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NIUM
  • Products
    Payments

    Cross-border payouts

    Send funds to 190+ countries in local currencies and methods.

    Multi-currency accounts

    Hold, convert, and collect in 100+ currencies from one account.

    Stablecoin payouts

    Connect stablecoin and fiat payout flows.

    Account verification

    Validate beneficiary accounts instantly across 50+ countries.

    issuance

    Physical and virtual cards

    Operate custom card programs in 30+ markets with no BIN sponsor.

    Stablecoin cards

    Issue stablecoin-backed cards for global spend.

    Reference Guide

    Explore supported corridors, currencies, methods, and FX in one reference

    Nium Atlas

    Explore supported corridors, currencies, methods, and FX.

  • Businesses we serve

    Airlines

    Pay agents, partners, and passengers anywhere, without new infrastructure.

    Banks

    Add real-time global settlement without rebuilding your core infrastructure.

    Fintechs + financial services

    Reach 190+ countries in fiat or stablecoin through a single integration.

    Marketplaces

    Move funds from buyer to seller across currencies and time zones.

    Payroll

    Pay creators, gig workers, and contractors across every corridor.

    Platforms

    Pay workers, partners, and vendors anywhere in the world, on time and in local currency.

    Spend management

    Issue cards and control global spend with embedded FX and limits.

    Travel

    Settle supplier payouts and virtual cards as fast as bookings move.

    Customers who rely on Nium

    Our Customers

    Explore the companies moving money on our stack and why.

  • Resources

    Knowledge base

    Insights to help you move money with confidence.

    Blog

    Learnings, point of views, and product explainers from Nium experts.

    Customer stories

    Real-world use cases and what's possible when customers build on Nium.

    Guides

    Industry reports, product deep dives, and custom research on what's next.

    Featured read

    Now live: USDC Funding

    Fund in USDC, pay the world: Nium launches stablecoin funding.

  • Developers

    Developers, builders, and agents

    Everything you need to explore, integrate, test, and ship with Nium.

    Documentation

    Learn key concepts and how to get started with your integration.

    Sign up for the Nium Web Portal

    Verify your email, set up MFA, and start building with Nium Sandbox today.

  • Company

    About

    Meet the team building future-ready infrastructure for global money movement.

    Partners

    The payments partner network built to grow with you.

    Careers

    Build the future of global money movement with us.

    Newsroom

    Explore our latest product launches, partnerships, and more.

    Licenses

    See our regulatory coverage across 40+ countries.

    Contact us

    Tell us your needs and get connected with a Nium expert.

    Nium news

    US card issuing is here

    Businesses can now launch cards in the United States with Nium.

  • Log in

    Talk to us

  • Language

    English
    Brasil (Português)
    France (Français)
    日本 (日本語)
  • English
    English
    Brasil (Português)
    France (Français)
    日本 (日本語)

Talk to us

Payments

Cross-border payouts

Send funds to 190+ countries in local currencies and methods.

Multi-currency accounts

Hold, convert, and collect in 100+ currencies from one account.

Stablecoin payouts

Connect stablecoin and fiat payout flows.

Account verification

Validate beneficiary accounts instantly across 50+ countries.

issuance

Physical and virtual cards

Operate custom card programs in 30+ markets with no BIN sponsor.

Stablecoin cards

Issue stablecoin-backed cards for global spend.

Reference Guide

Explore supported corridors, currencies, methods, and FX in one reference

Nium Atlas

Explore supported corridors, currencies, methods, and FX.

Airlines

Pay agents, partners, and passengers anywhere, without new infrastructure.

Banks

Add real-time global settlement without rebuilding your core infrastructure.

Fintechs + financial services

Reach 190+ countries in fiat or stablecoin through a single integration.

Marketplaces

Move funds from buyer to seller across currencies and time zones.

Payroll

Pay creators, gig workers, and contractors across every corridor.

Platforms

Pay workers, partners, and vendors anywhere in the world, on time and in local currency.

Spend management

Issue cards and control global spend with embedded FX and limits.

Travel

Settle supplier payouts and virtual cards as fast as bookings move.

Customers who rely on Nium

Our Customers

Explore the companies moving money on our stack and why.

Knowledge base

Insights to help you move money with confidence.

Blog

Learnings, point of views, and product explainers from Nium experts.

Customer stories

Real-world use cases and what's possible when customers build on Nium.

Guides

Industry reports, product deep dives, and custom research on what's next.

Featured read

Now live: USDC Funding

Fund in USDC, pay the world: Nium launches stablecoin funding.

Developers, builders, and agents

Everything you need to explore, integrate, test, and ship with Nium.

Documentation

Learn key concepts and how to get started with your integration.

Sign up for the Nium Web Portal

Verify your email, set up MFA, and start building with Nium Sandbox today.

About

Meet the team building future-ready infrastructure for global money movement.

Partners

The payments partner network built to grow with you.

Careers

Build the future of global money movement with us.

Newsroom

Explore our latest product launches, partnerships, and more.

Licenses

See our regulatory coverage across 40+ countries.

Contact us

Tell us your needs and get connected with a Nium expert.

Nium news

US card issuing is here

Businesses can now launch cards in the United States with Nium.

Terms and policies.

All the agreements, policies, and terms governing Nium products and services.

Select Language
English
Portuguese (Brazil)
French (Canada)
Japanese (Japan)
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General

Terms of Use

Last updated
September 25, 2024

Agreements

Direct Services Agreement

Direct Services Agreement

Last updated
August 2026

Pay In Service Terms and Conditions

Pay Out Services Terms and Conditions

Platform Services Agreement

Platform Services Agreement

Last updated
August 2026

Pay In and Pay Out Terms

Last updated
August 2026

Card Issuing Terms

Last updated
April 2025

DORA Addendum

End Customer Terms

End Customer Terms and Conditions

Last updated
August 2026

Pay In and Pay Out Service Terms and Conditions

Last updated
August 2026

Corporate Card Terms and Conditions

Payroll Card Terms and Conditions

Verify Terms and Conditions

Travel Card and Payment Services Agreement

Travel Card and Payment Services Agreement

Last updated
July 2026

Airline Payment Terms and Conditions

Product Terms

Direct Debit Terms

PayTo Terms and Conditions

Verify Terms of Service

Last updated
September 2024

Financial Partner Terms

CFSB Payment Services

Privacy

Global Privacy Policy

Last updated
August 2026

Data Protection Agreement

Last updated
August 2026

DPA — Indonesia

Last updated
March 2025

U.S. Consumer Privacy Notice

Last updated
April 15, 2024

Candidate Privacy Policy

Last updated
April 22, 2024

Cookie Notice

Last updated
April 15, 2024

Nium Japan Kabushiki Kaisha Privacy Notice Statement

Compliance and Regulatory

Customer Protection Principles

Last updated
April 25, 2024

Prohibited and Restricted Business Categories

Last updated
June 4, 2024

Licenses and Registrations

NIUM Japan’s AML/CFT and Countering Anti-Social Forces Principle

NFSM – Complaints Handling Policy

Contratos

Contrato de Serviços da Nium Direct

Contrato de Serviços da Nium Direct

Last updated
agosto de 2026

Termos e Condições do Serviço Pay In

Termos e Condições do Serviço de Pagamento

Contrato de Serviços da Plataforma Nium

Contrato de Serviços da Plataforma Nium

Last updated
agosto de 2026

Termos e Condições dos Serviços de Recebimento e Pagamento

Last updated
agosto de 2026

Adendo DORA

Adendo DORA

Termos e Condições para o Cliente Final

Termos e Condições para o Cliente Final

Last updated
agosto de 2026

Termos e Condições dos Serviços de Depósito e Saque

Last updated
agosto de 2026

Termos e Condições do Cartão Corporativo

Termos do produto

Termos e Condições do Débito Direto

Privacidade

Política Global de Privacidade

Last updated
agosto de 2026

Acordo de Proteção de Dados

Last updated
agosto de 2026

Agreements

Convention relative aux services directs de Nium

Convention relative aux services directs de Nium

Last updated
Août 2026

Modalités d’utilisation du service Pay In

Modalités et conditions des services de paiement

Contrat de services de la plateforme Nium

Contrat de services de la plateforme Nium

Last updated
Août 2026

Modalités et conditions des services Pay In et Pay Out

Last updated
Août 2026

Modalités d'émission des cartes

Last updated
Avril 2025

Avenant DORA

Avenant DORA

Conditions générales destinées aux clients finaux de Nium

Conditions générales destinées aux clients finaux de Nium

Last updated
Août 2026

Modalités et conditions relatives aux services de dépôt et de retrait

Last updated
Août 2026

Modalités d’utilisation de la carte d’entreprise

Modalités et conditions relatives aux cartes de paie

Product terms

Conditions de prélèvement automatique

Privacy

Politique mondiale de confidentialité

Last updated
Août 2026

Accord sur la protection des données

Last updated
Août 2026

プライバシー

グローバルプライバシーポリシー

Last updated
2026年8月11日

コンプライアンス・規制

NIUM JapanのAML/CFTおよび反社会的勢力への対応方針

Nium Japan お客様保護方針

Products

Cross-border payouts

Stablecoin payouts

Multi-currency accounts

Physical & virtual cards

Stablecoin cards

Account verification

Global FX

Businesses we serve

Airlines

Banks

Fintechs & financial services

Marketplaces

Payroll

Platforms

Spend management

Travel

Our customers

Resources

Knowledge base

Blog

Guides

Customer stories

Events

Corporate onboarding guide

Why Nium for cross-border payouts?

Tools

Connect via Swift

Nium Atlas

Developers, builders, and agents

Documentation

Nium Web Portal

Developer experience

Company

About

Partners

Careers

Newsroom

Licenses

Contact us

NIUM
PCI DSS compliant badge with text 'Payment Card Industry Data Security Standard Compliant'.Black pixelated smiling face with square eyes and mouth on white circular background.Pixel art of a stylized black and white fish inside a circular frame on white background.Blue circular badge with white padlock icon and text GDPR inside it.Circle with text California Consumer Privacy Act surrounding CCPA Compliant in the center with stars on the ring.ISO/IEC 27001 certification badge for Information Security Management System.SOC 2 Type 2 compliance badge with a padlock and AICPA SOC emblem.Silver shield with a padlock icon and text SOC 1 TYPE 2 with AICPA SOC emblem below.

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English
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France (Français)
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