frente Corretora is a trailblazing foreign exchange (FX) broker based out of the Brazilian megacity of Sao Paulo. Pre-pandemic, it led the charge for a new wave of digital payments specialists in the South American country - offering a range of FX-related products, from international remittances to

News · 1 month ago
ICC and Nium Call on Cricket Loving Technologists to Compete in ‘Next In’ Hackathon

The ICC together with official fintech infrastructure partner and leading real-time global payments platform, Nium, today invited all cricket-loving technologists to revolutionize the world of cricket through cutting-edge innovation as part of the second edition of the Next In hackathon. 

Article · 1 month ago
Voices of Nium with Dan Fraguglia

Q&A with Dan Fraguglia, Talent Lead at Nium for the Americas. In this blog, we get to know more about Dan's journey across tech talent acquisition, and gain a better understanding of Nium’s internal culture and how this impacts the way Nium recruits. 

Like, Subscribe, Pay - Get the Creator Economy Report

Successful, growing platforms know that brand and loyalty metrics matter. Your creators are your lifeblood to the business. This report, created by Nium in conjunction with NewtonX, explores the challenges and role payments play in scaling social platforms globally.

Article · 1 month ago
Nium Partners With Cricket Builds Hope To Empower Women in Rwanda

Cricket Builds Hope is an initiative supporting Nium’s belief that there is power in harnessing sport as a vehicle for positive social change, equality, empowerment, and community.

Article · 1 month ago
The Power of Dynamic Authorization for Spend Management Platforms

As part of Nium’s modern card issuing product, Dynamic Authorization encompasses a suite of API-powered authorization models, offering unmatched flexibility and control, real-time visibility and reporting, and advanced fraud management capabilities.

Article · 1 month ago
Precision Payment Tracking with Nium Chronometer

Drawing inspiration from a marine chronometer which helps with precise navigation in high seas, Nium's Payment Chronometer helps our customers effectively sail through the difficult cross-border payment high seas and keeps the customer informed about their payments.

News · 1 month ago
Nium Announces 2022 Net Revenue Grew 2.7x YoY to US$82M

The company’s 2022 annual audit shows impressive growth with a focus on regional expansion, becoming first fintech startup from Singapore to have over 20 offices globally.

FinnoSummit 2023

Join Nium at FinnoSummit 2023 in Mexico City on September 26-27. FinnoSummit brings together Fintech and Insurtech entrepreneurs, innovation executives and investors from the largest financial hubs to search, create and implement new opportunities to transform the industry.  


Join Nium at the Airline and Travel Payments Summit 2023 in Bangkok, Thailand on 22 - 23 August. The event will be covering the latest payments and fraud prevention trends for airlines, travel companies and OTAs in Asia Pacific.

SaaStr US 2023

Join Nium at the SaaStr Annual 2023 conference in San Mateo, CA on September 6-8. SaaStr Annual is the world’s largest SaaS community event on the planet, with more than 12,500 SaS executives, founders, and VCs. 

Fintech DevCon 2023

Join Nium at Fintech DevCon 2023 in Austin, Texas, August 23-25. Fintech Devcon is the only conference for fintech developers and builders designed to unlock knowledge and bring about the next decade of financial innovation. 


Join Nium at EVOLVE 2023 in São Paulo, Brazil August 22-23. This year’s event will feature hundreds of world’s leading cross-border payments stakeholders to discuss how the industry is constantly evolving, growing, and developing.

Intersekt Australia 2023

Be part of the fintech revolution at Intersekt 2023 in Melbourne, Australia on 30-31 August. Intersekt 2023 is the pinnacle event for fintech developers and creators, offering a platform to share ideas, forge partnerships, and chart the course for the fintech landscape of tomorrow.

Unlocking the Power of Global Payroll: Insights from Industry Leaders

In episode three of Forward Exchanges Michael Bermingham, Co-founder, and Chief Business Officer at Nium, and Laetitia Moncarz, Global Head of Payments at Papaya Global discuss payment considerations and evolving employee expectations.

Sibos 2023

Join Nium at booth L10 in Hall G at Sibos 2023 in Toronto, Canada. Sibos features thought leaders from around the world who will share insights on ESG standardization, cross-border payments, post-trade data, digital currencies, and AI/machine learning.

Article · 1 month ago
Introducing New Tools to Streamline the Developer Experience

We are excited to announce a few key enhancements to the Nium documentation site and developer portal.

Article · 2 months ago
Voices of Nium with Matthew Farrugia: From Junior Business Intelligence Developer to Principal Product Manager

Sit down with Matthew to unpack his deep passion for this niche industry and pick his brain to understand how he steered his career path with Nium from Junior Business Intelligence Developer to Principal Product Manager.

Case Study
Nium’s Zero-deduction Global Wire Transfers Are A Hit With Alawneh Exchange’s Corporate Customers

Accessing Nium’s global payments infrastructure, will enable us to provide the fast and efficient pay-out services to our customers, looking to remit funds in the biggest markets globally. The partnership with Nium will redefine standards in the remittance business.

News · 2 months ago
Nium Opens New Headquarters in Singapore

Nium affirms long-term commitment to Singapore, announcing new initiatives to drive growth of “BizTech” job category.

Article · 2 months ago
Top Three Trends Global Businesses Face in the B2B Cross-Border Payments Landscape

Global businesses are facing a transforming B2B payments landscape, driven by three key trends.

Article · 2 months ago
The Ultimate Guide to Real-Time B2B Cross-Border Payments

In this post, we’ll examine the cross-border real-time payments space, its benefits and challenges, how it’s developing, and how the right payments partner can connect businesses with the RTP networks of the world.

Seamless Asia 2023

Marina Bay Sands Expo & Convention Centre, Singapore June 27-28th, 2023

Article · 3 months ago
Six Advantages of Real-Time Cross-Border Payments

Real-time payments offer a solution by enabling instant fund transfers and providing businesses with a competitive advantage. In this blog, learn the six advantages of real-time cross-border payments.

Paying Employees and Freelancers in the On-Demand Economy

In this Sifted Talks webinar, sponsored by Nium, experts discuss how to optimize payroll experience, in this on-demand economy.

Article · 3 months ago
Nium Webinar Explores the Key Elements of Real-time Payments for Global Businesses

Recently, Nium hosted a webinar shedding light on its comprehensive offerings and how the teams address the questions and concerns of prospects from financial institutions, global payroll platforms, spend management platforms, marketplaces, and the travel industry.

News · 3 months ago
Forbes names Nium to the 2023 Forbes Fintech 50

Nium’s exponential success continues with 2.5X revenue growth from 2021 to 2022; with plans to double in 2023

News · 3 months ago
Nium Enhances Global Payroll Payments Solution, Offers Transparent Foreign Exchange (FX) Rates for More Predictable Payroll

Nium’s global payroll offering serves market expected to reach $19.5 billion by 2031 by removing regulatory complexities and reducing settlement times.  San Francisco and Singapore, May 31, 2023 — Nium, the leader in real-time global payments, has enhanced its market-leading payroll payments solutio

Payroll Goes Global: Optimizing Workforce Payments for International Businesses  

International hiring increased an eye-popping 145% in 2022. However, managing a global workforce adds complexities to payroll processing. Regardless of the payroll model–indirect global, employer of record, or contractor–payroll platforms need a service that can facilitate expansion and directly

Article · 3 months ago
Nium Reaches New Heights in Europe with GM Hire, Regional Expansion, and Revenue Growth

Nium, the leader in real-time global payments, today announced the appointment of Manuel Sandhofer as Senior Vice President and General Manager, Europe, following unprecedented growth in the region.

Case Study
Deel Leverages Nium's Global Network to Expand Payment Options

The move to remote and hybrid workplaces means that companies have a need to hire, pay, and manage teams around the world. The ability to hire talent in different locations has also driven a new era of business, enabling increased efficiency, opportunity, and growth.

Article · 3 months ago
Compliance Challenges with Real-time Cross-Border Payments

Explore what payments compliance is, why it's important for merchants, financial institutions, and other organizations, the challenges of real-time B2B payments compliance, and how to overcome them.

Article · 3 months ago
Why You Should Have an International Team — and How to Pay Them

Getting your payroll right for international employees comes with challenges — and getting it wrong can be costly.

Women Driving the Future of Fintech

Historically speaking, women in fintech have been vastly underrepresented, accounting for under 10% of recently surveyed leadership positions. However, a noticeable shift is taking place toward promoting gender equality and improving this situation.  In episode two of Forward Exchanges, titled “Wome

Article · 3 months ago
Presence “in absentia.”: A Recap and Takeaways from Web Summit in Rio

Our decision to participate in the event stemmed from the growing interest we have observed among our existing and new clients looking for the Nium experience for their payment needs in Latin America. And it turned out we weren’t alone.

Article · 3 months ago
Client Conversations and Trends

Based on our conversations on the Nium Checkout side, here are some key points we are hearing from clients in the space.

Article · 3 months ago
How Nium's Checkout Product Enables Global Businesses to Enter India's Competitive Market with Ease

Domestic payment processing is well established in India, with various players solving specific niche needs. These players range from acquirers, payment gateway aggregators, and payment orchestration providers, among others, who assist merchants in processing their sales.

Article · 3 months ago
India – An Untapped Market for Travel and Digital Goods Businesses

With India’s population reaching 1.4 billion and global forecasts unanimously predicting its rise as the world’s third-largest economy by 2023, surpassing Japan and Germany, global enterprises are increasingly interested in entering the Indian market.

Article · 4 months ago
Payment challenges for global companies — and how payroll platforms could be a secret weapon

Getting international payroll right from the very beginning is crucial for businesses. Could utilising different models be the way to go?

Meet Nium at Money20/20!

Meet Nium at Money20/20 Amsterdam!

Article · 4 months ago
How APAC is Winning the Real-Time Payments Race

The world of payments is rapidly evolving – and reshaping the world itself at the same time. When it comes to real-time payments, the Asia-Pacific (APAC) region is leading the charge. With an increasing number of countries embracing digital finance and fintech innovation, it's no surprise that four

Article · 4 months ago
How Real-Time Payments Have Fueled Latin American Economies

Latin America (LATAM) is in the middle of a real-time payments revolution that is rapidly changing how people and businesses make transactions. The emergence of fast-payment systems like Transferencia 3.0 in Argentina, PIX in Brazil, and SPEI in Mexico has driven remarkable growth while bringing a g

News · 4 months ago
Nium Founder and CEO, Prajit Nanu named EY’s Entrepreneur Of The Year® 2023 Bay Area Award Finalist

Entrepreneur Of The Year celebrates driven entrepreneurs who are building bolder futures SAN FRANCISCO, May 1, 2023 – Ernst & Young LLP (EY US) has announced that Prajit Nanu, Founder and CEO at Nium was named an Entrepreneur Of The Year® 2023 Bay Area Award finalist. Now in its 37th year, Entrepren

Article · 4 months ago
A Q&A with Volker Steinle on Nium Payments and Fintech

As Nium continues to scale and strengthen our global payments infrastructure worldwide, we’re pleased to have Volker Steinle join us as Senior Vice President and General Manager of the Americas. Based out of our San Francisco HQ, Volker’s expertise as a veteran in the payments space accelerating sal

Season 2, Episode 1: “The Revolution in Real-Time Payments” Summary

The real-time payments market is on the rise, with FinTech Futures projecting a staggering 32% increase to nearly $87 billion by 2028. In the latest episode of Forward Exchanges, Siobhan O’Neill-Schwenk delves into the key trend shaping 2023: “The Revolution in Real-Time Payments.” Joined by industr

News · 5 months ago
Nium Continues to Strengthen Leadership Team with Appointment of Anupam Pahuja to EVP and General Manager of Asia Pacific, Middle East and Africa

With over a decade of payments experience at PayPal, Pahuja will build upon Nium’s success in Southeast Asia, while elevating the brand’s presence throughout the Middle East and Africa SINGAPORE, April 12, 2023 — Nium, the global payments infrastructure for the on-demand economy, today announced the

News · 5 months ago
Nium Names Payments Veteran, Volker Steinle, as Senior Vice President and General Manager Americas

Steinle brings more than a decade of global payments experience from Adyen to fuel Nium’s next stage of hyper growth SAN FRANCISCO, April 3, 2023 — Nium, the global payments infrastructure for on-demand money movement, today announced the appointment of Volker Steinle as Senior Vice President and Ge

Article · 5 months ago
5 Payment Considerations for Global Payroll Platforms

Hiring global talent is easier than ever, with companies embracing remote work and hiring talent by the millions, regardless of geography. See how global payroll platforms are modernizing their compliance, currency management, data and privacy, and scalability efforts.

News · 5 months ago
CellPoint Digital and Nium Partner to Offer Merchants Frictionless Payments

21 March 2023 – CellPoint Digital, the global leader in Payment Orchestration, has today announced a new partnership with Nium, the global platform for on-demand money movement. Through this integration, CellPoint Digital and Nium will offer merchants a frictionless, optimised end-to-end money movem

Article · 5 months ago
Nium Partners with Cricket Builds Hope to Empower Women in Rwanda

Nium is proud to co-sponsor the “Women’s Empowerment Program,” in partnership with FIS Global, with a joint donation to the Cricket Builds Hope foundation. Cricket Builds Hope’s unique program, designed to incorporate cricket as a tool for social change, empowers low-income young women in Rwanda to

News · 6 months ago
ICC And Nium Announce Global Hackathon Winning Idea Set to Improve the Digital Cricket Fan Experience

Winning submission focused on Augmented Reality Hackathon to use technology to bring fans closer to the game Assets for media to use rights free including video and images from Hackathon final and “Next In” infographic The ICC and Nium, the global platform for on-demand money movement, today announc

News · 6 months ago
Travel Ledger Partners With Nium To Expand Its Global B2B Settlement Capabilities For Travel Businesses Worldwide

Nium, a global leader in cross-border money movement, and Travel Ledger, a global B2B settlement network for the travel industry, have announced a strategic agreement to bring innovative payments solutions to travel businesses worldwide. Nium’s single platform for global payments and card issuing pr

Article · 6 months ago
Nium Travel Adds Support for Emirati Dirham (AED) to its Virtual Card Funding and Issuing Capabilities

Currency support for popular tourist hub allows Nium customers to issue a virtual card and spend in AED for fast payments, reduced complexity, and improved transaction-level controls By Christian Falzon, Product Director, Nium Travel The United Arab Emirates (UAE) are a must-visit country with fanta

Article · 6 months ago
Voices in Fintech- Celebrating International Women’s Day

At Nium, our values are woven into the DNA of our global team. “Simply Better Together” doesn’t only mean collaboration and teamwork; it means diversity, inclusion, and equality across all our offices. As we celebrate International Women’s Day, Women’s History Month, and with our support for women’s

Article · 6 months ago
Deel Leverages Nium’s Global Network to Expand Payment Options

Summary Deel, an all-in-one HR platform for global teams, helps companies simplify every aspect of managing an international workforce. One of their key services is global payroll solutions. Since launching in 2019, the team has grown to include employees and contractors in 80+ countries, and the co

Article · 6 months ago
Voices in Fintech: Lisa Sung

We celebrate our leaders daily, but March stands out in significance as Women’s History Month, with the 8th of March honoring International Women’s Day. Adding to the excitement is team Australia’s win in the 2023 ICC Women’s T20 World Cup and as the official fintech infrastructure partner of the In

Article · 6 months ago
Voices in Fintech: Christina Hutchinson

To commemorate women’s history month and the ICC Women’s T20 World Cup, we’re proud to share the second blog of the series highlighting women leaders at Nium. Nium relies on talented women across all regions and is committed to providing equal opportunities and an inclusive workplace where diversity

Article · 6 months ago
B2B Cross-Border Payments in Latin America: Opportunities and Challenges

Latin America has climbed the ranks to become one of the leading emerging markets, promising strong potential as a regional business hub in the making. This change is driven by increased digitization, and a focus on fast infrastructure development, especially to modernize domestic and cross-border p

Article · 6 months ago
Can Your Payments Strategy Keep Up In The Age Of Globalisation?

Nium Enterprise Study In the 2022 AFP Electronic Payments Survey Report, organizations’ major business customers utilize a range of payment methods with 54% citing that the speed of payment is a significant driver in the adoption of digital payment methods.[1] With the frenetic pace of globalization

Article · 7 months ago
Voices in Fintech: Sharon Gal Franko

As the Official Fintech Infrastructure Partner of the International Cricket Council (ICC), Nium is proud to support the Women’s T20 World Cup Tournament this month. Nium’s mission of building the top-tier fintech payments infrastructure for global businesses is being driven to reality by women leade

Article · 7 months ago
Putting Customers First: The Nium Culture Code

By Song Chin, V.P. of Technical Services Contrary to common belief, commitment to customer success is not the responsibility of a company’s particular department. In fact, ensuring that customers’ needs are identified and met is an area of ownership that the entire business should take. As Nium buil

Article · 7 months ago
Moving Payments Faster: Air Europa Chooses Nium’s Closed-Loop B2B Travel Payments

Summary Global air travel has been fast rebounding, and there has never been a better time for the travel industry to rebuild the synergy of the ecosystem. For airlines, because of razor-thin margins, operational optimization has become the key focus. Technological innovation in facilitating B2B tra

News · 7 months ago
Nium Expands Payments Platform with ‘Zero-Deduction’ Wire Transfers for Payroll and Procurement

Cross-border payments leader removes deductions on global wire transfers, supports 7 new payout currencies, and provides real-time transaction tracking through SWIFT gpi SAN FRANCISCO, Calif., USA – February 7, 2023 – Nium, the global platform for on-demand money movement, today announced zero-deduc

News · 8 months ago
ICC and Nium Launch “Next In” Global Hackathon to Innovate on Digital Cricket Fan Experiences

First Hackathon from the ICC will Shape the Future of On- and Off- Field Engagement Dubai, UAE – Jan. 11, 2023 – The International Cricket Council (ICC) and official fintech infrastructure partner and Modern Money Movement platform, Nium, today announced the launch of “Next In”, a global hackathon o

News · 9 months ago
Paycell Partners with Nium for International Money Transfers

Türkiye’s most inclusive financial services platform, Paycell, continues to make life easier for its users with easy and secure payment solutions and financial services. Thanks to the account-to-account international money transfer process implemented by Paycell in partnership with Nium, users can m

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