The modern way to handle claims.

Take the effort out of settling claims, supplier invoices, or handling delegated funds. Nium helps reduce indemnity costs, easily recapture unused claimant funds and protect your payments.

Go virtual with cards.

Our extensive portfolio of virtual cards from Visa and Mastercard helps you increase acceptance, reduce fraud and even close funding gaps.

Payments ensured.

Recovering payments through chargebacks has never been easier. We have over 10 years of industry experience and our chargeback success rate is 99.98%.

Payments to profits.

Put payments to work for your business. Transform payment expenses to earnings to help increase your margins by over 25%.

We’ve got payments covered.

Move money around the world – from APAC to LATAM, from EMEA to North America, from capital cities to emerging markets.  All made possible with payment solutions from the global leader in modern money movement. 

Pay Out with Nium

190+ markets. Zero hassles.

Nium Pay Out is the modern way to move money. Pay employees, suppliers and local sellers and partners wherever you do business.

Learn more

Pay In with Nium

Bank like a local in 35 different countries.

Do business internationally, while receiving funds locally. Set up virtual bank accounts in 35 different countries and accept payments via bank transfers, cards and wallets.

Learn more

Issue Cards with Nium

Issue cards in 30+ markets worldwide.

Instantly issue physical spend cards or enable virtual card vendor payments in 30+ markets worldwide, made possible by our partnerships with card networks.

Learn more

Payment reassurance for insurance providers.

Manage cash flow, satisfy claimants, suppliers and regulatory authorities. Learn how in this guide for the insurance industry.

Read how

Ready to get started?

Explore our docsarrow

The most powerful APIs for global money movement.

Go from idea to implementation quickly with robust, bank-grade APIs. Our documentation, sample data and code snippets provide developers with powerful tools to launch your next innovation.

Start building


Build a global solution using modular, cloud-based APIs. Easily integrate features and geographies as you scale.


Read our documentation, explore APIs in our sandbox and begin to prototype as you build a solution.


Our partners.

“With Nium, I saw the ability for us to scale quickly, not only locally but in new markets, and at a commercially feasible cost.”

—Pelikin | Sam Brown, Founder and CEO

Read the story

Modern money movement and the global network that makes it possible.

We empower modern money movement through a global network of regulatory licenses and partners, compliance services, and world-class APIs designed to make the complexities of global commerce invisible.


Pay Out to 190+ countries and territories


Set up virtual Pay In accounts in 35 different countries


Issue physical and virtual cards in 30+ markets worldwide